22 days on market (MLS) Single Family Residence
$3,236,062
4-Bedroom Home in Lake Lanier- Private Dock

3274A Dunlap Drive #26-27, Gainesville, GA 30506

Single Family Residence in Lake Lanier- Private Dock, Gainesville · No CDD on record · Built 2026
Lake Lanier- Private Dock · Gainesville, GA 30506 · Hall County
Listing data updated October 12, 2026 at 7:20 AM ET · checked against the MLS hourly
4Bedrooms
5Bathrooms
5,061Sq Ft
2026Year Built
$639Per Sq Ft
WaterfrontGarageNew constructionNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
84% above
$/sq ft vs community
$639 here vs $347 median sold (12 mo)
Buyer leverage
Balanced market
22 days on market
$7k–$15k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 12, 2026, 3274A Dunlap Drive #26-27 in Lake Lanier- Private Dock, Gainesville is listed at $3,236,062 (5,061 sq ft, about $639 per sq ft). That is 143% above Lake Lanier- Private Dock's median closed sale of $1,330,000 over the last 12 months (12 recorded sales). Per square foot it is above the community's recent $347/sq ft by about 84%. It has been 22 days on market, well inside the community's typical 57 days. Listing facts: new construction, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 5,061 sq ft of living area
  • Garage
  • 22 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Experience the pinnacle of Lake Lanier living with amazing water views and build your waterfront masterpiece on this premier 0.95-acre luxury estate lot, offering a rare opportunity to construct a custom dream home in an established, upscale community. This expansive homesite provides a spacious build site with 219 feet of Corps frontage, featuring a remarkably low Corps of Engineers line that positions your property boundary close to the water's edge for intimate, unobstructed lake views. The shoreline is already secured with rip rap at the deep-water dock location, where you will enjoy the largest allowable 32'x32' twin-slip party dock situated in a large, deep water, quiet cove perfect for swimming, kayaking, or fishing.

Designed for the discerning homeowner, the terrain easily accommodates a large luxury build and a future lakeside pool with integrated outdoor living spaces, creating a seamless transition from your back door to the water. Connectivity and convenience define this prime Gainesville location, situated just one mile-only five minutes by car or boat-from the prestigious Chattahoochee Country Club, where members enjoy access to a private marina, golf, tennis, pickleball, and fine dining. This unrivaled lifestyle is further enhanced by proximity to highly desirable schools, the vibrant shopping and nightlife of downtown Gainesville, and the healthcare excellence of Northeast Georgia Medical Center.

With effortless access to the North Georgia mountains and world-class wineries, this property represents a generational opportunity to secure one of the finest footprints on the lake and establish your legacy on Lake Lanier. Introducing AR Homes, Wynhurst plan with 4 bedrooms/ 4 full baths and 2 1/2 baths. This is a "to be built" virtual listing priced for this plan on Lot 8.

This open concept plan is designed to bring the outdoors in with 1643 sf of outdoor living space. The main level features a two story vaulted great room with exposed beams, a chef kitchen with a large island, open to the great room and casual dining room, with a walk in pantry. Walk out to two spacious covered porches, one with a fireplace.

The primary bedroom is on the main level, plus a den/office and this plan is elevator ready. There is a private ensuite upstairs. The finished terrace level has an open concept with a club room, wet bar with wine storage, and a game room.

There are two private ensuites, plus a lake room which serves as a fitness area, office, bunk room or lake storage area. There are two walk out covered porches one with a fireplace. This beautiful plan can be yours on this lot, or ask to see the many other plans that AR Homes has to offer.

All 36 photos

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Description provided by Sheila Davis Group and reproduced from the MLS; not independently verified.

Listing courtesy of Sheila Davis Group · Listing agent: Sheila K Davis · 470-290-8170Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$3,236,062
Bed / bath4 / 5
Living area5,061 sq ft
Year built2026
Property typeSingle Family Residence
GarageYes
MLS #10828141
Listing status22 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyHall
Estimated first-year tax~$33,979/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$639
Estimated monthly payment$21,606
Insurance (illustrative)$7k–$15k/yr
Comparable-sales median$1,330,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$21,606/mo
  • Principal & interest $17,925/mo 83%
  • Taxes $2,832/mo 13%
  • Insurance $850/mo 4%

$21,606/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$33,979/yr

Estimate: a typical Hall effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$7k–$15k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2026BuiltPer public record
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $3,236,062
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $3,236,062Momentum Realty · on market 22 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Hall County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Lake Lanier- Private Dock. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Hall County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 5,061 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 12, 2026.

Momentum Scores

Momentum Property Score

30/100
Strongest on: Pricing power (65), Market liquidity (54)
0 limited50100 exceptional

30/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $639/sq ft vs the community 12-month median $347/sq ft.
Affordability0
List price $3,236,062 vs the community median $1,330,000. Not a measure of personal affordability.
Market liquidity54
Community median 58 days on market (12-month record).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $639 per square foot, about 84% above the community’s $347 median. Lake Lanier- Private Dock’s 12-month median sold price per square foot is $347. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Sheila Davis Group · MLS # 10828141

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Go deeper

More on Lake Lanier- Private Dock

Go deeper on Lake Lanier- Private Dock

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

MartinAssigned elementary school · Hall County School District
North HallAssigned middle school · Hall County School District
North HallAssigned high school · Hall County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3274A Dunlap Drive #26-27, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 5,061 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $33,979/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 12, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Hall County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3274A Dunlap Drive #26-27 and when was it built?

Per the listing record, 3274A Dunlap Drive #26-27 was built in 2026 and has 5,061 sq ft of living area, 4 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3274A Dunlap Drive #26-27 in?

3274A Dunlap Drive #26-27 is in Lake Lanier- Private Dock in Gainesville, Hall County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 3274A Dunlap Drive #26-27 have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 3274A Dunlap Drive #26-27 estimated?

The estimate on this page (about $33,979 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 3274A Dunlap Drive #26-27 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3274A Dunlap Drive #26-27 in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.