3 bedroom Condominium at 20651 Wildcat Run Dr 102, Cypress Cove At Wildcat Run, Estero — photo 1Front elevation
3 bedroom Condominium at 20651 Wildcat Run Dr 102, Cypress Cove At Wildcat Run, Estero — photo 2Living space
3 bedroom Condominium at 20651 Wildcat Run Dr 102, Cypress Cove At Wildcat Run, Estero — photo 3Kitchen
3 bedroom Condominium at 20651 Wildcat Run Dr 102, Cypress Cove At Wildcat Run, Estero — photo 4Owner's suite
3 bedroom Condominium at 20651 Wildcat Run Dr 102, Cypress Cove At Wildcat Run, Estero — photo 5Exterior / yardView all 49 photos →
79 days on market (MLS) Condominium
$368,000
3-Bedroom Condo in CYPRESS COVE AT WILDCAT RUN

20651 Wildcat Run Dr 102, Estero, FL 33928

Condominium in CYPRESS COVE AT WILDCAT RUN, Estero · No CDD on record
CYPRESS COVE AT WILDCAT RUN · Estero, FL 33928 · Lee County
Listing data updated September 30, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,624Sq Ft
1999Year Built
$227Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% below
$/sq ft vs community
$227 here vs $239 median sold (12 mo)
Buyer leverage
Buyer advantage
79 days on market
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 20651 Wildcat Run DR 102 in Cypress Cove At Wildcat Run, Estero is listed at $368,000 (1,624 sq ft, about $227 per sq ft). That sits within a few percent of Cypress Cove At Wildcat Run's median closed sale of $390,000 over the last 12 months (4 recorded sales). It has been 79 days on market, longer than the community's typical 30 days to contract. Listing facts: built in 1999, HOA dues of $309/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 1,624 sq ft of living area
  • 79 days on market
  • HOA $309/mo (per listing)
Momentum Research · Cypress Cove At Wildcat Run

Pricing & the Cypress Cove At Wildcat Run market

How this home is priced against recent nearby sales, and where Cypress Cove At Wildcat Run has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Cypress Cove At Wildcat Run

Each dot is a closed sale since 2013 (43 total). This home is the gold marker.

$141k$338k$536k1,5941,8782,161This home: $368,000, 1,624 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). FGCMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $227/sq ft.

$98$179$2592014: $11420142015: $11720152018: $12420182019: $12620192021: $14220212022: $21220222023: $20220232024: $24320242026: $2392026

Median sale price by year

12-month median closed price, 2014–2026.

$177k$300k$424k2014: $200k20142015: $250k20152018: $251k20182019: $211k20192021: $286k20212022: $350k20222023: $386k20232024: $400k20242026: $390k2026
Property timeline

This home’s history

  • 1999BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 79 cumulative days on market as of September 30, 2026
  • Sep 30, 2026First seen on movewithmomentum.comObserved at $368,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,863/mo
  • Principal & interest $1,965/mo 69%
  • Taxes $423/mo 15%
  • Insurance $166/mo 6%
  • HOA $309/mo 11%

$2,863/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$5,075/yr
≈ $423/mo·effective rate ~1.38%
Estimate: asking price less the $50,000 homestead exemption × Lee County rate (15.97 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,700/yr ($392/mo) — taxable value $293,930 × 15.97 mills
$375 more each year
(+8%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$293,930
Market value
$293,930
Assessed
$293,930
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Lee County Property Appraiser 2025 Taxing District Millage Book; Lee County Schools 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Momentum Scores

Momentum Property Score

66/100
Strongest on: Market liquidity (76), Pricing power (66)
0 limited50100 exceptional

66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area63
This home $227/sq ft vs the community 12-month median $239/sq ft.
Affordability59
List price $368,000 vs the community median $390,000. Not a measure of personal affordability.
Market liquidity76
Community median 30 days on market (12-month record).
Pricing power66
Recent sales closed at about 94.8% of original asking (~5.2% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $227 per square foot, about 5% below the community’s $239 median. Cypress Cove At Wildcat Run’s 12-month median sold price per square foot is $239. Confidence: Low · 4 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Cypress Cove At Wildcat Run sales closed near 94.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2 active listings in Cypress Cove At Wildcat Run, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

No listing description is available for this property.

All 49 photos

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Listing descriptions are screened for fair-housing and accuracy compliance before display.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$368,000
Bed / bath3 / 2
Living area1,624 sq ft
Year built1999
Property typeCondominium
MLS #225079856
Listing status79 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyLee
Area listings2 active · 0 under contract
Estimated first-year tax~$5,075/yr
CDD assessmentNone on record
HOA$309/mo

Calculated estimates

Price per sq ft$227
Estimated monthly payment$2,863
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$390,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Elite Realty of SWFL · Listing agent: Judith A Gietzen · (239) 405-3503Provided via the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information deemed reliable but not guaranteed by the MLS to be accurate. · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Lee County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,624 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.

Keep looking

Similar homes for sale near CYPRESS COVE AT WILDCAT RUN

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Estero

  • 19605 Utopia Ln, Estero · $600,000 · 3 bd / 2 ba · listed September 29, 2026 (courtesy of John R. Wood Properties)
  • 9111 Palmetto Ridge Dr 201, Estero · $520,000 · 3 bd / 2 ba · listed September 29, 2026 (courtesy of John R Wood Properties)
  • 21301 Pelican Sound Dr 102, Estero · $519,000 · 2 bd / 2 ba · listed September 29, 2026 (courtesy of Gulf and Bay Realty Group)
  • 13642 Lucera Ct, Estero · $374,900 · 2 bd / 2 ba · listed September 29, 2026 (courtesy of Premiere Plus Realty Company)
  • 9463 Oak Strand Dr, Estero · $850,000 · 3 bd / 3 ba · listed September 28, 2026 (courtesy of Exp Realty, LLC)
  • 20312 Corkscrew Shores Blvd, Estero · $489,000 · 2 bd / 2 ba · listed September 28, 2026 (courtesy of Palm Paradise Realty Group)

Recently off market in CYPRESS COVE AT WILDCAT RUN

Transparency

Price & listing history

Listed for $368,000Momentum Realty · on market 79 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$309/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Seen enough photos?

Want to see 20651 Wildcat Run DR 102?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Elite Realty of SWFL · MLS # 225079856

Request a showing

or call (904) 351-6461
Go deeper

More on CYPRESS COVE AT WILDCAT RUN

Go deeper on CYPRESS COVE AT WILDCAT RUN

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Lee County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for CYPRESS COVE AT WILDCAT RUN. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Before you decide

Buyer research checklist

Items worth confirming for 20651 Wildcat Run DR 102, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1999 (27 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,624 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,075/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $375 more per year than the current owner’s estimated bill (+8%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Provenance

Data sources & freshness

Listing recordFGCMLS, refreshed twice daily (last: September 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Lee County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 20651 Wildcat Run DR 102 and when was it built?

Per the listing record, 20651 Wildcat Run DR 102 was built in 1999 and has 1,624 sq ft of living area, 3 bedrooms and 2 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 20651 Wildcat Run DR 102 in?

20651 Wildcat Run DR 102 is in Cypress Cove At Wildcat Run in Estero, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 20651 Wildcat Run DR 102 have an HOA, and how much are the dues?

The listing reports HOA dues of $309 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 20651 Wildcat Run DR 102 differ from the current owner's?

The estimate on this page (about $5,075 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $375 more per year than the current owner’s estimated bill (+8%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 20651 Wildcat Run DR 102 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 20651 Wildcat Run DR 102 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.