4475 Pebble Rock Drive, Cumming, GA 30041
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 2022 · 4 yrs
- 4,829 sq ft of living area
- Garage
- Listed at $1,700,000 — recent neighborhood median sale price ~$2,000,000 (nearby sales; deemed reliable, not an appraisal)
- 127 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Hickory Lakeside market
How this home is priced against recent nearby sales, and where Hickory Lakeside has been over 25 years. Momentum Research analysis of gamls records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2022BuiltPer public record
- Sep 2, 2026First trackedObserved at $1,700,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $8,740/mo 81%
- Taxes $1,488/mo 14%
- Insurance $494/mo 5%
- HOA $50/mo 0%
$10,771/mo at 20% down, 30-yr @ 6.66% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 127 days on market for this home, against a 8-day area median.Days on market:this home 127Area median: 8 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 1, 2026.
🟡 Asking $352 per square foot, about in line with the community’s $344 median. Hickory Lakeside’s 12-month median sold price per square foot is $344. Confidence: Low · 3 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
ELEGANT MODERN FARMHOUSE WITH LAKE ACCESS & DEEDED BOAT SLIP IN GATED COMMUNITY! This gem offers a refined blend of luxury, comfort & effortless lake living in a sought-after gated community where privacy, nature & connection come together. Enjoy effortless access to the lake with a deeded covered boat slip equipped with a heavy-duty lift, ideally positioned among the closest to golf cart parking at the community docks.
From the inviting rocking chair front porch to the serene wooded & lake views, every detail has been thoughtfully curated. Step inside to an open, light-filled floorplan where soaring ceilings & intentional design create an immediate sense of scale and warmth. The two-story vaulted family room serves as the heart of the home, anchored by expansive Pella windows and seamless flow into the kitchen and outdoor living spaces.
A dedicated main-level office provides a quiet workspace, while the overall layout balances openness with defined, purposeful living areas. Designed with both style & functionality in mind, the kitchen offers a warm, inviting space for everyday living and entertaining. Thoughtfully appointed with quality appliances, a pot filler, quartzite countertops, an island/breakfast bar & a built-in wine fridge, it provides the perfect balance of form & function.
A true highlight is the expansive secondary prep kitchen/walk-in pantry complete with a second sink, additional dishwasher, full-size refrigerator space & extensive cabinetry & workspace. The main-level primary suite is a private sanctuary designed for comfort & indulgence. Featuring two spacious custom closets with pocket doors & built-in shelving, the suite offers both beauty and function.
The spa-inspired bath includes a zero-entry glass shower, soaking tub & elegant finishes that create a serene, retreat-like atmosphere. A private coffee bar & wine fridge elevate the space even further, while direct access to a private deck provides the perfect setting. For ultimate convenience, the primary suite connects directly to the oversized laundry room, thoughtfully designed with extensive cabinetry, shelving & storage.
A secondary ensuite bedroom on the main level is positioned on the opposite side of the home with a full bath - ideal for guests or multigenerational living. Upstairs, two generously sized bedrooms share a full bath, including one with a very spacious oversized walk-in closet. A walkway overlooking the family room below enhances the home's open & connected feel.
Designed for year-round enjoyment, the home's outdoor spaces are equally impressive. A large vaulted screened porch with fireplace & TV mount creates the ultimate setting for relaxing or entertaining, seamlessly extending to a deck overlooking peaceful wooded surroundings and glimpses of the lake. The fenced backyard offers both privacy and flexibility, while the lower-level walk-out patio provides an additional outdoor retreat.
The expansive basement is designed to adapt to your lifestyle. Featuring a partial kitchen with refrigerator, microwave and sink, along with a second laundry area, full bath, bedroom space & living area, it's perfectly suited for an in-law suite or extended guest accommodations. Alternatively, the space can be transformed into a full entertainment level already set up with plumbing & counter height electrial for a wet bar.
Storage rooms & two efficient mini-split systems add comfort & practicality while direct access to the patio enhances livability. Offering four garage spaces, including a two-car garage with an EV charger plus a golf cart/boat garage on the main level & a lower-level garage for lake toys or equipment. The community also features a clubhouse, tennis and pickleball courts, a swimming pool, a firepit area & a welcoming yet peaceful atmosphere with an active social element.
Located less than a mile from a nearby park & convenient to restaurants & shopping, this home offers the perfect balance of seculsion & accessibility.
Description provided by Realty Associates of Atlanta and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $1,700,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 127 days on market vs. a 8-day community median
- 1 active listing competing, 2 under contract
- 3 closed here in the last 12 months
For reference, this home is listed at $1,700,000 ($352/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 4,829 sq ft × $303–$385/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 3, 2026.
Similar homes for sale near Hickory Lakeside
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Realty Associates of Atlanta · MLS # 10739953
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Recent sales activity in Hickory Lakeside
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Hickory Lakeside neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Hickory Lakeside
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $344/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Georgia MLS, refreshed twice daily (last: September 3, 2026) |
| Community market stats | Georgia MLS closed sales, as of September 1, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 4475 Pebble Rock Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.