5727 Riverside Dr, Cape Coral, FL 33904
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
5727 Riverside DR in Yacht Club, Cape Coral is listed at $1,575,000 (2,383 sq ft, about $661 per sq ft). That is 242% above Yacht Club's median closed sale of $460,000 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $305/sq ft by about 117%. It came to market within the past week. Listing facts: built in 2001. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 2001 · 25 yrs
- 2,383 sq ft of living area
- listed Nov 10, 2026
About this home
STUNNING RIVERFRONT HOME located on PREMIER RESIDENTIAL STREET in the HIGHLY SOUGHT-AFTER YACHT CLUB area of Cape Coral. This 3 BED+ DEN, 2-1/2 BATH house sits on a DOUBLE LOT w/UNOBSTRUCTED PANORAMIC VIEWS of the ONE-MILE-WIDE Caloosahatchee RIVER. This home sat HIGH & DRY during the hurricanes without any interior water intrusion.
Owner's FLOOD INSURANCE @ $3441 is TRANSFERRABLE TO BUYER. A NEW TILE ROOF, a 3-tier water fountain, a circular drive & stamped concrete complete the curb appeal of this majestic estate home. The moment you walk thru the front door you are struck by the BREATHTAKING WATERVIEWS & TOWERING CEILINGS from the MASSIVE GREAT ROOM which has a wall of pocket sliding glass doors providing you w/the opportunity to combine INDOOR & OUTDOOR LIVING SPACES seamlessly.
Off the great room is an open DEN W/VIEWS OF THE RIVER. Almost every room in the home captures this peaceful & relaxing RIVERVIEW as well as the SPECTACULAR SUNRISES! Owner's suite takes up the entire left side of the house for total privacy w/sliders leading out to the lanai to enjoy the river.
Spacious owner's ensuite bathroom includes a double shower, large walk-in closet, garden tub & dual sinks. This split bedroom plan has 2 additional bedrooms located on the opposite side of the home that share a bathroom w/dual sink. The GOURMET KITCHEN is a dream layout w/new granite countertop, tile backsplash & all NEW STAINLESS-STEEL APPLIANCES.
Cook in the kitchen, sit at the breakfast bar or at the dining room table & reap the benefits of the same EXHILARATING RIVERIEWS. The new substantially built 1200sqft LANAI W/PICTURE SCREEN provides comfort in any weather. Entertain your guests under the covered space & by the newly refurbished 30x15, 8800-gallon SALTWATER POOL W/SOLAR & ELECTRIC HEAT.
You will enjoy countless hours lounging on the CAPTAIN'S WALK watching birds, dolphins, manatee searching for food & boats sailing by along the protected no wake shoreline. A TWO AND A HALF CAR GARAGE w/new electric garage door & EPOXY FLOOR provides ample STORAGE SPACE. Your pet, if you have one, will enjoy the decorative FENCED IN BACKYARD.
The meticulously manicured, LUSH LANDSCAPE is the envy of this friendly riverfront neighborhood. There are MANY EXTRAS that come with this house: tile & luxury vinyl flooring thru-out, water softener & reverse osmosis systems, new gutters & downspouts, AC (2024) & more! This home is a short 13-minute walk from the Cape Coral Yacht Club & Beach which is undergoing a multi-million-dollar renovation.
It includes an expanded beach, 2 new pools, a newly constructed restaurant, a protected marina w/boat docks & a gas pump on the pier. The location is stellar w/plenty of places to shop, eat & enjoy the Florida sunshine only minutes away! Don’t miss the opportunity to call this magnificent riverfront residence your primary home!
Also, perfect as a vacation rental or second home! THE LOT ALONE IS ALMOST VALUED AT THE PRICE OF THE HOUSE!
All 35 photos
Description provided by RE/MAX Realty Group and reproduced from the MLS; not independently verified.
The Messtimate
Estimate unavailable for this home right now. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when we can match at least 3 comparable closed sales from the last 18 months to this home. We could not assemble that set for this page today, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 2,383 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated November 13, 2026.
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for YACHT CLUB. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $8,476/mo 76%
- Taxes $2,029/mo 18%
- Insurance $689/mo 6%
$11,194/mo at 20% down, 30-yr @ 7.11% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified county tax rollProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Lee County Property Appraiser 2025 Taxing District Millage Book; Lee County Schools 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 5727 Riverside Dr
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $12,350/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,575,000 and the first-year bill resets to about $24,350/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.97 mills); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $6,000–$12,000/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2001. An original roof would be about 25 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 2001BuiltPer public record
- About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 7, 2026)
- Nov 7, 2026First seen on our siteObserved at $1,575,000
- NowPendingSale pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
32/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 36.0 months of supply in the surrounding market and 3 days on market for this home, against a 132-day area median.Days on market:this home 3Area median: 132 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. As of November 11, 2026.
🟡 Asking $661 per square foot, about 117% above the community’s $305 median. Yacht Club’s 12-month median sold price per square foot is $305. Confidence: Low · 3 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
34% of homes in Yacht Club are owner-occupied. An estimated 66% are non-owner-occupied, including 19% held in a company or trust and 38% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 52 homes matched. Community-level context.
Recent Yacht Club sales closed near 83.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending November 11, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 9 active listings in Yacht Club, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 5727 Riverside DR?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by RE/MAX Realty Group · MLS # 2026044191
Request a showing
Similar homes for sale near YACHT CLUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Cape Coral
- 4230 SE 20th Pl 206, Cape Coral · $390,000 · 3 bd / 2 ba · listed November 13, 2026 (courtesy of Berkshire Hathaway Florida)
- 6021 Silver King Blvd 105, Cape Coral · $990,000 · 3 bd / 4 ba · listed November 13, 2026 (courtesy of Berkshire Hathaway Florida)
- 16571 Sanctuary Estates Dr, Cape Coral · $1,595,000 · 4 bd / 5 ba · listed November 13, 2026 (courtesy of RE/MAX Realty Team)
- 1403 SW 52nd Ter, Cape Coral · $1,150,000 · 4 bd / 3 ba · listed November 13, 2026 (courtesy of The Keyes Company)
- 3414 NW 1st Ter, Cape Coral · $878,900 · 4 bd / 3 ba · listed November 13, 2026 (courtesy of Florilife Realty, LLC)
- 3936 SW 20th Ave, Cape Coral · $824,000 · 3 bd / 2 ba · listed November 13, 2026 (courtesy of Magna Realty, LLC)
Recently off market in YACHT CLUB
- 5239 Wisteria Ct · 2026-09-10
- 1460 Venetian Ct · 2026-09-10
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on YACHT CLUB
Go deeper on YACHT CLUB
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the YACHT CLUB guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →What homes sell for in 33904 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 5727 Riverside DR, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,383 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $24,350/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,000 more per year than the current owner’s estimated bill (+97%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 13, 2026) |
| Comparable sales | Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 5727 Riverside DR and when was it built?
Per the listing record, 5727 Riverside DR was built in 2001 and has 2,383 sq ft of living area, 3 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5727 Riverside DR in?
5727 Riverside DR is in Yacht Club in Cape Coral, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 5727 Riverside DR differ from the current owner's?
The estimate on this page (about $24,350 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,000 more per year than the current owner’s estimated bill (+97%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5727 Riverside DR in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 5727 Riverside DR in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.