THE RESERVE OF PINECREST · Pinecrest, FL 33156 · Miami-Dade County
Listing data checked against the MLS November 7, 2026 at 8:12 AM ET · rechecked hourly
Listed by Coldwell Banker Realty (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
3Bathrooms
1,842Sq Ft
2003Year Built
$516Per Sq Ft
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights
7602 SW 102nd St 400 in The Reserve Of Pinecrest, Pinecrest is listed at $950,000 (1,842 sq ft, about $516 per sq ft). That sits within a few percent of The Reserve Of Pinecrest's median closed sale of $835,000 over the last 12 months (4 recorded sales). Per square foot it is above the community's recent $463/sq ft by about 11%. It came to market within the past week. Listing facts: built in 2003, HOA dues of $1,395/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2003 · 23 yrs
1,842 sq ft of living area
Active listing
HOA $1,395/mo (per listing)
Listing description
About this home
A rare offering set within The Reserve of Pinecrest — an exclusive gated enclave of just 68 residences in the heart of the Village of Pinecrest — this 3-bedroom, 2.5-bath residence delivers 1,842 SF of refined living in one of Miami’s most coveted communities for under $1,000,000! Volume ceilings and a well-proportioned layout create a sense of ease and sophistication throughout. The custom kitchen features wood cabinetry, granite countertops, GE stainless steel appliances, and a walk-in pantry.
The living and dining areas flow seamlessly to a large private terrace with pergola and serene tropical garden views — a true extension of the living space. The spacious primary suite offers a private balcony, two walk-in closets, and a spa-inspired bath with dual marble vanities, frameless glass shower, and whirlpool soaking tub. Two additional bedrooms, laundry room, ample storage, and two assigned parking spaces complete this thoughtful floor plan.
Community amenities include a pool, spa, fitness center, and elegant club room. Ideally situated minutes from top-rated schools, Dadeland Mall, fine dining, Coral Gables, and major expressways. This is Pinecrest living at its finest — private, polished, and perfectly placed.
All 22 photos
Description provided by Coldwell Banker Realty and reproduced from the MLS; not independently verified.
Listing courtesy of Coldwell Banker Realty · Listing agent: Judith Zeder · 786-472-4024Provided via the MIAMI Association of REALTORS / Southeast Florida MLS (SEFMLS) Internet Data Exchange · Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS. Information deemed reliable but not guaranteed by the MLS to be accurate. · Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for THE RESERVE OF PINECREST. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$950,000
Bed / bath3 / 3
Living area1,842 sq ft
Year built2003
Property typeCondominium
MLS #A12115785
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyMiami-Dade
Area listings1 active · 0 under contract
Estimated first-year tax~$15,825/yr
CDD assessmentNone on record
HOA$1,395/mo
Calculated estimates
Price per sq ft$516
Estimated monthly payment$8,265
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$835,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$8,265/mo
Principal & interest $5,149/mo62%
Taxes $1,319/mo16%
Insurance $402/mo5%
HOA $1,395/mo17%
$8,265/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Miami-Dade County rate (17.59 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $4,900/yr ($408/mo) — taxable value $278,710 × 17.59 mills
$10,925 more each year
(+223%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$354,372
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$633,082
Market value
$334,432
Assessed
$278,710
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Miami Association of Realtors; millage: Miami-Dade County Property Appraiser 2025 adopted millage chart; M-DCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 7602 Sw 102Nd St 400
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $4,900/yr (certified county roll, taxable value × millage). Buy at the asking price of $950,000 and the first-year bill resets to about $15,825/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.59 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$1,395/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote.
Roof and age
Built in 2003. An original roof would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $2,871/month (tax $1,319, HOA $1,395, insurance $158). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$4k–$7k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$1,395/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Miami-Dade County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Miami-Dade County, FL: overall Very High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingVery High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · THE RESERVE OF PINECREST
Pricing & the THE RESERVE OF PINECREST market
How this home is priced against recent nearby sales, and where THE RESERVE OF PINECREST has been over 25 years. Momentum Research analysis of MIAMI MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in THE RESERVE OF PINECREST
Each dot is a closed sale since 2018 (36 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). MIAMI / SEFMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2019–2026. This home lists at $516/sq ft.
Median sale price by year
12-month median closed price, 2019–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2020–2026. Now 39 (cold).
