Miami-Dade County Homes for Sale

South Florida · county seat Miami · 2,685,296 residents

Miami-Dade is Florida's largest county and a global gateway — international finance, trade, and tourism converge in a market that is the priciest and least affordable in the state.

17,139 homes for saleMedian $521KBalanced MarketSouth Florida
Live Market Pulse
20/100
Momentum
Balanced Market
Buyer 4/10 · Seller 4/10 · Investor 4/10. This is the most expensive market in Florida, and it is global — expect international competition on waterfront and Brickell product, and budget hard for insurance and condo reserves.
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Built fromZillow & Realtor.com datarealMLS listingsCensus & IRSUpdated monthly
LiveMarket PulseApril 2026
$521K
Median Value
-2.7%
1-Yr Price
83days
Avg DOM
13.0%
Price Cuts
Soft
Seller Leverage
$465/sf
Median $/Sqft
17,139
For Sale
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Miami-Dade is Florida's largest county and a global gateway — international finance, trade, and tourism converge in a market that is the priciest and least affordable in the state. A wave of finance, tech, and crypto migration has pushed Brickell and the waterfront to record highs, even as insurance, condo assessments, and sea-level risk reshape the lower end. For buyers that means selectivity and patience; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Miami-Dade County neighborhood, which is what we price against live comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Miami-Dade County snapshot (April 2026): typical home value $521K ($465/sqft), median rent $2,869, about 17,139 active listings, a median 83 days on market, and 13.0% of listings cutting price — a balanced market. Values are -2.7% over the past year and +7.5% over five years.

Miami-Dade runs on global connectivity. PortMiami is the 'Cruise Capital of the World' and Miami International Airport is a primary gateway to Latin America, anchoring trade and logistics. Brickell is the financial center of the Southeast, home to Latin American bank headquarters and a recent wave of hedge-fund, asset-management, and tech relocations. Tourism and hospitality run year-round, healthcare is led by Baptist Health South Florida and Jackson Health, and cruise giants Carnival and Royal Caribbean are headquartered here.

Entry
under $365K

Condos, townhomes, and starter homes — the lowest-cost way into Miami-Dade County and its school zones.

Core
$365K–$677K

The heart of the market: established single-family homes and newer planned-community product.

Top
$677K+

Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.

Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.

Miami-Dade County Market Scorecard

Balanced Market

Miami-Dade County is a balanced market: about 17,139 active listings, a median list price of $595,000, 13.0% of them cutting price, and homes going under contract in about 83 days.

$521K
Typical value
3,444
New / mo
$465
$/sqft
83
Days on mkt
13.0%
Cut price
$2,869
Median rent
Typical home value · last 13 months $521K

Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.

Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.

Should You Buy, Sell, or Invest Here?

4/10
Buyer

This is the most expensive market in Florida, and it is global — expect international competition on waterfront and Brickell product, and budget hard for insurance and condo reserves.

4/10
Seller

International and out-of-state wealth keeps the high end liquid, but the condo market is being repriced by post-Surfside assessments and insurance, so positioning matters.

4/10
Investor

World-class long-term demand and rents, but entry prices and carrying costs are extreme — Miami-Dade is an appreciation-and-global-demand play, not a cash-flow one.

Cash offer
~$469K
  • Close in as little as 7–14 days
  • No repairs, cleaning, or showings
  • No financing fall-through
  • Pick your move-out date
List with Momentum
~$521Ktypical value
  • Often nets more, even after commission
  • Sells 1.25% above MLS average, 8 days faster
  • Full marketing & negotiation
  • We front the prep with our concierge

Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Miami-Dade County demand. Compare both at our Miami-Dade County cash-offer page.

Schools in Miami-Dade County

Miami-Dade County Public Schools is the fourth-largest district in the country and runs an exceptional magnet program — several of its choice schools rank among the very best in the nation — alongside a wide range of zoned quality. The Coral Gables and Pinecrest areas and the magnets are the strongest draws.

  • Design & Architecture Senior High (DASH)
  • MAST Academy
  • School for Advanced Studies
  • Coral Reef Senior High
  • Coral Gables Senior High

The top performers are magnet and choice schools with application processes, so where you live does not fully determine access — confirm both the zoned assignment and magnet eligibility for any address. See school-zone guides →

Taxes, Insurance & Cost to Own

A median-priced Miami-Dade County home costs about $3,831/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $68,694. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

Typical property-tax millage17.593 mills (~1.76% before exemptions)
Avg. homeowners insurance$1,891/yr (Citizens county avg)
Homestead exemptionUp to $50,000 + 3% Save Our Homes cap
Est. all-in monthly (PITI)$3,831/mo on a $521K home
Income to buy median home$153,242/yr (est.)

