5 bedroom Single Family Residence at 3920 Little Falls Drive, Chattahoochee River Club, Cumming — photo 1Front elevation
5 bedroom Single Family Residence at 3920 Little Falls Drive, Chattahoochee River Club, Cumming — photo 2Living space
5 bedroom Single Family Residence at 3920 Little Falls Drive, Chattahoochee River Club, Cumming — photo 3Kitchen
5 bedroom Single Family Residence at 3920 Little Falls Drive, Chattahoochee River Club, Cumming — photo 4Owner's suite
5 bedroom Single Family Residence at 3920 Little Falls Drive, Chattahoochee River Club, Cumming — photo 5Exterior / yardView all 79 photos →
Active Single Family Residence
$839,000
5-Bedroom Home in Chattahoochee River Club

3920 Little Falls Drive, Cumming, GA 30041

Single Family Residence in Chattahoochee River Club, Cumming · No CDD
Chattahoochee River Club · Cumming, GA 30041 · Forsyth
Listing data updated September 26, 2026 · refreshed twice daily
5Bedrooms
4.5Bathrooms
4,393Sq Ft
2002Year Built
$191Per Sq Ft
GarageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
6% below
$/sq ft vs community
$191 here vs $204 median sold (12 mo)
Buyer leverage
Strong buyer advantage
10.4-month supply
10.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 5 of 12
Price vs recent sales
Asking $839k tops 5 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 26, 2026, 3920 Little Falls Drive in Chattahoochee River Club, Cumming is listed at $839,000 (4,393 sq ft, about $191 per sq ft). That sits within a few percent of Chattahoochee River Club's median closed sale of $850,000 over the last 12 months (15 recorded sales). It came to market within the past week. Listing facts: built in 2002. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2002 · 24 yrs
  • 4,393 sq ft of living area
  • Garage
  • Listed at $839,000 — recent neighborhood median sale price ~$850,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Chattahoochee River Club

Pricing & the Chattahoochee River Club market

How this home is priced against recent nearby sales, and where Chattahoochee River Club has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4665 Spring Wood Trace4665 Spring Wood Trace: $176/sq ft$1763585 Hidden Lake Drive3585 Hidden Lake Drive: $178/sq ft$1784555 E Point Drive4555 E Point Drive: $186/sq ft$186This homeThis home: $191/sq ft$1913930 River Run Court3930 River Run Court: $195/sq ft$1953590 Hidden Lake Drive3590 Hidden Lake Drive: $214/sq ft$2144025 Little Falls Drive4025 Little Falls Drive: $241/sq ft$241Community median $204

Price vs. size in Chattahoochee River Club

Each dot is a closed sale since 2023 (49 total). This home is the gold marker.

$531k$940k$1.3M1,7904,2326,674This home: $839,000, 4,393 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $191/sq ft.

$168$188$2082024: $17120242025: $19820252026: $2042026

Median sale price by year

12-month median closed price, 2024–2026.

$820k$842k$864k2024: $860k20242025: $824k20252026: $850k2026
Property timeline

This home’s history

  • 2002BuiltPer public record
  • Sep 26, 2026First trackedObserved at $839,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,624/mo
  • Principal & interest $4,479/mo 80%
  • Taxes $734/mo 13%
  • Insurance $361/mo 6%
  • HOA $50/mo 1%

$5,624/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

51/100
Strongest on: Price vs area (66), Affordability (52)
0 limited50100 exceptional

51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area66
This home $191/sq ft vs the community 12-month median $204/sq ft.
Affordability52
List price $839,000 vs the community median $850,000. Not a measure of personal affordability.
Market liquidity39
Community median 40 days on market, ~10.4 months of supply (12-month record).
Renovation upside47
From a 2002 build and $191/sq ft vs the community median $204/sq ft. Not a condition assessment.
Pricing power51
Recent sales closed at about 97.8% of original asking (~2.2% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $191 per square foot, about 6% below the community’s $204 median. Chattahoochee River Club’s 12-month median sold price per square foot is $204. Median sold price per square foot is up 3.1% year over year. Confidence: Medium · 15 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Chattahoochee River Club sales closed near 97.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 13 active listings in Chattahoochee River Club, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Set on a PRIVATE, wooded lot in the prestigious Two Rivers section of Chattahoochee River Club, this distinctive BRICK residence offers timeless architecture, exceptional space and a setting that feels wonderfully secluded while remaining close to everyday coveniences. Designed and built by renowned HEDGEWOOD HOMES, this home reflects the quality, craftsmanship and thoughtful design elements that have defined Hedgewood's award winning history. Inside, the SPACIOUS floor plan features gleaming hardwoods, soaring ceilings, refined crown molding and extraordinary gathering spaces.

