Pensacola
Housing Market
Median sale price $330,500, up 4.4% year over year, with homes going under contract in about 53 days, 345 homes on the market.
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Housing Market Analyst
Inventory sits at 4.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are up 4.4% versus the prior year and sellers are still collecting 95.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Negotiating power — sellers hold the leverage while 32% of inventory sits under contract.
- Mortgage sensitivity — at 4.3× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Pensacola data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Pensacola is hot — and where it isn't
Each dot is a community (139 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Pensacola
The median sale price across Pensacola currently stands at $330,500, up 4.4% from a year ago. Buyers are paying a median of $184 per square foot. The typical home goes under contract in about 53 days. Sellers are capturing 95.5% of their original asking price on average.
There are 345 active listings on the market, with 141 more already under contract. At the current sales pace that works out to 4.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 1,190 homes closed here over the trailing 12 months.
Pensacola prices sit below the Escambia County median by roughly 6%. Zillow's home value index for Escambia County stands at $283,690. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Pensacola is 60 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Pensacola since 2012 — and where it’s heading
A median home here sold for $147,267 in 2012 and $376,585 over the last recorded year — 156% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (18,827 recorded sales)
Days on market by year
Home value trend · Escambia County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving Pensacola
Top inbound states: AL, CA, VA, TX. Movers arriving report ~$62,404 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,026 Citizens policies in force in Escambia County — the state-backed insurer of last resort. Budget insurance into any Escambia purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,366 single-family · 32 multi-family · 4.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Pensacola right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Escambia County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Pensacola ← this page | $330K | 345 | 60 | |
| Cantonment | $360K | 81 | 57 | Open → |
| Perdido Key | $735K | 7 | 40 | Open → |
Neighborhoods on the move
| Osceola Country ClubPensacola | $205K | ▲ 37% |
| Bayou Marcus HeightsPensacola | $254K | ▲ 29% |
| WildewoodPensacola | $175K | ▲ 25% |
| Bridle Trail EstatesPensacola | $297K | ▲ 19% |
| Navy PointPensacola | $265K | ▲ 14% |
| Maple OaksPensacola | $248K | ▼ 17% |
| Herons ForestPensacola | $448K | ▼ 15% |
| OakcrestPensacola | $114K | ▼ 15% |
| Lake CharlenePensacola | $305K | ▼ 14% |
| ChandellePensacola | $507K | ▼ 12% |
| New City TractPensacola | $544K | 38 |
| BridlewoodPensacola | $290K | 15 |
| Fallschase At PathstonePensacola | $330K | 15 |
| Cordova ParkPensacola | $450K | 13 |
| Navy PointPensacola | $265K | 12 |
| Bellview PointePensacola | $352K | 2 days |
| Cordova ParkPensacola | $450K | 10 days |
| Cove GardensPensacola | $236K | 13 days |
| InvernessPensacola | $555K | 13 days |
| Nature TrailPensacola | $740K | 18 days |
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Pensacola right now?
The data says conditions currently favor neither side decisively in Pensacola — the Momentum Score reads 60/100 with 4.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Pensacola becoming more affordable?
No — the median sale price in Pensacola is $330,500, up 4.4% versus the prior year, while sellers still capture 95.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Pensacola?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Maple Oaks (-17%); Herons Forest (-15%); Oakcrest (-15%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Pensacola neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Bellview Pointe (2 days); Cordova Park (10 days); Cove Gardens (13 days) — homes there go under contract well ahead of the market-wide pace of 53 days.
How does Pensacola compare to the rest of Escambia County?
Pensacola's median of $330,500 runs 6% below the county-wide median of $352,200, and homes here take 53 days to go under contract versus 59 county-wide.
Pensacola housing market FAQ
What is the median home price in Pensacola?
The median sale price in Pensacola is currently $330,500, up 4.4% from a year ago, based on MLS sales data updated August 6, 2026.
Is Pensacola a buyer's or seller's market right now?
The data currently favors sellers. Pensacola scores 60 of 100 on the Momentum Score, with 4.2 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Pensacola?
The typical home in Pensacola goes under contract in about 53 days, per current MLS data.
How many homes are for sale in Pensacola?
There are approximately 345 active listings in Pensacola as of August 6, 2026.
Are home prices in Pensacola rising or falling?
Median sale prices are up 4.4% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Pensacola. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.