3805 Reservoir Drive, Gainesville, GA 30507
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 12, 2026, 3805 Reservoir Drive in Stone Creek at the Reservoir, Gainesville is listed at $898,800 (4,647 sq ft, about $193 per sq ft). It has been 10 days on market. Listing facts: built in 2009, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2009 · 17 yrs
- 4,647 sq ft of living area
- Garage
- Listed at $898,800 — recent neighborhood median sale price ~$699,950 (nearby sales; deemed reliable, not an appraisal)
- 10 days on market
- No HOA reported by the listing (confirm)
About this home
Set on nearly three private, tranquil acres in a prime Gainesville location, this meticulously maintained custom residence by Whitmore Reed Brothers offers nearly 5,000 square feet of beautifully designed living space, exceptional craftsmanship, and a floor plan created for both elegant entertaining and comfortable everyday living. The exterior combines three sides of classic brick with HardiePlank at the rear, while the interior immediately showcases the quality of this remarkable home. Soaring 11-foot ceilings enhance the foyer, living room, dining room, and gentleman's study, while 9-foot ceilings continue into the primary suite, kitchen, secondary bedroom, and office.
Vaulted ceilings add architectural interest, and the inviting keeping room is accented by beautiful ceiling beams. Hardwood flooring, extensive crown molding, plantation shutters, Hunter Douglas shades, UV-tinted windows, and custom built-in bookcases are just a few of the thoughtful details found throughout this home. The heart of the home is a beautifully appointed kitchen designed with both function and entertaining in mind, featuring granite and ceramic surfaces, a gas cooktop, chrome pot filler, wine refrigerator, trash compactor, two garbage disposals, VAC pan, and a gas line for the outdoor grill.
The adjoining living spaces flow effortlessly, while three fireplaces create warmth and character throughout the home. The primary suite is equally impressive, offering a beautifully organized California Closet system along with thoughtful custom details, including a built-in ironing board and a concealed electrical outlet inside the bathroom drawer designed for convenient use of a hair dryer and curling iron. The finished daylight terrace level with 10-foot ceilings is truly an extension of the home.
Filled with natural light and featuring wide hallways and new hardwood flooring, this level includes a complete in-law suite, full bath, and generous additional living areas with room for two family rooms or the perfect media and entertainment space. The terrace level walks directly out to the exceptionally private backyard, where a garden area is already established, creating a beautiful connection between the indoor and outdoor living spaces. Outdoor living is equally impressive with two Trex decks, including an expansive 14' x 30' deck and an additional 18' x 5'9" deck off the gentleman's study, all overlooking an extraordinarily peaceful and private setting.
With nearly three acres, there is also plenty of room to add a pool and create your own private outdoor retreat. Behind the beauty is an impressive collection of systems and upgrades, including a Rinnai 8.5 GPM tankless gas water heater, Generac generator, four-zone HVAC system, central vacuum system, alarm system, surround-sound stereo, underground irrigation system, and 1,500-gallon septic tank. The laundry room also features a fiberglass drop-in utility sink.
This is more than a beautiful home-it is a residence that reflects the care and intention of a true custom build. From its exceptional ceiling heights and architectural details to its expansive living spaces, complete in-law suite, light-filled finished terrace level, multiple outdoor living areas, and incredibly private acreage, every element has been thoughtfully considered and meticulously maintained. A rare opportunity to own an exceptional custom home where quality, privacy, craftsmanship, and location come together beautifully in Gainesville.
All 80 photos
Description provided by PEND Realty, LLC and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $4,978/mo 82%
- Taxes $786/mo 13%
- Insurance $343/mo 6%
$6,108/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Hall County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Stone Creek at the Reservoir market
How this home is priced against recent nearby sales, and where Stone Creek at the Reservoir has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2009BuiltPer public record
- Sep 2, 2026First seen on movewithmomentum.comObserved at $898,800
- NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 10 miles in Hall County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $699,950 ($148/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Directional estimate — 6 comparable closed sales within about 10 miles in Hall County, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $898,800 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 30% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 293 active listings competing, 52 under contract
For reference, this home is listed at $898,800 ($193/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 4,647 sq ft × $135–$176/sq ft (interquartile band of 6 comparable closed sales within about 10 miles in Hall County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 12, 2026.
The Momentum read
🟡 Asking $193 per square foot, about 30% above the community’s $148 median. Stone Creek at the Reservoir’s 12-month median sold price per square foot is $148. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by PEND Realty, LLC · MLS # 10830907
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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
Assigned schools
Schools currently assigned to this address in Hall County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 3805 Reservoir Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2009 (17 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Hall County; age of roof and any prior claims affect the premium.
- Listed living area is 4,647 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $9,437/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: October 12, 2026) |
| Comparable sales | Georgia MLS closed sales within about 10 miles in Hall County, last 18 months, as of October 12, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3805 Reservoir Drive and when was it built?
Per the listing record, 3805 Reservoir Drive was built in 2009 and has 4,647 sq ft of living area, 6 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3805 Reservoir Drive in?
3805 Reservoir Drive is in Stone Creek at the Reservoir in Gainesville, Hall County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3805 Reservoir Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 3805 Reservoir Drive estimated?
The estimate on this page (about $9,437 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 3805 Reservoir Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3805 Reservoir Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.