562 days on market (MLS) Condo ▼ Price cut: $24,500 (8/25)
$1,374,500
4-Bedroom Condo in Sea Watch

16605 Perdido Key Dr #7W, Perdido Key, FL 32507

Condo in Sea Watch, Perdido Key · No CDD on record
Sea Watch · Perdido Key, FL 32507 · Escambia - Fl County
Listing data updated October 3, 2026 · refreshed hourly
4Bedrooms
4.5Bathrooms
2,741Sq Ft
2005Year Built
$501Per Sq Ft
WaterfrontNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Buyer advantage
562 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~14 ft elevation
$4k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 10
Price vs recent sales
Asking $1.37M tops 9 of the last 10 closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 16605 Perdido Key Dr #7W in Sea Watch, Perdido Key is listed at $1,374,500 (2,741 sq ft, about $501 per sq ft). It has been 562 days on market. Listing facts: built in 2005, waterfront, HOA dues of $1,984/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2005 · 21 yrs
  • 2,741 sq ft of living area
  • 562 days on market
  • HOA $1,984/mo (per listing)
Listing description

About this home

ENJOY SPECTACULAR, UNOBSTRUCTED SUNSET VIEWS FROM THIS NEWLY UPDATED 7TH FLOOR WEST-END RESIDENCE! ONLY 15 OWNERS AND THEIR GUESTS ENJOY A UNIQUELY SECLUDED AND UNCROWDED BEACHFRONT EXPERIENCE AT SEA WATCH IN PERDIDO KEY. EACH RESIDENCE FEATURES PRIVATE ELEVATOR ENTRY WITH CONVENIENT SHOWER TO RINSE OFF FROM YOUR DAY ON THE BEACH, TWO ASSIGNED PARKING SPACES (ONE COVERED AND ONE UNCOVERED), SECURE BUILDING ENTRY, AND A MINIMUM ONE-YEAR RENTAL POLICY.

This expansive 2,741 sq. ft. floor plan features 4 bedrooms, 4.5 bathrooms, and an open-concept living area encased in wrap-around, floor-to-ceiling glass.

Whether you're relaxing on the oversized balcony or inside using the remote-controlled shades to perfectly frame the horizon, this home offers an unparalleled vantage point for stunning sunset views. A full wet bar just off the living area, with new ice maker, is ideal for large gatherings. The newly updated kitchen is a chef's delight, boasting freshly painted cabinetry, abundant countertop space, stainless steel appliances, a convenient drop-in cooktop, wall oven, and a large pantry for all your storage needs.

Just off the kitchen, the sumptuous Gulf-front primary suite features floor-to-ceiling glass for breathtaking views. This refined retreat includes convenient remote-controlled shades and a spacious bathroom equipped with a large soaking tub, a separate shower, dual walk-in closets, and ample storage. For extra privacy, your guests will appreciate separate hallways leading to each guest bedroom, complete with en-suite bathrooms and their own private North facing balcony with amazing views of Old River and Ono Island.

Sea Watch owners enjoy exceptional amenities including a Gulf-front outdoor pool (heated seasonally) with large, covered area to escape the mid-day sun, hot tub, fitness center, billiards room and one of the most uncrowded stretch of beachfront on the island! THIS IS THE LUXURY BEACH HOME YOU HAVE BEEN DREAMING OF!

All 52 photos

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Description provided by Levin Rinke Realty and reproduced from the MLS; not independently verified.

Listing courtesy of Levin Rinke Realty · Listing agent: Katherine Justice · 850-916-5050Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,374,500
Bed / bath4 / 4.5
Living area2,741 sq ft
Year built2005
Property typeCondo
MLS #659252
Listing status562 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~14 ft
CountyEscambia - Fl
Estimated first-year tax~$14,432/yr
CDD assessmentNone on record
HOA$1,984/mo

Calculated estimates

Price per sq ft$501
Estimated monthly payment$11,273
Insurance (illustrative)$4k–$10k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$11,273/mo
  • Principal & interest $7,524/mo 67%
  • Taxes $1,203/mo 11%
  • Insurance $563/mo 5%
  • HOA $1,984/mo 18%

$11,273/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
$7,383
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,090,918
Market value
$1,083,535
Assessed
$1,083,535
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$10k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$1,984/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~14 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Sea Watch

Pricing & the Sea Watch market

How this home is priced against recent nearby sales, and where Sea Watch has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $501/sq ft$50116547 Perdido Key Dr #E5…16547 Perdido Key Dr #E501: $611/sq ft$611
Property timeline

This home’s history

  • 2005BuiltPer public record
  • About Mar 2025Listed (per MLS)MLS reports 562 cumulative days on market as of October 3, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $1,399,000
  • Aug 25, 2026Price cut$1,374,500 (-$24,500, -1.8%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,374,500Momentum Realty · on market 562 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 1 closed sale within about 10 miles in Escambia - Fl County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Escambia - Fl County in the last 18 months. Only 1 qualifies for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,741 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 3, 2026.

Seen enough photos?

Want to see 16605 Perdido Key Dr #7W?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Levin Rinke Realty · MLS # 659252

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Sea Watch

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Sea Watch

  • 7057 Weatherwood Dr · $250,000 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of Expansion Realty)
  • 6200 Arthur Brown Rd · $269,000 · 3 bd / 1.0 ba · listed October 3, 2026 (courtesy of CENTURY 21 AMERISOUTH REALTY)
  • 224 E Government St · $1,800,000 · 4 bd / 1.5 ba · listed October 3, 2026 (courtesy of Seville Square Realty, LLC)
  • 7085 Frank Reeder Rd · $359,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of Better Homes And Gardens Real Estate Main Street Properties)
  • 1009 Rachel Cir · $264,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of RE/MAX HORIZONS REALTY)
  • 600 Scenic Hwy #315 · $125,000 · 1 bd / 1.0 ba · listed October 2, 2026 (courtesy of REALTY MASTERS)

Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hellen CaroAssigned elementary school · Escambia - Fl County School District
BAILEYAssigned middle school · Escambia - Fl County School District
EscambiaAssigned high school · Escambia - Fl County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Perdido Key

Groceries, dining, and parks for this city — see the city guide.

View →
County
Escambia - Fl

Schools, taxes, and services are county-administered — see the county guide.

Community
Sea Watch

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 16605 Perdido Key Dr #7W, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,741 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $14,432/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, refreshed hourly (last: October 3, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Escambia - Fl County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 16605 Perdido Key Dr #7W and when was it built?

Per the listing record, 16605 Perdido Key Dr #7W was built in 2005 and has 2,741 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 16605 Perdido Key Dr #7W in?

16605 Perdido Key Dr #7W is in Sea Watch in Perdido Key, Escambia - Fl County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 16605 Perdido Key Dr #7W have an HOA, and how much are the dues?

The listing reports HOA dues of $1,984 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 16605 Perdido Key Dr #7W differ from the current owner's?

The estimate on this page (about $14,432 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 16605 Perdido Key Dr #7W in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 16605 Perdido Key Dr #7W in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.