38 days on market (MLS) Single Family Residence ▼ Price cut: $30,000 (9/17)
$595,000
5-Bedroom Home in Riverstone Plantation

8970 Riverwood Lane, Gainesville, GA 30506

Single Family Residence in Riverstone Plantation, Gainesville · No CDD on record
Riverstone Plantation · Gainesville, GA 30506 · Forsyth County
Listing data updated October 13, 2026 at 10:29 AM ET · checked against the MLS hourly
5Bedrooms
4.5Bathrooms
4,251Sq Ft
2004Year Built
$140Per Sq Ft
GarageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
20% below
$/sq ft vs community
$140 here vs $174 median sold (12 mo)
Buyer leverage
Buyer advantage
38 days on market
7.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $595k tops 8 of the last 12 closed sales; also one of the largest homes here at 4,251 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 8970 Riverwood Lane in Riverstone Plantation, Gainesville is listed at $595,000 (4,251 sq ft, about $140 per sq ft). That sits within a few percent of Riverstone Plantation's median closed sale of $593,500 over the last 12 months (12 recorded sales). Per square foot it is below the community's recent $174/sq ft by about 20%. It has been 38 days on market. Listing facts: built in 2004. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2004 · 22 yrs
  • 4,251 sq ft of living area
  • Garage
  • Listed at $595,000 — recent neighborhood median sale price ~$593,500 (nearby sales; deemed reliable, not an appraisal)
  • 38 days on market
Listing description

About this home

This is the whole package - location, lifestyle and the price you've been waiting for. Can a home have both the traditional formal layout you love and a casual openness that feels just right? This one does.

The kitchen, breakfast area and family room connect naturally, creating that easy gathering space everyone wants, while separate living and dining rooms give you something that's getting harder to find - actual rooms. Host Thanksgiving without putting the dining table in the middle of your everyday living space. Close the door on your home office.

Curl up somewhere quiet with a book. Or fill the house with friends and let everyone find their own favorite spot. And just when you think you've seen it all, there's an entire finished basement downstairs ready to become whatever your life needs next.

Movie nights? Absolutely. Game room?

Done. Home gym, hobby space, second office, overnight guests - there's room for all of it without taking over the rest of the house. But we haven't even gotten to our favorite part.

Step out back and you'll understand why. This is a backyard made to be lived in. Morning coffee on the deck.

Dinner outside when Georgia finally gives us one of those perfect evenings. Dogs with room to run. A firepit glowing after dark.

Friends who came over for an hour and are somehow still there at 10. Mature trees and established landscaping give it a feeling you simply can't manufacture overnight. And then there's the location.

Riverstone Plantation puts you close to Lake Lanier, GA-400, shopping, dining and all the everyday conveniences of Forsyth County - while still giving you a neighborhood you'll actually look forward to coming home to. Finished basement. A backyard worth staying home for.

A layout that gives you togetherness without sacrificing separate spaces. And now offered at $595,000. Turns out, you really can have the whole package.

All 39 photos

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Description provided by Spalding Brokers and reproduced from the MLS; not independently verified.

Listing courtesy of Spalding Brokers · Listing agent: Karen J Spalding · 678-534-7490Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$595,000
Bed / bath5 / 4.5
Living area4,251 sq ft
Year built2004
Property typeSingle Family Residence
GarageYes
MLS #10833235
Listing status38 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1241 ft
CountyForsyth
Area listings7 active · 0 under contract
Estimated first-year tax~$6,248/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$140
Estimated monthly payment$4,064
Insurance (illustrative)$2k–$4k/yr
Messtimate range$650,403 – $688,662
Comparable-sales median$593,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,064/mo
  • Principal & interest $3,296/mo 81%
  • Taxes $521/mo 13%
  • Insurance $248/mo 6%

$4,064/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,248/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~1241 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Riverstone Plantation

Pricing & the Riverstone Plantation market

How this home is priced against recent nearby sales, and where Riverstone Plantation has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $140/sq ft$1408965 Creekstone Place8965 Creekstone Place: $153/sq ft$1538965 Creekstone Place8965 Creekstone Place: $153/sq ft$1539060 Blue Willow Court9060 Blue Willow Court: $153/sq ft$1539060 Blue Willow Court9060 Blue Willow Court: $153/sq ft$1538670 Woodland View Drive8670 Woodland View Drive: $162/sq ft$1628670 Woodland View Drive8670 Woodland View Drive: $162/sq ft$162Community median $174

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $140/sq ft.

$157$174$1902024: $18720242025: $16020252026: $1742026

Median sale price by year

12-month median closed price, 2024–2026.

$588k$617k$646k2024: $640k20242025: $600k20252026: $594k2026
Property timeline

This home’s history

  • 2004BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 38 cumulative days on market as of October 13, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $625,000
  • Sep 17, 2026Price cut$595,000 (-$30,000, -4.8%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $595,000Momentum Realty · on market 38 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Riverstone Plantation in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $593,500 ($174/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$650,403the mess$688,662

Stronger local evidence — 6 comparable closed sales in Riverstone Plantation, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $595,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 6% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 38 days on market vs. a 50-day community median
  • 6 active listings competing, 2 under contract
  • ≈7.0 months of supply
  • 12 closed here in the last 12 months

For reference, this home is listed at $595,000 ($140/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,251 sq ft × $153–$162/sq ft (interquartile band of 6 comparable closed sales in Riverstone Plantation, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Price vs area (99), Pricing power (53)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area99
This home $140/sq ft vs the community 12-month median $174/sq ft.
Affordability50
List price $595,000 vs the community median $593,500. Not a measure of personal affordability.
Market liquidity38
Community median 50 days on market, ~7.0 months of supply (12-month record).
Pricing power53
Recent sales closed at about 97.4% of original asking (~2.6% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 7.0 months of supply in the surrounding market and 38 days on market for this home, against a 50-day area median.Days on market:this home 38Area median:  50 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $140 per square foot, about 20% below the community’s $174 median. Riverstone Plantation’s 12-month median sold price per square foot is $174. Median sold price per square foot is down 1.1% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Riverstone Plantation sales closed near 97.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 7 active listings in Riverstone Plantation, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Spalding Brokers · MLS # 10833235

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Keep looking

Similar homes for sale near Riverstone Plantation

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Riverstone Plantation

  • 8455 Post Oak Lane · $850,000 · 6 bd / 5.0 ba · listed October 8, 2026 (courtesy of Atlanta Communities)
  • 8525 Fieldgrove Court · $440,000 · 4 bd / 2.0 ba · listed September 28, 2026 (courtesy of Keller Williams Community Partners)
  • 9065 Blue Willow Court · $525,000 · 4 bd / 3.0 ba · listed September 19, 2026 (courtesy of Spalding Brokers)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Riverstone Plantation

Go deeper on Riverstone Plantation

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

ChestateeAssigned elementary school · Forsyth County School District
Little MillAssigned middle school · Forsyth County School District
East ForsythAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 8970 Riverwood Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 4,251 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,248/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales in Riverstone Plantation, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8970 Riverwood Lane and when was it built?

Per the listing record, 8970 Riverwood Lane was built in 2004 and has 4,251 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8970 Riverwood Lane in?

8970 Riverwood Lane is in Riverstone Plantation in Gainesville, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 8970 Riverwood Lane estimated?

The estimate on this page (about $6,248 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 8970 Riverwood Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.