New — 1 day on market Single Family Residence
$2,995,000
4-Bedroom Home in Reynolds Lake Oconee

1021 Neary Ridge, Greensboro, GA 30642

Single Family Residence in Reynolds Lake Oconee, Greensboro · No CDD on record · Built 2022
Reynolds Lake Oconee · Greensboro, GA 30642 · Greene County
Listing data updated October 13, 2026 at 10:28 AM ET · checked against the MLS hourly
4Bedrooms
3.5Bathrooms
5,654Sq Ft
2022Year Built
$530Per Sq Ft
GarageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
10% above
$/sq ft vs community
$530 here vs $480 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
7.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~507 ft elevation
$8k–$15k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $3.00M tops 7 of the last 12 closed sales; also one of the largest homes here at 5,654 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 1021 Neary Ridge in Reynolds Lake Oconee, Greensboro is listed at $2,995,000 (5,654 sq ft, about $530 per sq ft). That is 58% above Reynolds Lake Oconee's median closed sale of $1,895,000 over the last 12 months (91 recorded sales). Per square foot it is above the community's recent $480/sq ft by about 10%. It came to market within the past week. Listing facts: built in 2022. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 5,654 sq ft of living area
  • Garage
  • Listed at $2,995,000 — recent neighborhood median sale price ~$1,895,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
Listing description

About this home

ARCHITECTURALLY DISTINCTIVE. EFFORTLESSLY ELEGANT. A LIKE-NEW PRIVATE RESORT IN REYNOLDS LAKE OCONEE.

Extraordinary custom home by Artisan Homes,where modern architecture meets timeless elegance and exceptional craftsmanship. Situated on a beautifully landscaped, private over an acre estate in one of Reynolds Lake Oconee's most desirable neighborhoods, this move-in-ready residence offers a rare find: main-level living with direct walkout to your pool. Designed for entertaining, this is truly a private resort to call home.

The striking exterior features white brick, a standing-seam metal roof and dramatic floor-to-ceiling architectural steel windows. Inside,glass doors and walls of windows flood the home with natural light, connecting indoor and outdoor living. Wide-plank light oak hardwood floors, vaulted ceilings, exposed wood beams and carefully curated finishes create an atmosphere that is sophisticated yet inviting.

The vaulted great room showcases clerestory windows, exposed beams and a dramatic brick feature wall. The chef's kitchen features custom cabinetry, quartz countertops, a farmhouse sink and premium Wolf, Sub-Zero and Cove appliances. The dining room offers architectural lighting and furniture-style cabinetry.

A second main-level family room walks out to your pool patio and features an Isokern masonry gas fireplace and expansive windows. Additional details include Control4 smart home automation, custom lighting, solid-core doors and natural stone and slate accents. Resort-style outdoor living is the centerpiece of this home.

Step directly from the main level to the private saltwater pool. A grilling patio features Lynx Sedona and Primo ceramic grills, while the main deck/porch offers an Isokern brick propane fireplace. Firerock pool decking stays comfortable underfoot, completing this beautiful private retreat.

The main-level primary suite offers vaulted ceilings, exposed beams, a brick feature wall and expansive picture window with automated drapery. The terrace level features a second family room, game room, glass-enclosed gym, three suites including a bunk room and baths. Generous unfinished storage and workshop space offer are perfect for future golf simulator or media room.

A separate poolside studio, currently used as art studio and office can be used as a pool cabana or a guest retreat. Ideally located with the walking trail steps from your front door,this home is minutes to Richland Pointe amenities and marina. Membership available.

All 71 photos

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Description provided by Luxury Lake Oconee Real Estate and reproduced from the MLS; not independently verified.

Listing courtesy of Luxury Lake Oconee Real Estate · Listing agent: Riezl Baker · 706-453-9243Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,995,000
Bed / bath4 / 3.5
Living area5,654 sq ft
Year built2022
Property typeSingle Family Residence
GarageYes
MLS #10871545
Listing statusNew &mdash; 1 day on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~507 ft
CountyGreene
Area listings60 active · 11 under contract
Estimated first-year tax~$31,448/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$530
Estimated monthly payment$20,080
Insurance (illustrative)$8k–$15k/yr
Messtimate range$1,967,592 – $3,222,780
Comparable-sales median$1,895,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$20,080/mo
  • Principal & interest $16,589/mo 83%
  • Taxes $2,621/mo 13%
  • Insurance $870/mo 4%

$20,080/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$31,448/yr

Estimate: a typical Greene effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$8k–$15k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~507 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Greene County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Low
LightningVery Low
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Reynolds Lake Oconee

