Yacht Club
Homes for Sale in Cape Coral, FL
All 510 homes for sale in Cape Coral, FL · median $327,000 · 170 homes for sale in 33904 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Yacht Club in Cape Coral, FL has 11 homes for sale and 1 pending, asking from $387,000 to $2,799,900 (median $695,000). Over the 12 months ending 2026-09-20, 25 recorded sales closed at a median of $725,000, $354 per square foot, a median 53 days on market, sellers accepting 89% of original asking (+40% versus the prior year). Homes listed or recently sold were built 1959–1975; 11 of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $11,580 ($10,910 with the full homestead exemption).
Last 30 days in Yacht Club: 6 new listings (median asking $784,500), 1 under contract right now. As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Yacht Club
Live MLS inventory for Yacht Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Yacht Club listings as of 2026-10-18, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Yacht Club's pricing is doing what you'd expect in a neighborhood built mostly in the early 1970s but still adding new construction into the 2020s: the spread between an original-era home and a rebuild is wide, and that spread is what's actually setting the median, not any single amenity or view type. At a median of $617,450 and $328.46 per square foot, this is a price point driven by lot and structure, not by community features — MLS listings don't surface a shared amenity package here, so whatever a buyer is paying for is the house and the water access itself.
The 13.8% year-over-year move is real, but a market heat score of 42 and a median of just over 53 days on market tell a calmer story underneath it — this is not a bidding-war environment right now, it's a market where well-priced, well-maintained homes still move and dated ones sit. For sellers, that means condition and pricing discipline matter more than urgency. For buyers, there's room to negotiate on anything that isn't fully updated.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Yacht Club right now
🟢 Still climbing. The trailing-12-month median ($725K) is up 40.5% from the prior 12 months ($516K). With about 24 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: High (25 and 26 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Yacht Club market snapshot (as of September 20, 2026): the median sale price is about $725K ($354 per sq ft over the trailing 12 months of closed sales), and a median 53 days on market for closed sales. The trailing-12-month median is up 40% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (25 closings in the current window).
In ZIP 33904 (Cape Coral), 5,462 homes closed in the last 12 months at a median of $380K ($221/sq ft), up 1.6% year over year, with a median 51 days on market. Right now 208 active and 47 pending listings — a buyer's market. See the live ZIP 33904 housing market and the Lee County market.
County records show 6 qualified sales in Yacht Club across 2024–2025 (4 in 2024, 2 in 2025), median $399,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Yacht Club: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Yacht Club is a community of 52 homes in Cape Coral, Lee County, built between 1959 and 2022 (median 1965.0), with a median living area of about 2,714 square feet. 34% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Yacht Club is one of Cape Coral's older established sections, with homes dating from 1956 through new construction as recent as 2024 and a median build year of 1972 — so the housing stock itself spans two very different eras of construction standards and layouts on nearly 2,500 homes.
The setting & the homes.
Aerial and on-site photos of Yacht Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Yacht ClubPhotos from Florida Gulf Coast MLS listings in Yacht Club; content deemed reliable but not guaranteed.
Who Yacht Club is best for.
Best for
- Buyers targeting a larger living footprint on an established lot rather than new-build square footage
- Buyers comfortable evaluating condition and construction year home-by-home instead of trusting a single neighborhood price point
- Sellers with an updated or newer-build home who want to price against the top of the local range rather than the median
Probably not for
- Buyers who want a documented community amenity package as part of the purchase
- Buyers on a tight timeline who need a fast, high-competition close — the current pace here runs closer to two months
- Buyers assuming every home at the median price is comparably updated, given the 1956-2024 build spread
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($725K) IS the median in the snapshot above, and the move from 2025 ($516K) IS the +40.5% one-year change.
Windows contain 0 to 36 sales each (25 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
8% of homes for sale in Yacht Club are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Yacht Club Market Scorecard
Yacht Club is currently a balanced market., a median asking price of $599,000, and homes go under contract in about 28 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Yacht Club on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Yacht Club buying strategy.
If we were buying in Yacht Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Yacht Club.
A market split between original and rebuilt
The median living area here runs large at 3,684.5 square feet, which is worth noting for a canal or waterfront-oriented neighborhood — this isn't a market of small footprint cottages, it's dominated by larger-format homes, whether that square footage comes from an original build or a newer replacement on the same lot.
Ownership patterns add another layer: just under 44% of homes carry a homestead exemption, meaning a majority of the housing stock in Yacht Club is held as non-homestead property. That's a relevant data point for anyone evaluating resale liquidity or rental comparables in the area, and it helps explain why inventory and turnover can behave differently than in a fully owner-occupied section of Cape Coral.
The location and the amenities are priced into every listing in Yacht Club. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Yacht Club buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Recent Direction +40.5% year-over-year; Owner Commitment 34% owner-occupied; Pricing Power 89.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a neighborhood where the same median price can represent a 1960s original or a 2020s rebuild, pricing a listing or evaluating an offer requires knowing which comp actually applies — we pull the age, square footage, and condition data on the specific home rather than leaning on a neighborhood-wide number that can mislead in either direction.