Three MASONRY fireplaces add warmth and character throughout the home, while unique brick flooring creates an unforgettable focal point in the fireside great room. A generous kitchen anchors the main living spaces and flows seamlessly into the adjoining KEEPING ROOM, creating a comfortable area for everyday living and quality time with friends and family. Five large bedrooms, four full baths and one guest bathroom are complemented by a finished DAYLIGHT terrace level that is ideal for entertaining, recreation or hosting extended stay guests.

The terrace space includes a media room, kitchenette, large bedroom and bathroom, plus a bonus room/office and generous storage space. Architectural details distinguish this home at every turn, from the welcoming friendship SIDE ENTRY to the striking staircase and delightfully spacious bedrooms. The primary suite is a true retreat, featuring its own fireplace and a separate sitting room, overlooking the peaceful, wooded backyard.

Outdoor living is equally inviting, with both a SCREENED porch and an open air deck providing wonderful spaces to relax, entertain and soak up the rejuvenating natural surroundings. Life in Chattahoochee River Club extends well beyond the property lines. Miles of SCENIC walking trails wind along the Chattahoochee River and throughout the community, while neighborhood lakes and parks offer opportunities for fishing, picnicing and appreciating the magic of Mother Nature.

CRC's richly wooded setting and abundant wildlife-including the community's famously unbothered deer-add exclamation points to the CHARMING character of this neighborhood. To boot, CRC's amenities are among the best in south Forsyth County. Residents love their clubhouse, fitness center, tennis and pickleball courts, two swimming pools, basketball court, playground and baseball field.

This golf-cart-friendly neighborhood makes it easy to visit friends, enjoy the amenities, or simply explore the GORGEOUS surroundings. An especially appealing feature for families is the ability for children to walk to the nearby elementary and middle schools without crossing a public road. Known for its active social atmosphere, CRC offers fun opportunities for residents of all ages to connect throughout the year.

And although it feels miles away from everywhere, its location provides CONVENIENT access to shopping, dining, medical facilities, Lake Lanier, GA 400, the Cumming City Center and more! A rare combination of Hedgewood craftsmanship, architectural character, privacy, generous living spaces, outstanding amenities, and an exceptional community lifestyle-this property captures what makes Chattahoochee River Club such a special place to call home. Schedule your private tour today!

All 79 photos

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Description provided by Century 21 Results and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$839,000
Bed / bath5 / 4.5
Living area4,393 sq ft
Year built2002
Property typeSingle Family Residence
GarageYes
MLS #10853067
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyForsyth
Area listings13 active · 1 under contract
Estimated first-year tax~$8,810/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$191
Estimated monthly payment$5,624
Insurance (illustrative)$3k–$6k/yr
Messtimate range$781,954 – $940,102
Comparable-sales median$850,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Century 21 Results · Listing agent: Mandi S Newton · 770-889-6090Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$781,954the mess$940,102

Actual list price: $839,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 20% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 13 active listings competing, 1 under contract
  • ≈10.4 months of supply
  • 14 closed here in the last 12 months

For reference, this home is listed at $839,000 ($191/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,393 sq ft × $178–$214/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 26, 2026.

Keep looking

Similar homes for sale near Chattahoochee River Club

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Chattahoochee River Club

Recently off market in Chattahoochee River Club

Transparency

Price & listing history

Listed for $839,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,810/yr

A rough first-year estimate only, applying a typical Forsyth rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 3920 Little Falls Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Century 21 Results · MLS # 10853067

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Market data · public records

Recent sales activity in Chattahoochee River Club

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Chattahoochee River Club neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$850,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$204

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Chattahoochee River Club

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Haw CreekAssigned elementary school · Forsyth County School District
LakesideAssigned middle school · Forsyth County School District
South ForsythAssigned high school · Forsyth County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $204/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,845 – $5,593/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,884 – −$311At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 3920 Little Falls Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2002 (24 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 4,393 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,810/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 26, 2026)
Community market statsGeorgia MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3920 Little Falls Drive and when was it built?

Per the listing record, 3920 Little Falls Drive was built in 2002 and has 4,393 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3920 Little Falls Drive in?

3920 Little Falls Drive is in Chattahoochee River Club in Cumming, Forsyth County. The community section on this page shows recent closed sales, days on market, and active inventory for Chattahoochee River Club from the same MLS data.

How are property taxes on 3920 Little Falls Drive estimated?

The estimate on this page (about $8,810 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 3920 Little Falls Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3920 Little Falls Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.