Pricing & the Reynolds Lake Oconee market

How this home is priced against recent nearby sales, and where Reynolds Lake Oconee has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1110 Kimbrough Hill Drive1110 Kimbrough Hill Drive: $348/sq ft$3481110 Kimbrough Hill Drive1110 Kimbrough Hill Drive: $348/sq ft$3481031 Tappans Place1031 Tappans Place: $421/sq ft$4211031 Tappans Place1031 Tappans Place: $421/sq ft$421This homeThis home: $530/sq ft$5301161 Sugar Run1161 Sugar Run: $570/sq ft$5701161 Sugar Run1161 Sugar Run: $570/sq ft$570Community median $480

Price vs. size in Reynolds Lake Oconee

Each dot is a closed sale since 2023 (268 total). This home is the gold marker.

$0$5.0M$10.1M5607,39614,232This home: $2,995,000, 5,654 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $530/sq ft.

$408$448$4882024: $41620242025: $45820252026: $4802026

Median sale price by year

12-month median closed price, 2024–2026.

$1.6M$1.8M$1.9M2024: $1.6M20242025: $1.9M20252026: $1.9M2026
Property timeline

This home’s history

  • 2022BuiltPer public record
  • About Oct 2026Listed (per MLS)MLS reports 1 cumulative days on market as of October 13, 2026
  • Oct 12, 2026First seen on movewithmomentum.comObserved at $2,995,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,995,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Reynolds Lake Oconee in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $1,895,000 ($480/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,967,592the mess$3,222,780

Stronger local evidence — 6 comparable closed sales in Reynolds Lake Oconee, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $2,995,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 64% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 60-day community median
  • 61 active listings competing, 10 under contract
  • ≈7.9 months of supply
  • 91 closed here in the last 12 months

For reference, this home is listed at $2,995,000 ($530/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 5,654 sq ft × $348–$570/sq ft (interquartile band of 6 comparable closed sales in Reynolds Lake Oconee, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

52/100
Strongest on: Flood safety (95), Pricing power (85)
0 limited50100 exceptional

52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area24
This home $530/sq ft vs the community 12-month median $480/sq ft.
Affordability0
List price $2,995,000 vs the community median $1,895,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~507 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity31
Community median 60 days on market, ~7.9 months of supply (12-month record).
Pricing power85
Recent sales closed at about 90.9% of original asking (~9.1% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 7.9 months of supply in the surrounding market and 1 days on market for this home, against a 60-day area median.Days on market:this home 1Area median:  60 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $530 per square foot, about 10% above the community’s $480 median. Reynolds Lake Oconee’s 12-month median sold price per square foot is $480. Median sold price per square foot is up 1.7% year over year. Confidence: Very High · 91 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Reynolds Lake Oconee sales closed near 90.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 60 active listings in Reynolds Lake Oconee, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Luxury Lake Oconee Real Estate · MLS # 10871545

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Keep looking

Similar homes for sale near Reynolds Lake Oconee

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Reynolds Lake Oconee

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  • 1541 Bennett Springs Drive · $3,950,000 · 4 bd / 5.0 ba · listed October 5, 2026 (courtesy of Coldwell Banker Lake Oconee Realty)
  • 1041 Lockets Trail · $1,375,000 · 3 bd / 4.5 ba · listed October 3, 2026 (courtesy of Kim and Lin Logan Real Estate)
  • 1100 Fox Bend · $2,995,000 · 6 bd / 6.5 ba · listed October 2, 2026 (courtesy of Coldwell Banker Lake Oconee Realty)
  • 1611 Pine Grove Road · $3,900,000 · 5 bd / 5.0 ba · listed October 1, 2026 (courtesy of Keller Williams Realty Consultants)
  • 1030 Turkey Trot · $8,495,000 · 5 bd / 6.0 ba · listed September 26, 2026 (courtesy of Lake Homes Realty LLC)

Recently off market in Reynolds Lake Oconee

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Reynolds Lake Oconee

Go deeper on Reynolds Lake Oconee

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Greene County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GreeneAssigned elementary school · Greene County School District
Anita White CarsonAssigned middle school · Greene County School District
GreeneAssigned high school · Greene County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1021 Neary Ridge, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Greene County; age of roof and any prior claims affect the premium.
  • Listed living area is 5,654 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $31,448/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales in Reynolds Lake Oconee, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1021 Neary Ridge and when was it built?

Per the listing record, 1021 Neary Ridge was built in 2022 and has 5,654 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1021 Neary Ridge in?

1021 Neary Ridge is in Reynolds Lake Oconee in Greensboro, Greene County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 1021 Neary Ridge estimated?

The estimate on this page (about $31,448 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1021 Neary Ridge in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.