listed Oct 31, 2026 Single Family Residence
$1,499,900
6-Bedroom Golf-Course Home in POLO GOLF AND COUNTRY CLUB

5920 Polo Drive, Cumming, GA 30040

Single Family Residence in POLO GOLF AND COUNTRY CLUB, Cumming · No CDD on record
POLO GOLF AND COUNTRY CLUB · Cumming, GA 30040 · Forsyth County
Listing data checked against the MLS November 3, 2026 at 11:36 PM ET · rechecked hourly
6Bedrooms
6.5Bathrooms
6,720Sq Ft
2005Year Built
$223Per Sq Ft
GarageNo CDD on recordFEMA Zone X6 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$223 here vs $221 median sold (12 mo)
Buyer leverage
Strong seller market
3 days on market
2.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA
$5k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.50M tops 12 of the last 12 closed sales; also one of the largest homes here at 6,720 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

5920 Polo Drive in Polo Golf And Country Club, Cumming is listed at $1,499,900 (6,720 sq ft, about $223 per sq ft). That is 74% above Polo Golf And Country Club's median closed sale of $860,000 over the last 12 months (19 recorded sales). It came to market within the past week. Listing facts: built in 2005. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2005 · 21 yrs
  • 6,720 sq ft of living area
  • Garage
  • Listed at $1,499,900 — recent neighborhood median sale price ~$860,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
Listing description

About this home

SIMPLY STATED- This Custom Built Beauty has the WOW Factor you have been searching for! What an Incredible Lot and Location in "highly sought after" Polo Golf and Country Club! Extremely Convenient and less than a mile (walking distance) to Fabulous Vickery Village Shops & Restaurants!

Stately Curb Appeal & Grand Welcoming Entrance! From the moment you Arrive, the Exceptional Custom Construction commands attention with an Impressive Circular Driveway leading up to a classic rocking-chair Front Porch. This Truly Stunning Corner-Lot with Extensive Lush Landscape Provides Desirable Privacy...

Also Offers a Second Driveway-directly on Polo Drive and leads to Nice 3 CAR Garage Wing... Massive amount of parking perfect for large gatherings! The Impressive facade is defined by timeless brickwork and charming upper-level Front & Rear Balconies.

The Custom Double Mahogany 8FT Entry Doors Lead into an Impressive Two-story Foyer, flanked by a Formal Dining Room and a Dedicated Executive Home Office! Designer finishes flow seamlessly throughout the home. This Residence Showcases a Three-Story Spiral Staircase-Exudes Interior Elegance...

This Custom Feature is Definitely Something Grand! RECENTLY UPDATED KITCHEN: Crafted for effortless daily living and high-end entertaining, the Kitchen serves as the heart of the home and has been Fully Updated with a "must have" Double Stainless 6 Burner/Double Griddle Gas Range, Double Ovens, Gorgeous Custom Hood Vent, Beautiful Cabinets and much more! It features Premium Appliances, Quartz Countertops, Center Island Bar, and a charming built-in Banquette Breakfast Nook.

The Layout expands beautifully into light-filled gathering spaces enhanced by handsome hardwood flooring and a stately masonry fireplace that anchors the Primary Living Room. PRIVATE RETREATS & FINISHED TERRACE LEVEL: This Estate hosts SIX Generous Bedrooms and 6.5 Bathrooms-Five of which are Private En Suites, The Lavish Primary Suite with Sitting Room and Double Sided Fireplace and 3 Upper Bedroom Suites ALL have Private Balcony Access! The Large Bonus Room or 6th Large Bedroom serves as a Flex Room to be used as desired.

The Fully Finished Terrace Boasting an Executive's Wet-Bar and Wine Cellar adds an expansive recreational footprint, providing a flexible layout for a secondary media lounge, game room, or fitness studio! RESORT-STYLE BACKYARD LIVING: Vacation at home in your own private backyard! Landscaped for Ultimate Privacy, level outdoor living space centers around a Custom Gunite inground pool with integrated spa!

Whether hosting large scale summer gatherings or enjoying quiet evenings on the rear balcony, the lush privacy and layout of this .76 Acre Lot are Unmatched! Premier LOCATIONS AND LIFESTYLE: Situated immediately adjacent to the pristine fairways of the Polo fields, residents enjoy a premium setting just moments away from the Polo Golf & Country Club amenities. The location provides quick, unparalleled access to fine dining, boutique shopping at Vickery Village, local parks, Georgia 400, and top-tier Forsyth County schools.

