347 days on market (MLS) Single Family Residence ▼ Price cut: $5,000 (9/9)
$520,000
3-Bedroom Golf-Course Home in Country Club Estates

129 Country Club Rd, Pensacola, FL 32507

Single Family Residence in Country Club Estates, Pensacola · No CDD on record
Country Club Estates · Pensacola, FL 32507 · Escambia - Fl County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
3Bathrooms
2,512Sq Ft
1971Year Built
$207Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
14% below
$/sq ft vs community
$207 here vs $240 median sold (12 mo)
Buyer leverage
Buyer advantage
347 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~14 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $520k tops 11 of the last 12 closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 129 Country Club Rd in Country Club Estates, Pensacola is listed at $520,000 (2,512 sq ft, about $207 per sq ft). It has been 347 days on market. Listing facts: built in 1971, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1971 · 55 yrs
  • 2,512 sq ft of living area
  • 2-car garage
  • Listed at $520,000 — recent neighborhood median sale price ~$597,150 (nearby sales; deemed reliable, not an appraisal)
  • 347 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

BUYER INCENTIVES AVAILABLE! This stunning 3-bedroom, 3-bath Spanish-style home combines timeless architecture with thoughtful modern upgrades—all just minutes from the coast. Sharing only a garage wall with the neighboring home, it lives and feels like a true single-family residence.

Step inside to find Italian porcelain tile floors and a wall of elegant arched windows flooding the living area with natural light. A vented gas fireplace adds warmth and charm, while the open connection to the kitchen makes entertaining effortless. The chef’s kitchen is a showstopper, centered around a large island with a gas range and breakfast bar seating.

Solid cherry wood cabinetry pairs beautifully with the matte black KitchenAid appliances, including a double wall oven and a custom hood vent. Just off the kitchen, the guest bath features a tiled walk-in shower with a glass door, and the laundry room offers abundant storage and a utility sink for convenience. Down the hall, a second family room with French doors opens to the back patio—perfect for relaxing or hosting guests.

Upstairs, the primary suite offers a peaceful retreat with a large window, ample storage, and a luxurious ensuite bath featuring a glass-enclosed shower with decorative tile accents. Two additional bedrooms share a Jack and Jill bathroom with granite countertops and a tub/shower combo. The upper level boasts rich wood flooring throughout.

Additional upgrades include a 2020 roof, new windows, a 30-amp 240V EV charging station in the garage, a whole-house air purification system, water purification system, and a central vacuum system in the HVAC—providing comfort and efficiency throughout. From its classic Spanish architecture to its modern, meticulously maintained interior, this home perfectly balances elegance, function, and coastal lifestyle.

All 54 photos

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Description provided by Levin Rinke Realty and reproduced from the MLS; not independently verified.

Listing courtesy of Levin Rinke Realty · Listing agent: Tonya Zimmern · 850-916-5050Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$520,000
Bed / bath3 / 3
Living area2,512 sq ft
Year built1971
Property typeSingle Family Residence
Garage2-car
MLS #672572
Listing status347 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~14 ft
CountyEscambia - Fl
Estimated first-year tax~$5,460/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$207
Estimated monthly payment$3,583
Insurance (illustrative)$2k–$5k/yr
Messtimate range$346,656 – $771,184
Comparable-sales median$597,150

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,583/mo
  • Principal & interest $2,846/mo 79%
  • Taxes $455/mo 13%
  • Insurance $282/mo 8%

$3,583/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
$388,584
Market value
$388,584
Assessed
$388,584
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~14 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Country Club Estates

Pricing & the Country Club Estates market

How this home is priced against recent nearby sales, and where Country Club Estates has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales604 E Sunset Ave604 E Sunset Ave: $133/sq ft$133516 Long Lake Dr516 Long Lake Dr: $138/sq ft$1381011 N Reus St #A1011 N Reus St #A: $206/sq ft$206This homeThis home: $207/sq ft$20715 Star Lake Dr15 Star Lake Dr: $274/sq ft$27469 Star Lake Dr69 Star Lake Dr: $307/sq ft$307522 W Belmont St522 W Belmont St: $335/sq ft$335Community median $240
Property timeline

This home’s history

  • 1971BuiltPer public record
  • About Oct 2025Listed (per MLS)MLS reports 347 cumulative days on market as of October 3, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $535,000
  • Aug 7, 2026Price cut$525,000 (-$10,000, -1.9%)
  • Sep 9, 2026Price cut$520,000 (-$5,000, -1.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $520,000Momentum Realty · on market 347 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $597,150 ($240/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$346,656the mess$771,184

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $520,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 122% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1971 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 611 active listings competing, 227 under contract

For reference, this home is listed at $520,000 ($207/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,512 sq ft × $138–$307/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

74/100
Strongest on: Flood safety (90), Price vs area (84)
0 limited50100 exceptional

74/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area84
This home $207/sq ft vs the community 12-month median $240/sq ft.
Affordability72
List price $520,000 vs the community median $597,150. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~14 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1971 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $207 per square foot, about 14% below the community’s $240 median. Country Club Estates’s 12-month median sold price per square foot is $240. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: a golf-course community, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 129 Country Club Rd?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Levin Rinke Realty · MLS # 672572

Request a showing

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Keep looking

Similar homes for sale near Country Club Estates

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Country Club Estates

  • 7057 Weatherwood Dr · $250,000 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of Expansion Realty)
  • 6200 Arthur Brown Rd · $269,000 · 3 bd / 1.0 ba · listed October 3, 2026 (courtesy of CENTURY 21 AMERISOUTH REALTY)
  • 224 E Government St · $1,800,000 · 4 bd / 1.5 ba · listed October 3, 2026 (courtesy of Seville Square Realty, LLC)
  • 7085 Frank Reeder Rd · $359,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of Better Homes And Gardens Real Estate Main Street Properties)
  • 1009 Rachel Cir · $264,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of RE/MAX HORIZONS REALTY)
  • 600 Scenic Hwy #315 · $125,000 · 1 bd / 1.0 ba · listed October 2, 2026 (courtesy of REALTY MASTERS)

Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Warrington ElementaryAssigned elementary school · Escambia - Fl County School District
WARRINGTONAssigned middle school · Escambia - Fl County School District
PensacolaAssigned high school · Escambia - Fl County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Pensacola

Groceries, dining, and parks for this city — see the city guide.

View →
County
Escambia - Fl

Schools, taxes, and services are county-administered — see the county guide.

Community
Country Club Estates

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 129 Country Club Rd, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1971 (55 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,512 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,460/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, refreshed hourly (last: October 3, 2026)
Comparable salesPensacola MLS closed sales within about 3 miles, last 18 months, as of October 3, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 129 Country Club Rd and when was it built?

Per the listing record, 129 Country Club Rd was built in 1971 and has 2,512 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 129 Country Club Rd in?

129 Country Club Rd is in Country Club Estates in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 129 Country Club Rd have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 129 Country Club Rd differ from the current owner's?

The estimate on this page (about $5,460 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 129 Country Club Rd in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 129 Country Club Rd in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.