14 days on market (MLS) Single Family Residence
$2,850,000
3-Bedroom Home in Rp - Great Waters

131 Carolyn Drive, Eatonton, GA 31024

Single Family Residence in Rp - Great Waters, Eatonton · No CDD on record
Rp - Great Waters · Eatonton, GA 31024 · Putnam County
Listing data updated October 9, 2026 at 10:44 AM ET · checked against the MLS hourly
3Bedrooms
3Bathrooms
4,419Sq Ft
2019Year Built
$645Per Sq Ft
WaterfrontGarageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
76% above
$/sq ft vs community
$645 here vs $367 median sold (12 mo)
Buyer leverage
Buyer advantage
14 days on market
17.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$8k–$16k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 8
Price vs recent sales
Asking $2.85M tops 6 of the last 8 closed sales; also one of the largest homes here at 4,419 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 9, 2026, 131 Carolyn Drive in Rp - Great Waters, Eatonton is listed at $2,850,000 (4,419 sq ft, about $645 per sq ft). That is 107% above Rp - Great Waters's median closed sale of $1,375,000 over the last 12 months (9 recorded sales). Per square foot it is above the community's recent $367/sq ft by about 76%. It has been 14 days on market, well inside the community's typical 65 days. Listing facts: built in 2019, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2019 · 7 yrs
  • 4,419 sq ft of living area
  • Garage
  • 14 days on market
Listing description

About this home

FRONT ROW LAKE LIVING WITH BIG WATER VIEWS IN GREAT WATERS AT REYNOLDS LAKE OCONEE. Set on a beautiful three-quarter-acre lot, this turn-key lakefront home captures expansive water views and spectacular sunsets, all within a short walk of the Great Waters Jack Nicklaus Signature Golf Course and clubhouse amenities. A long, tree-lined drive creates a private approach, while stone accents, shake siding, and warm architectural details give the home a distinctive presence.

Inside, the lake is immediately in view. The great room features a dramatic vaulted wood ceiling with exposed beams, a floor-to-ceiling stone fireplace, and oversized windows framing the water. The open layout flows into the kitchen and dining areas, keeping the lake in view throughout the main living spaces.

The kitchen offers abundant cabinetry, a generous center island with seating, and plenty of space for entertaining. Just off the dining room, a covered outdoor living and dining area extends entertaining outside for dinner alfresco by the water. Additional outdoor sitting areas offer more ways to enjoy the setting, while the level backyard provides an easy walk to the private max dock and excellent space for a future pool.

The main level includes two bedrooms, a full bath, and a private office overlooking the water that could easily be converted into an additional bedroom, along with a laundry room and powder room. Upstairs, the spacious primary suite offers privacy without sacrificing accessibility, with elevator access directly to the upper level as well as the staircase. Beautiful lake views continue into the suite, which opens to its own screened porch with a sitting area overlooking Lake Oconee.

The primary bath features dual vanities and a soaking tub. A recently finished space above the three-car garage adds exceptional flexibility, with a large game and TV lounge plus a separate office area. The generous footprint is ideal for billiards, movie nights, and gathering with family and friends, or could easily be converted into a bunk room for additional guest accommodations.

With big-water views, a flat lakefront lot, private max dock, multiple outdoor living spaces, elevator, and three-car garage, this home is ready to enjoy from day one. Cruise by boat to the Ritz-Carlton or walk to golf and Great Waters amenities. Membership available.

All 54 photos

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Description provided by Luxury Lake Oconee Real Estate and reproduced from the MLS; not independently verified.