Contact Emily Holley for further information.

All 52 photos

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Description provided by Atlanta Communities and reproduced from the MLS; not independently verified.

Listing courtesy of Atlanta Communities · Listing agent: Emily S Holley · 770-637-5070Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

6 closed sales in POLO GOLF AND COUNTRY CLUB in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $860,000 ($221/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,499,900
Bed / bath6 / 6.5
Living area6,720 sq ft
Year built2005
Property typeSingle Family Residence
GarageYes
MLS #10883143
Listing statuslisted Oct 31, 2026

Public records & third-party data

FEMA flood zoneZone X
CountyForsyth
Area listings4 active · 1 under contract
Estimated first-year tax~$15,749/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$223
Estimated monthly payment$10,104
Insurance (illustrative)$5k–$10k/yr
Messtimate range$1,323,840 – $1,471,680
Comparable-sales median$860,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$10,104/mo
  • Principal & interest $8,177/mo 81%
  • Taxes $1,312/mo 13%
  • Insurance $614/mo 6%

$10,104/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$15,749/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$5k–$10k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Polo Golf and Country Club

Pricing & the Polo Golf and Country Club market

How this home is priced against recent nearby sales, and where Polo Golf and Country Club has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales7105 Sheffield Place7105 Sheffield Place: $197/sq ft$1977105 Sheffield Place7105 Sheffield Place: $197/sq ft$1976805 Polo Drive6805 Polo Drive: $198/sq ft$1986805 Polo Drive6805 Polo Drive: $198/sq ft$1986680 Sunbriar Drive6680 Sunbriar Drive: $219/sq ft$2196680 Sunbriar Drive6680 Sunbriar Drive: $219/sq ft$219This homeThis home: $223/sq ft$223Community median $221

Price vs. size in Polo Golf and Country Club

Each dot is a closed sale since 2023 (59 total). This home is the gold marker.

$600k$1.1M$1.6M1,9444,5897,234This home: $1,499,900, 6,720 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $223/sq ft.

$217$220$2232024: $22320242025: $21820252026: $2212026

Median sale price by year

12-month median closed price, 2024–2026.

$757k$850k$943k2024: $775k20242025: $925k20252026: $860k2026
Property timeline

This home’s history

  • 2005BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Oct 31, 2026)
  • Nov 2, 2026First seen on movewithmomentum.comObserved at $1,499,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,499,900Atlanta Communities · listed Oct 31, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

56/100
Strongest on: Flood safety (90), Market liquidity (78)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area48
This home $223/sq ft vs the community 12-month median $221/sq ft.
Affordability0
List price $1,499,900 vs the community median $860,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X. Verify the parcel with FEMA.
Insurance cost72
From FEMA Zone X and a 2005 build. Obtain a property-specific quote.
Market liquidity78
Community median 18 days on market, ~2.5 months of supply (12-month record).
Pricing power48
Recent sales closed at about 98.4% of original asking (~1.6% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.5 months of supply in the surrounding market and 3 days on market for this home, against a 18-day area median.Days on market:this home 3Area median:  18 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $223 per square foot, about in line with the community’s $221 median. Polo Golf and Country Club’s 12-month median sold price per square foot is $221. Median sold price per square foot is down 7.0% year over year. Confidence: Medium · 19 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Polo Golf and Country Club sales closed near 98.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 4 active listings in Polo Golf and Country Club, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Atlanta Communities · MLS # 10883143

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Keep looking

Similar homes for sale near POLO GOLF AND COUNTRY CLUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Cumming

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Recently off market in POLO GOLF AND COUNTRY CLUB

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on POLO GOLF AND COUNTRY CLUB

Go deeper on POLO GOLF AND COUNTRY CLUB

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Vickery CreekAssigned elementary school · Forsyth County School District
Vickery CreekAssigned middle school · Forsyth County School District
West ForsythAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 5920 Polo Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 6,720 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $15,749/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 3, 2026)
Comparable salesGeorgia MLS closed sales in POLO GOLF AND COUNTRY CLUB, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5920 Polo Drive and when was it built?

Per the listing record, 5920 Polo Drive was built in 2005 and has 6,720 sq ft of living area, 6 bedrooms and 6.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5920 Polo Drive in?

5920 Polo Drive is in Polo Golf And Country Club in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 5920 Polo Drive estimated?

The estimate on this page (about $15,749 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 5920 Polo Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.