At about $1,891 a year on average, Miami-Dade is middle-of-the-pack for Florida — manageable, but very address-dependent near the water. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

New Construction in Miami-Dade County

Builders pulled 16,535 residential permits last year (+55.9% YoY) — 2,666 single-family and 13,869 multifamily, about 6.2 per 1,000 residents. Active master-planned communities include Downtown Doral; The Hammocks (Kendall); Cutler Bay; Lakes by the Bay; Islands at Doral. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Population & Migration

Miami-Dade County has about 2,685,296 residents. On a net domestic basis it saw net domestic out-migration of about 40,258 people and a net +$484.03M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by NY, CA, TX, NJ. Notably, even where the county loses residents on net, the income arriving outweighs the income leaving — a wealth-migration pattern.

12-Month Forecast

Expect a two-speed market: international and finance-driven wealth keeps the waterfront and Brickell high end liquid, while the broader condo market continues to absorb insurance and assessment shocks. Affordability is the ceiling on mid-market demand; the luxury and global-buyer tiers stay the most resilient.

MiamiCounty seat; Brickell finance towers, Wynwood arts, Coconut Grove, and Little Havana.
Miami BeachIconic barrier-island city — South Beach, Art Deco, and oceanfront condos.
Coral GablesHistoric, tree-lined 'City Beautiful' with top schools and Mediterranean estates.
DoralFast-growing business-and-family hub near the airport; newer master-planned housing.
Aventura / Sunny IslesLuxury high-rise condo corridor in the northeast near the Broward line.

Economy & Major Employers

Miami-Dade runs on global connectivity. PortMiami is the 'Cruise Capital of the World' and Miami International Airport is a primary gateway to Latin America, anchoring trade and logistics. Brickell is the financial center of the Southeast, home to Latin American bank headquarters and a recent wave of hedge-fund, asset-management, and tech relocations. Tourism and hospitality run year-round, healthcare is led by Baptist Health South Florida and Jackson Health, and cruise giants Carnival and Royal Caribbean are headquartered here.

  • Miami-Dade County Public Schools (4th-largest district in the U.S.)
  • Baptist Health South Florida
  • Jackson Health System
  • University of Miami
  • Miami-Dade County government
  • American Airlines (MIA hub)
  • Carnival Corporation
  • Royal Caribbean Group
  • PortMiami

Miami-Dade County Public Schools is the fourth-largest district in the U.S.; PortMiami is the busiest cruise port in the world.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Miami-Dade County agent →

Master-plannedDowntown Doral, The Hammocks (Kendall), Cutler Bay, Lakes by the Bay, Islands at Doral
GolfTrump National Doral, Riviera Country Club (Coral Gables), Crandon Golf (Key Biscayne)
WaterfrontMiami Beach, Key Biscayne, Coconut Grove, Sunny Isles Beach, Bal Harbour, Brickell
LuxuryIndian Creek ('Billionaire Bunker'), Star Island, Fisher Island, Coral Gables, Pinecrest, Bal Harbour
55+ / active adultCentury Village (limited), select active-adult sections in Kendall and the southwest

Lifestyle in Miami-Dade County

Few places offer more: South Beach and the Art Deco District, the Brickell skyline, Wynwood's murals and galleries, Little Havana's Calle Ocho, and miles of Atlantic beaches. PortMiami and MIA make it a true global hub, the dining and nightlife are world-class, and pro sports (the Heat, Dolphins, Marlins, and Inter Miami) round out a 24/7 international city.

Risks to Weigh

Miami-Dade carries Florida's steepest costs and risks: it is the least affordable county in the state (price-to-income well above the rest), insurance and hurricane/storm-surge exposure are at the top of the range, and sea-level rise and king-tide flooding are real long-term concerns. On older coastal condos, post-Surfside reserve requirements and special assessments must be diligenced carefully before purchase.