Yacht Club in 15 seconds.
What it really costs to own in Yacht Club
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,041/yr across 24 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 0% sit outside the high-risk zone and 100% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1965 across 24 listings. An original roof here would be about 61 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Yacht Club
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Yacht Club
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Yacht Club will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 11 sampled listing addresses in this community: 100% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=11) · as of 2026-10
Tools for a Yacht Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Yacht Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Yacht Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Yacht Club home worth?
Get a no-obligation home value based on real comparable sales in Yacht Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cape Coral →
Recently off market in Yacht Club
Homes in Yacht Club that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 1460 Venetian Ct · off market
- 5239 Wisteria Ct · off market
- 5727 Riverside Dr · off market
| Location | Cape Coral, Lee County, FL · ZIP 33904 |
|---|---|
| Homes in the community | 52 (FL DOR 2025 assessment roll) |
| Years built | 1959–2022 (median 1965.0) |
| Typical living area | 2,714 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $725,000 median across 25 closed sales · $354 per sq ft · +40.5% vs the prior 12 months |
| Days on market (closed sales) | 53 median |
| For sale right now | 9 active, 0 pending · median asking $599,000 |
| Owner-occupied (homestead) share | 34% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Yacht Club key facts,” movewithmomentum.com/neighborhoods/yacht-club--lee, data as of September 20, 2026.
Just listed in Yacht Club
The newest homes for sale in Yacht Club right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5224 Pocatella Ct $440,000 · 3 bd · 2 ba · 1,613 sq ft · new today Courtesy of Valor Real Estate Svs
- 5201 Glade Ct NE $387,000 · 2 bd · 1 ba · 1,061 sq ft · 1 day on market Courtesy of Century 21 Selling Paradise
- 5310 Cortez Ct $830,000 · 4 bd · 3 ba · 2,083 sq ft · 5 days on market Courtesy of LocateHomes.com
- 5314 Colonade Ct $2,799,900 · 4 bd · 3 ba · 3,422 sq ft · 8 days on market Courtesy of Royal Shell Real Estate, Inc.
- 1600 Edith Esplanade $1,375,000 · 4 bd · 3 ba · 2,071 sq ft · 16 days on market Courtesy of Century 21 Selling Paradise
- 5316 Coronado Pkwy $739,000 · 3 bd · 2 ba · 2,180 sq ft · 28 days on market Courtesy of Century 21 Selling Paradise
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Yacht Club Lee Right Now (12)
All 12 active and pending Yacht Club Lee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5224 Pocatella Ct · $440,000 · 3 bd / 2 ba · listed Oct 16, 2026 · listed by Valor Real Estate Svs
- 5310 Cortez Ct · $830,000 · 4 bd / 3 ba · listed Oct 7, 2026 · listed by LocateHomes.com
- 1600 Edith Esplanade · $1,375,000 · 4 bd / 3 ba · listed Oct 3, 2026 · listed by Century 21 Selling Paradise
- 5316 Coronado Pkwy · $739,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Century 21 Selling Paradise
- 5201 Glade Ct NE · $387,000 · 2 bd / 1 ba · listed Sep 10, 2026 · listed by Century 21 Selling Paradise
- 5314 Colonade Ct · $2,799,900 · 4 bd / 3 ba · listed Sep 2, 2026 · listed by Royal Shell Real Estate, Inc.
- 4957 Sorrento Ct · $695,000 · 3 bd / 2 ba · listed Aug 5, 2026 · listed by Elite Florida Realty Inc
- 5118 York Ct · $599,000 · 3 bd / 2 ba · listed Jul 24, 2026 · listed by Palm Paradise Realty Group
- 5125 Avalon Dr · $2,699,900 · 4 bd / 4 ba · listed Jul 22, 2026 · listed by Royal Shell Real Estate, Inc.
- 5128 York Ct · $575,000 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by RE/MAX Nautical Realty
- 1437 Vendome Ct · $450,000 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by KW Florida Living
- 513 Monterey Ave · $349,900 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by REMAX Affinity Mercato
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Cape Coral guides & data
Florida buyer guides
- Florida home insurance rates by county
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- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Bayshore Drive (1 homes on record)
Frequently Asked Questions
What is the median home price in Yacht Club?
How long do homes in Yacht Club take to sell?
How many homes are in Yacht Club?
What share of Yacht Club is owner-occupied?
When were the homes in Yacht Club built?
Who is the best real estate agent for Yacht Club?
How do I find a top Cape Coral real estate agent who knows Yacht Club?
Can Momentum Realty connect me with an agent for Yacht Club?
Where is Yacht Club, and what county is it in?
Is Yacht Club a good place to live?
Should you buy in Yacht Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 18, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33904)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (308 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Yacht Club fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Yacht Club
- Home values · What homes in Yacht Club actually sell for
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