4638A Shirley Road, Gainesville, GA 30506
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 17, 2026, 4638A Shirley Road in Northridge Estates, Gainesville is listed at $2,704,707 (4,422 sq ft, about $612 per sq ft). That is 726% above Northridge Estates's median closed sale of $327,500 over the last 12 months (10 recorded sales). Per square foot it is above the community's recent $175/sq ft by about 250%. It has been 84 days on market. Listing facts: new construction, waterfront. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- New construction — built 2026
- 4,422 sq ft of living area
- Garage
- Listed at $2,704,707 — recent neighborhood median sale price ~$327,500 (nearby sales; deemed reliable, not an appraisal)
- 84 days on market
About this home
Welcome to Northridge Estates on Lake Lanier-an exclusive, gated sanctuary where luxury, privacy, and breathtaking natural beauty converge. Limited to just fifteen expansive estate homesites, this prestigious enclave offers an unrivaled opportunity to build a custom masterpiece overlooking one of Georgia's most treasured lakes. Each generously sized lot-ranging from 1 to 7 acres-comes complete with sweeping water vistas and a private twin slip dock permit, ensuring a lifestyle defined by effortless lakefront living and enduring value.
At Northridge Estates, every detail is curated to protect the serene character of the community and inspire extraordinary architecture. To spark your imagination, consider The Obsidian by AR Homes-a striking custom plan that embodies the elegance, innovation, and indoor-outdoor harmony that this remarkable setting deserves. This custom plan is priced to include this floor plan and the lot.
Designed for both grand entertaining and intimate everyday living, The Obsidian features a luminous open layout that frames unforgettable sunset views across Lake Lanier. The main level owner's suite becomes a private retreat with calming water views, a spa-like bath, and dual walk-in closets. A secluded guest suite offers refined comfort for visitors.
A dramatic glass entry welcomes you into a sunlit foyer, private office, and an expansive great room that flows seamlessly into a chef's kitchen. The hidden luxury walk-in pantry-complete with sink, refrigeration, custom cabinetry, and ample shelving-brings both beauty and function to daily life and hosting alike. The oversized three plus car garage connects through a thoughtfully designed mudroom and spacious laundry suite for unmatched convenience.
Two massive sliding doors open the great room to an elegant covered outdoor living space with fireplace, grilling station, beverage center, and automated screens-creating a year round haven for entertaining. Beyond, a resort style pool, spa and fire feature invite relaxation while capturing panoramic lake views. Upstairs, three private bedroom suites-each with its own bath-and a large recreation room with wet bar offer comfort and versatility for family and guests.
Expansive windows throughout the home create a constant connection to nature, filling every space with natural light and a sense of peace. This floor plan is the featured, furnished Model Home for AR Homes in Gainesville. The furnished model is available to be seen Tuesday- Saturday 10-5 pm and Sundays 1-5 pm.
There are many other plans available including plans with terrace levels by featured builder AR Homes, and they also custom design. Northridge Estates is more than a community-it's an invitation to craft a legacy property on Lake Lanier's most coveted shoreline. Experience elevated lake living, unparalleled privacy, and the freedom to design a home that reflects your vision and lifestyle.
All 71 photos
Description provided by Sheila Davis Group and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $14,981/mo 83%
- Taxes $2,367/mo 13%
- Insurance $710/mo 4%
$18,058/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Northridge Estates market
How this home is priced against recent nearby sales, and where Northridge Estates has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2026BuiltPer public record
- About Jul 2026Listed (per MLS)MLS reports 84 cumulative days on market as of October 17, 2026
- Oct 13, 2026First seen on movewithmomentum.comObserved at $2,704,707
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $327,500 ($175/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Property Score
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 8 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $612 per square foot, about 250% above the community’s $175 median. Northridge Estates’s 12-month median sold price per square foot is $175. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Sheila Davis Group · MLS # 10764009
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Similar homes for sale near Northridge Estates
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Northridge Estates
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- 5315 Innisbrook Lane · $1,870,000 · 5 bd / 5.0 ba · listed October 16, 2026 (courtesy of The Norton Agency)
- 5571 Northwoods Road · $499,900 · 4 bd / 3.5 ba · listed October 16, 2026 (courtesy of Modern Heart Realty)
- 5425 Pleasant Woods Drive · $695,000 · 5 bd / 5.5 ba · listed October 16, 2026 (courtesy of Keller Williams Realty Atl. Partners)
- 6181 Shoreland Circle · $699,000 · 4 bd / 3.0 ba · listed October 16, 2026 (courtesy of Rudhil Companies, LLC)
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on Northridge Estates
Go deeper on Northridge Estates
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 4638A Shirley Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 4,422 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $28,399/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: October 17, 2026) |
| Comparable sales | Georgia MLS closed sales within about 3 miles, last 18 months, as of October 17, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 4638A Shirley Road and when was it built?
Per the listing record, 4638A Shirley Road was built in 2026 and has 4,422 sq ft of living area, 5 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4638A Shirley Road in?
4638A Shirley Road is in Northridge Estates in Gainesville, Hall County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 4638A Shirley Road estimated?
The estimate on this page (about $28,399 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 4638A Shirley Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.