Miami-Dade County Real Estate FAQ

What is the median home price in Miami-Dade County?
The typical Miami-Dade County home is worth about $521K as of April 2026 (Zillow ZHVI), -2.7% over the past year. The median list price is similar; individual neighborhoods range widely around that figure.
Is Miami-Dade County a buyer's or seller's market?
As of April 2026, Miami-Dade County is a balanced market. Homes are taking a median of 83 days to sell, and inventory has rebuilt from its lows, giving buyers more room to negotiate than in recent years.
Is Miami-Dade County expensive?
Miami-Dade County's price-to-income ratio is about 7.6×, which is above the typical Florida county. The bigger cost surprises for newcomers are property insurance and, in newer communities, CDD fees — not the sticker price.
What is the average rent in Miami-Dade County?
The median rent is about $2,869 a month (Zillow ZORI). Against the typical home value, that is a gross rental yield near 6.6%.
Are property taxes high in Miami-Dade County?
The typical millage is about 17.593 mills, or roughly 1.76% of taxable value before exemptions. Florida's $50,000 homestead exemption and the Save Our Homes 3% assessment cap meaningfully lower the bill for owner-occupants.
How much is homeowners insurance in Miami-Dade County?
The Citizens county-average premium is about $1,891 a year, but your actual cost depends heavily on the home's age, roof, construction, and flood zone. Wind-mitigation credits can lower it; flood insurance is priced separately by address.
Is Miami-Dade County a good place to invest in real estate?
World-class long-term demand and rents, but entry prices and carrying costs are extreme — Miami-Dade is an appreciation-and-global-demand play, not a cash-flow one.
Is Miami-Dade County growing?
Miami-Dade County has about 2,685,296 residents and is still drawing net in-migration of people and income. Migration and jobs are the forces most likely to support prices through the rate cycle.
How long do homes take to sell in Miami-Dade County?
A median of about 83 days on market as of April 2026, longer than the 2021-2022 frenzy and a sign of today's more balanced conditions.
What are the best areas to live in Miami-Dade County?
The county seat, Miami, anchors the market, and the right area depends on whether you prioritize schools, commute, the water, or new construction. Our neighborhood guides map each on price, schools, and lifestyle.
What is the price per square foot in Miami-Dade County?
Listings in Miami-Dade County are priced around the area's median per-square-foot rate as of April 2026; smaller, older, and inland homes run below it, while new construction and waterfront run above. Per-square-foot is most useful within a single neighborhood, not across the whole county.
How much income do I need to buy a home in Miami-Dade County?
As a rough rule, a buyer needs household income roughly in line with the county's price-to-income ratio of 7.6× the home price, keeping total housing costs near 30% of income. Median household income here is $68,694. A lender pre-approval gives you the exact figure for your situation.
Is now a good time to buy in Miami-Dade County?
It depends on your horizon. For buyers planning to stay several years, today's balanced market conditions — more inventory and routine price cuts — offer better terms than the 2021-2022 peak. For short-term flips, flat appreciation makes the math tight. The right answer is specific to the home and your timeline.
Do I need flood insurance in Miami-Dade County?
It depends on the address. Homes in FEMA high-risk flood zones (A or V) typically require flood insurance with a federally backed mortgage, and even outside those zones it can be worth carrying in low-lying or coastal parts of Miami-Dade County. Flood premiums are priced separately by address under FEMA Risk Rating 2.0, so always check the flood zone before you buy.
Is Miami-Dade County a good place to retire?
Florida's lack of a state income tax and the homestead/Save Our Homes protections make Miami-Dade County attractive for retirees on a fixed income, especially in its 55+ and lower-maintenance communities. Weigh that against insurance costs and proximity to healthcare when you choose a specific area.
How fast are home prices rising in Miami-Dade County?
Over the past year, the typical Miami-Dade County home value moved -2.7%. Over five years it is +7.5% and over ten years +7.1% — so the long-run trend is up even though near-term growth has cooled.
What is the cost of living in Miami-Dade County?
Housing, insurance, and property tax are the main local cost drivers; Florida charges no state income tax. A median-priced home runs about $3,831 a month all-in (mortgage, tax, and insurance), against median household income of $68,694 a year. Utilities, transportation, and healthcare track close to state averages.
What are the risks of buying in Miami-Dade County?
The main ones are hurricane and flood exposure (which drive insurance costs), rising premiums statewide, and — in fast-growing submarkets — overbuilding that can soften resale and rents. On older condos, ask about reserves and special assessments. None are dealbreakers, but all belong in your budget before you offer.
Is Miami-Dade County good for real estate investors?
Miami-Dade County's estimated cap rate is about 6.6% with a gross yield near 6.6%, so it leans cash-flow-friendly. Net migration and the local job base are the demand signals that matter most for landlords here.
What counties are near Miami-Dade County?
See the 'Explore more' section on this page for direct links to the neighboring county market reports, plus the full set of scorecards for all 67 Florida counties.
Has inventory in Miami-Dade County gone up?
Yes — active listings are -6.2% versus a year ago. That rebuild from pandemic-era lows is the single biggest reason buyers have more leverage now than they did in 2021-2022.
Why is Miami-Dade so expensive?
It is a global city with finite waterfront, intense international and out-of-state demand, a recent finance-and-tech migration, and no state income tax. Price-to-income is the highest of any large Florida county, and insurance plus condo carrying costs add to the true cost — which is why the market is so two-speed between the global-buyer high end and a pressured mid-market.
What should I know about buying a condo in Miami-Dade after Surfside?
Since the 2021 Champlain Towers collapse, Florida requires older condo buildings to fund structural reserves and complete milestone inspections, which has triggered large special assessments at many associations. Before buying any older coastal condo, review the reserve study, recent assessments, and inspection status — they can change the true cost dramatically.

or call (904) 351-6461 · jon@movewithmomentum.com