Active SingleFamilyResidence
$1,595,000
3-Bedroom Home in HIDDEN HARBOR

17308 Hidden Estates Cir, Fort Myers, FL 33908

SingleFamilyResidence in HIDDEN HARBOR, Fort Myers · No CDD on record
HIDDEN HARBOR · Fort Myers, FL 33908 · Lee County
Listing data checked against the MLS November 1, 2026 at 1:31 PM ET · rechecked hourly
3Bedrooms
3Bathrooms
2,585Sq Ft
2019Year Built
$617Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

17308 Hidden Estates CIR in Hidden Harbor, Fort Myers is listed at $1,595,000 (2,585 sq ft, about $617 per sq ft). That sits within a few percent of Hidden Harbor's median closed sale of $1,872,500 over the last 12 months (8 recorded sales). It came to market within the past week. Listing facts: built in 2019, HOA dues of $721/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2019 · 7 yrs
  • 2,585 sq ft of living area
  • Active listing
  • HOA $721/mo (per listing)
Listing description

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Waterfront living takes center stage in this beautifully appointed Hidden Harbor home, where expansive lake views, a private floating dock and direct, no-bridge Gulf access create the Southwest Florida lifestyle boaters dream about. Even more special is the wildlife—Hidden Harbor is known for remarkable seasonal manatee activity, with manatees frequently seen throughout the waterways from November through April and sometimes gathering by the dozens, along with dolphins and other native wildlife that make this peaceful waterfront setting truly unique.

Offering approximately 2,585 square feet, the home features 3 bedrooms plus a Den, 2 full baths and a half bath in a light-filled, split-bedroom great-room design. Eight-foot sliders, wood-look plank tile flooring, modern designer finishes, a neutral palette and crown molding create a polished look throughout. A dedicated formal dining area and separate Den/office provide flexible living space.

At the heart of the home, the kitchen pairs quartz countertops with an oversized contrasting island with seating, abundant cabinetry and storage, gas cooking, a built-in microwave and wall oven, and a bright breakfast room surrounded by windows. The spacious primary suite is privately positioned with dual sinks, a separate tub and shower and a walk-in closet. Indoor and outdoor living flow together through the screened lanai, where a private gas-heated pool, covered seating area and built-in outdoor kitchen with grill, vent hood, sink and storage overlook sparkling water.

Whether entertaining, relaxing poolside, watching wildlife or heading out from your own dock, the waterfront connection is always front and center. Additional highlights include a 2019 tile roof, new A/C in 2026, gas pool heater and pool filter added in 2023, new pool pump in 2026, laundry-room built-ins, laundry tub, washer and gas dryer, a 2-car garage and no water damage to the home. Hidden Harbor offers premier boating with private slips and direct Gulf access via the Ten Mile Canal and Estero Bay, approximately 15 minutes to the Bay and 20 minutes to the Gulf.

Its private harbor also connects to the Great Calusa Blueway, providing a scenic launch point for kayaking and canoeing through Southwest Florida’s protected coastal waters. Community amenities include a private clubhouse with fitness facility and entertainment room, plus a resort-style pool, fire pit, sun deck, outdoor BBQ area, kayak launch and community kayaks. Ideally located west of US-41, Hidden Harbor is convenient to RSW, fine dining, shopping and world-class beaches.

This home delivers a rare combination of refined living, exceptional wildlife, expansive waterfront views and premier boating in one of Southwest Florida’s most coveted gated waterfront communities.

All 49 photos

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Description provided by Realty World J. PAVICH R.E. and reproduced from the MLS; not independently verified.

