listed Mar 8, 2026 Condominium ▼ Price cut: $13,999 (8/17)
$186,000
2-Bedroom Condo in SEVEN LAKES

7430 Lake Breeze Dr 403, Fort Myers, FL 33907

Condominium in SEVEN LAKES, Fort Myers
SEVEN LAKES · Fort Myers, FL 33907 · Lee County
Listing data checked against the MLS November 12, 2026 at 12:30 PM ET · rechecked hourly
2Bedrooms
2Bathrooms
1,193Sq Ft
1985Year Built
$156Per Sq Ft
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
68% above
$/sq ft vs community
$156 here vs $93 median sold (12 mo)
Buyer leverage
Strong buyer advantage
249 days on market
26.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

7430 Lake Breeze DR 403 in Seven Lakes, Fort Myers is listed at $186,000 (1,193 sq ft, about $156 per sq ft). That is 102% above Seven Lakes's median closed sale of $92,000 over the last 12 months (23 recorded sales). Per square foot it is above the community's recent $93/sq ft by about 68%. It has been listed Mar 8, 2026, longer than the community's typical 92 days to contract. Listing facts: built in 1985. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 1985 · 41 yrs
  • 1,193 sq ft of living area
  • listed Mar 8, 2026
Listing description

About this home

A Stunning Clean and Meticulously Maintained Unit. Come see for yourself! OFFERED FURNISHED!!.

Tile Flooring in Kitchen, Living/Dining Room and Bathrooms too. Crown Molding throughout the condo. This Spacious Living Room with new lights in Dining Room and Fan/Light in the Opened Lanai where you can sit and enjoy the Views of Seven Lakes Community makes this unit very comfortable.

Cross Breezes are Fantastic from the sliding glass doors in the back of the living area. A large Kitchen with plenty of room for storage, Stainless Steel Appliances (2019). Primary Bedroom has a custom walk-in closet to storage all your belonging and the Bathroom has a Tiled Walk-In Shower with Seamless Glass Doors, Both Bathrooms have updated Vanities with Granite Countertops.

Full Size Maytag Washer and Dryer. Air Conditioner is Brand New (2025) and there is a tankless Hot Water Heater too. GOLF CART SPACE #T17 INCLUDED!!

But there's more.... Making this the perfect home, you'll love the amenities too. This well-maintained community also boasts 6 heated pools, auditorium for dinners and dances, full activities department, tennis, pickle ball, shuffleboard, unlimited Golf for two persons per unit, exercise room, pottery and painting, and a wood shop to name a few of the amenities offer at Seven Lakes.

Condo Fees cover all your amenities plus your water, sewer, trash removal, internet, cable, and lawn maintenance. You are responsible for your monthly electric bill and your annual property taxes. Don't wait another minute to start living the Florida dream - come see this incredible property today!

All 38 photos

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Description provided by Seven Lakes Real Estate and reproduced from the MLS; not independently verified.

Listing courtesy of Seven Lakes Real Estate · Listing agent: Joni Willoughby · 239-285-5198Provided via the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information deemed reliable but not guaranteed by the MLS to be accurate. · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

Estimate unavailable for this home right now. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when we can match at least 3 comparable closed sales from the last 18 months to this home. We could not assemble that set for this page today, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,193 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated November 12, 2026.

How it stacks up

Comparable recent sales

Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for SEVEN LAKES. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$186,000
Bed / bath2 / 2
Living area1,193 sq ft
Year built1985
Property typeCondominium
MLS #2025023712
Listing statuslisted Mar 8, 2026

Public records & third-party data

FEMA flood zoneZone AE
CountyLee
Area listings50 active · 7 under contract
Estimated first-year tax~$2,175/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$156
Estimated monthly payment$1,290
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$92,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,290/mo
  • Principal & interest $1,008/mo 78%
  • Taxes $181/mo 14%
  • Insurance $101/mo 8%

$1,290/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$2,175/yr
≈ $181/mo·effective rate ~1.17%
Estimate: asking price less the $50,000 homestead exemption × Lee County rate (15.97 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $2,350/yr ($196/mo) — taxable value $147,773 × 15.97 mills
$175 less each year
(−7%)

The current taxable value ($147,773) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.