Property timeline
This home’s history
2003BuiltPer public record
Nov 5, 2026First seen on our siteObserved at $950,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $950,000Coldwell Banker Realty
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
45/100
Strongest on: Pricing power (66), Market timing (61)
0 limited50100 exceptional
45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area21
This home $516/sq ft vs the community 12-month median $463/sq ft.
Affordability27
List price $950,000 vs the community median $835,000. Not a measure of personal affordability.
Market liquidity50
Community median 62 days on market (12-month record).
Pricing power66
Recent sales closed at about 94.9% of original asking (~5.1% below). More room below asking generally favors buyers.
Market timing61
Momentum Market Heat is 39/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $516 per square foot, about 11% above the community’s $463 median. THE RESERVE OF PINECREST’s 12-month median sold price per square foot is $463. Median sold price per square foot is up 2.5% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: MIAMI / SEFMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent THE RESERVE OF PINECREST sales closed near 94.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of MIAMI / SEFMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in THE RESERVE OF PINECREST, no CDD assessment.
Checked against the MLS November 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Coldwell Banker Realty · MLS # A12115785
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Keep looking
Similar homes for sale near THE RESERVE OF PINECREST
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Parks Amenities
Coral Gables extends Art Cinema lease and moves toward Aragon Avenue expansion
The commission extended the cinema operators' lease by five years, to September 2035, and directed staff to pursue West Construction at about $1.24M for the expansion. The project converts a storefront at 240 Aragon Ave. into a 92-seat theater with a lobby and cafe. The city had earlier provided $450,000.
Why it matters: The expansion adds a cultural and cafe destination to the Miracle Mile and Aragon Avenue area downtown. The site is about 3 miles northeast of The Reserve Of.
Miami-Dade retail construction pipeline reaches 1.3M SF, highest since early 2023
Colliers data for Q3 2026 show 1.3M SF under construction across 17 developments, double the year-earlier level. Direct vacancy was 3% and triple-net asking rents hit a record $44.34 per SF. Projects include Palm Springs Square in Miami Gardens (Publix signed) and Doral Atrium, which is 95% leased with a Walmart Neighborhood Market.
Why it matters: More grocery-anchored and neighborhood retail is coming to Miami Gardens and Doral, while tight vacancy and record rents point to limited available storefront space. The site is about 6 miles northeast of The Reserve Of.
Shops at Sunset Place nears demolition for mixed-use redevelopment
The plan calls for 1,513 residences in seven towers of 12 to 33 stories, a 287-room hotel, a 1,300-seat theater, 202,462 square feet of retail and 65,892 square feet of office. Demolition is now targeted for early 2027 and a first phase around 2029. Plans estimate about $149 million in infrastructure improvements.
Why it matters: Replaces a largely vacant mall with housing, hotel and street-level retail near Dadeland and the South Dade Metrorail line. The site is less than a mile southwest of The Reserve Of.
University of Miami agreement with Coral Gables would add a hospital of up to 100 beds
A development agreement would allow construction of a hospital with up to 100 beds on the university's Coral Gables campus, offering inpatient, outpatient and emergency care. The agreement would also reshape the campus, which includes the Gables Village residential complex of 1,458 beds slated for mid-2029. Cost, size and timeline for the hospital were not stated.
Why it matters: A campus hospital would add inpatient and emergency care capacity and healthcare employment in the Coral Gables area. The site is less than a mile north of The Reserve Of.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Miami-Dade County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Miami-Dade County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 7602 SW 102nd St 400, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Miami-Dade County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,842 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $15,825/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $10,925 more per year than the current owner’s estimated bill (+223%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
MIAMI / SEFMLS, checked against the MLS hourly (last: November 7, 2026)
Comparable sales
Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of MIAMI / SEFMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 7602 SW 102nd St 400 and when was it built?
Per the listing record, 7602 SW 102nd St 400 was built in 2003 and has 1,842 sq ft of living area, 3 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 7602 SW 102nd St 400 in?
7602 SW 102nd St 400 is in The Reserve Of Pinecrest in Pinecrest, Miami-Dade County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 7602 SW 102nd St 400 have an HOA, and how much are the dues?
The listing reports HOA dues of $1,395 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 7602 SW 102nd St 400 differ from the current owner's?
The estimate on this page (about $15,825 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $10,925 more per year than the current owner’s estimated bill (+223%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 7602 SW 102nd St 400 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 7602 SW 102nd St 400 in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the MIAMI Association of REALTORS / Southeast Florida MLS (SEFMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: MIAMI Association of REALTORS / Southeast Florida MLS (SEFMLS). Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Coldwell Banker Realty
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