Listing courtesy of Realty World J. PAVICH R.E. · Listing agent: Joe R Pavich · (239) 495-9968Provided via the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information deemed reliable but not guaranteed by the MLS to be accurate. · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Lee County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for HIDDEN HARBOR. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,595,000
Bed / bath3 / 3
Living area2,585 sq ft
Year built2019
Property typeSingleFamilyResidence
MLS #226036014
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyLee
Area listings3 active · 1 under contract
Estimated first-year tax~$24,675/yr
CDD assessmentNone on record
HOA$721/mo

Calculated estimates

Price per sq ft$617
Estimated monthly payment$11,970
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$1,872,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$11,970/mo
  • Principal & interest $8,696/mo 73%
  • Taxes $2,056/mo 17%
  • Insurance $497/mo 4%
  • HOA $721/mo 6%

$11,970/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$24,675/yr
≈ $2,056/mo·effective rate ~1.55%
Estimate: asking price less the $50,000 homestead exemption × Lee County rate (15.97 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $14,900/yr ($1,242/mo) — taxable value $932,922 × 15.97 mills
$9,775 more each year
(+66%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$983,644
Market value
$983,644
Assessed
$932,922
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Lee County Property Appraiser 2025 Taxing District Millage Book; Lee County Schools 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 17308 Hidden Estates Cir

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $14,900/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,595,000 and the first-year bill resets to about $24,675/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.97 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$721/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $4,000–$8,500/yr; neither is a quote.
Roof and ageBuilt in 2019. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.

Estimated carrying cost at the asking price, before the mortgage: about $2,960/month (tax $2,056, HOA $721, insurance $183). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$721/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Hidden Harbor

Pricing & the Hidden Harbor market

How this home is priced against recent nearby sales, and where Hidden Harbor has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Hidden Harbor

Each dot is a closed sale since 2013 (108 total). This home is the gold marker.

$177k$2.1M$4.1M9715,1979,423This home: $1,595,000, 2,585 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). FGCMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $617/sq ft.

$221$466$7122014: $31420142015: $3522017: $29520172018: $2892019: $26820192020: $3042021: $41520212022: $6642024: $64920242025: $5642026: $5892026

Median sale price by year

12-month median closed price, 2014–2026.

$565k$1.6M$2.7M2014: $1.4M20142015: $1.9M2017: $882k20172018: $842k2019: $770k20192020: $840k2021: $1.2M20212022: $2.1M2024: $2.5M20242025: $1.6M2026: $1.9M2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 44 (normal).

2360972015: 5020152018: 3920182019: 3020192020: 3220202021: 8120212022: 9020222025: 5320252026: 442026
Property timeline

This home’s history

  • 2019BuiltPer public record
  • Nov 1, 2026First seen on movewithmomentum.comObserved at $1,595,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,595,000Realty World J. PAVICH R.E.
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

55/100
Strongest on: Pricing power (86), Affordability (75)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area38
This home $617/sq ft vs the community 12-month median $589/sq ft.
Affordability75
List price $1,595,000 vs the community median $1,872,500. Not a measure of personal affordability.
Market liquidity20
Community median 164 days on market (12-month record).
Pricing power86
Recent sales closed at about 90.8% of original asking (~9.2% below). More room below asking generally favors buyers.
Market timing56
Momentum Market Heat is 44/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $617 per square foot, about 5% above the community’s $589 median. Hidden Harbor’s 12-month median sold price per square foot is $589. Median sold price per square foot is up 20.0% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

76% of homes in Hidden Harbor are owner-occupied. An estimated 24% are non-owner-occupied, including 1% held in a company or trust and 15% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 80 homes matched. Community-level context.

Recent Hidden Harbor sales closed near 90.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Hidden Harbor, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Realty World J. PAVICH R.E. · MLS # 226036014

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Keep looking

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Recently off market in HIDDEN HARBOR

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on HIDDEN HARBOR

Go deeper on HIDDEN HARBOR

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 17308 Hidden Estates CIR, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2019: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $721/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,585 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $24,675/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,775 more per year than the current owner’s estimated bill (+66%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordFGCMLS, checked against the MLS hourly (last: November 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Lee County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 17308 Hidden Estates CIR and when was it built?

Per the listing record, 17308 Hidden Estates CIR was built in 2019 and has 2,585 sq ft of living area, 3 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 17308 Hidden Estates CIR in?

17308 Hidden Estates CIR is in Hidden Harbor in Fort Myers, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 17308 Hidden Estates CIR have an HOA, and how much are the dues?

The listing reports HOA dues of $721 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 17308 Hidden Estates CIR differ from the current owner's?

The estimate on this page (about $24,675 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,775 more per year than the current owner’s estimated bill (+66%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 17308 Hidden Estates CIR in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.