$147,773
Market value
$147,773
Assessed
$147,773
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Lee County Property Appraiser 2025 Taxing District Millage Book; Lee County Schools 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 7430 Lake Breeze Dr 403

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $2,350/yr (certified county roll, taxable value × millage). Buy at the asking price of $186,000 and the first-year bill resets to about $2,175/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.97 mills); Save Our Homes caps later increases at 3%/yr.
Home and flood insuranceThe average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1985. An original roof would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 1985BuiltPer public record
  • About Mar 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Mar 8, 2026)
  • Aug 4, 2026First seen on our siteObserved at $199,999
  • Aug 17, 2026Price cut$186,000 (-$13,999, -7.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $186,000Seven Lakes Real Estate · listed Mar 8, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

31/100
Strongest on: Pricing power (100), Flood safety (45)
0 limited50100 exceptional

31/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $156/sq ft vs the community 12-month median $93/sq ft.
Affordability0
List price $186,000 vs the community median $92,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE. Verify the parcel with FEMA.
Insurance cost23
From FEMA Zone AE and a 1985 build. Obtain a property-specific quote.
Market liquidity18
Community median 92 days on market, ~26.1 months of supply (12-month record).
Pricing power100
Recent sales closed at about 81.0% of original asking (~19.0% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 26.1 months of supply in the surrounding market and 249 days on market for this home, against a 92-day area median.Days on market:this home 249Area median:  92 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. As of November 11, 2026.

🟡 Asking $156 per square foot, about 68% above the community’s $93 median. Seven Lakes’s 12-month median sold price per square foot is $93. Confidence: High · 23 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Seven Lakes sales closed near 81.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending November 11, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 50 active listings in Seven Lakes, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Seven Lakes Real Estate · MLS # 2025023712

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Keep looking

Similar homes for sale near SEVEN LAKES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in SEVEN LAKES

  • 1624 Pine Valley Dr 212 · $94,000 · 2 bd / 2 ba · listed November 12, 2026 (courtesy of Seven Lakes Real Estate)
  • 6220 Augusta Dr 107 · $68,500 · 1 bd / 1 ba · listed November 11, 2026 (courtesy of RE/MAX Realty Group)
  • 6102 Augusta Dr 116 · $236,000 · 2 bd / 2 ba · listed November 9, 2026 (courtesy of Coldwell Banker Realty)
  • 6102 Augusta Dr 115 · $89,900 · 2 bd / 2 ba · listed November 4, 2026 (courtesy of VIP Realty Group Inc)
  • 13331 Medinah Cir W 2 · $229,000 · 2 bd / 2 ba · listed October 23, 2026 (courtesy of Seven Lakes Real Estate)
  • 7406 Lake Breeze Dr 514 · $78,000 · 2 bd / 2 ba · listed October 23, 2026 (courtesy of Seven Lakes Real Estate)

Recently off market in SEVEN LAKES

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on SEVEN LAKES

Go deeper on SEVEN LAKES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 7430 Lake Breeze DR 403, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,193 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,175/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $175 less per year than the current owner’s estimated bill (−7%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordFGCMLS, checked against the MLS hourly (last: November 12, 2026)
Comparable salesComparable-sales estimate unavailable for this home right now — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 7430 Lake Breeze DR 403 and when was it built?

Per the listing record, 7430 Lake Breeze DR 403 was built in 1985 and has 1,193 sq ft of living area, 2 bedrooms and 2 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 7430 Lake Breeze DR 403 in?

7430 Lake Breeze DR 403 is in Seven Lakes in Fort Myers, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 7430 Lake Breeze DR 403 differ from the current owner's?

The estimate on this page (about $2,175 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $175 less per year than the current owner’s estimated bill (−7%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 7430 Lake Breeze DR 403 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.