Listing courtesy of Luxury Lake Oconee Real Estate · Listing agent: Riezl Baker · 706-453-9243Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,850,000
Bed / bath3 / 3
Living area4,419 sq ft
Year built2019
Property typeSingle Family Residence
GarageYes
MLS #10849059
Listing status14 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyPutnam
Area listings13 active · 1 under contract
Estimated first-year tax~$31,920/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$645
Estimated monthly payment$19,334
Insurance (illustrative)$8k–$16k/yr
Comparable-sales median$1,375,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$19,334/mo
  • Principal & interest $15,786/mo 82%
  • Taxes $2,660/mo 14%
  • Insurance $888/mo 5%

$19,334/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$31,920/yr

Estimate: a typical Putnam effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$8k–$16k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Putnam County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
DroughtRelatively Moderate
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Rp - Great Waters

Pricing & the Rp - Great Waters market

How this home is priced against recent nearby sales, and where Rp - Great Waters has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales133 Ashland Place133 Ashland Place: $627/sq ft$627This homeThis home: $645/sq ft$645Community median $367

Price vs. size in Rp - Great Waters

Each dot is a closed sale since 2023 (34 total). This home is the gold marker.

$0$3.1M$6.2M1,0314,3797,727This home: $2,850,000, 4,419 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $645/sq ft.

$357$374$3912024: $38820242025: $36120252026: $3672026

Median sale price by year

12-month median closed price, 2024–2026.

$664k$1.1M$1.5M2024: $740k20242025: $1.1M20252026: $1.4M2026
Property timeline

This home’s history

  • 2019BuiltPer public record
  • Sep 19, 2026First seen on movewithmomentum.comObserved at $2,850,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,850,000Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 1 closed sale within about 10 miles in Putnam County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Putnam County in the last 18 months. Only 1 qualifies for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 4,419 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 9, 2026.

Momentum Scores

Momentum Property Score

26/100
Strongest on: Pricing power (77), Market liquidity (29)
0 limited50100 exceptional

26/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $645/sq ft vs the community 12-month median $367/sq ft.
Affordability0
List price $2,850,000 vs the community median $1,375,000. Not a measure of personal affordability.
Market liquidity29
Community median 65 days on market, ~17.3 months of supply (12-month record).
Pricing power77
Recent sales closed at about 92.6% of original asking (~7.4% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 17.3 months of supply in the surrounding market and 14 days on market for this home, against a 65-day area median.Days on market:this home 14Area median:  65 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $645 per square foot, about 76% above the community’s $367 median. Rp - Great Waters’s 12-month median sold price per square foot is $367. Median sold price per square foot is up 27.6% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Rp - Great Waters sales closed near 92.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 13 active listings in Rp - Great Waters, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Luxury Lake Oconee Real Estate · MLS # 10849059

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Keep looking

Similar homes for sale near Rp - Great Waters

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Rp - Great Waters

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  • 118 Millpond Trace · $1,149,000 · 5 bd / 4.0 ba · listed October 2, 2026 (courtesy of HomeSmart)
  • 136 Barrington Hall Drive · $4,250,000 · 5 bd / 6.5 ba · listed September 30, 2026 (courtesy of Lake Homes Realty LLC)
  • 107 Oakton · $790,000 · 3 bd / 3.5 ba · listed September 28, 2026 (courtesy of Ansley RE|Christie's Int'l RE)
  • 155 Oakton · $1,575,000 · 4 bd / 3.5 ba · listed September 18, 2026 (courtesy of Coldwell Banker Lake Oconee Realty)
  • 137 Winnstead Place · $3,495,000 · 5 bd / 6.0 ba · listed September 11, 2026 (courtesy of Luxury Lake Oconee Real Estate)

Recently off market in Rp - Great Waters

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Rp - Great Waters

Go deeper on Rp - Great Waters

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Putnam County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

PutnamAssigned elementary school · Putnam County School District
Putnam CountyAssigned middle school · Putnam County School District
GRADEA
PutnamAssigned high school · Putnam County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 131 Carolyn Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2019: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Putnam County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 4,419 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $31,920/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 9, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Putnam County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 131 Carolyn Drive and when was it built?

Per the listing record, 131 Carolyn Drive was built in 2019 and has 4,419 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 131 Carolyn Drive in?

131 Carolyn Drive is in Rp - Great Waters in Eatonton, Putnam County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 131 Carolyn Drive estimated?

The estimate on this page (about $31,920 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 131 Carolyn Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.