38 days on market (MLS)Single Family Residence▼ Price cut: $35,000 (9/28)
$650,000
3-Bedroom Home in Star Lake
17 Lakeside Dr, Pensacola, FL 32507
Single Family Residence in Star Lake, Pensacola · No CDD on record
Star Lake · Pensacola, FL 32507 · Escambia - Fl County
Listing data updated October 19, 2026 at 4:19 AM ET · checked against the MLS hourly
Listed by Kuhn Realty (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
2,044Sq Ft
1954Year Built
$318Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% above
$/sq ft vs community
$318 here vs $274 median sold (12 mo)
Buyer leverage
Balanced market
38 days on market
4.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~9 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 19, 2026, 17 Lakeside Dr in Star Lake, Pensacola is listed at $650,000 (2,044 sq ft, about $318 per sq ft). That sits within a few percent of Star Lake's median closed sale of $750,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $274/sq ft by about 16%. It has been 38 days on market. Listing facts: built in 1954, HOA dues of $25/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1954 · 72 yrs
2,044 sq ft of living area
2-car garage
Listed at $650,000 — recent neighborhood median sale price ~$750,000 (nearby sales; deemed reliable, not an appraisal)
38 days on market
HOA $25/mo (per listing)
Listing description
About this home
Nestled in one of the area’s most prestigious neighborhoods, Star Lake by the Pensacola County Club. This beautifully maintained single-story home offers 2,044 square feet of thoughtfully designed living space with 3 bedrooms and 2 bathrooms, a large bonus room, and a 2 car garage. From the moment you arrive, you’ll appreciate the exceptional care and attention to detail found throughout the property.
The kitchen is both stylish and functional, featuring elegant stone countertops, a stunning marble backsplash, and a layout ideal for everyday living and entertaining. Both bathrooms have been tastefully renovated with quality finishes, while the inviting living room is anchored by a beautiful stone-surround fireplace and enhanced with custom built-in cabinetry that adds both character and functionality. A bonus den offers the perfect flex space for a home office, library, game room, or media room, complete with custom built-ins and abundant natural light.
Just off the living room, a cozy screened porch provides the perfect place to relax while overlooking the meticulously maintained backyard. Situated on just under half an acre, the professionally landscaped grounds showcase vibrant flower beds, accent lighting, and a beautiful fountain feature that creates a peaceful outdoor retreat. A recently constructed detached two-car garage with its own mini-split system offers endless possibilities for climate-controlled parking, a workshop, home gym, or hobby space.
An added bonus is the property’s road frontage on both the front and rear, providing additional convenience and flexibility. The home is already plumbed for a whole home generator and wired for security. Combining timeless elegance, quality finishes, and an outstanding location just minutes from the Pensacola Country Club, this exceptional home is a rare opportunity in one of Pensacola’s most sought-after communities.
All 49 photos
Description provided by Kuhn Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$650,000
Bed / bath3 / 2
Living area2,044 sq ft
Year built1954
Property typeSingle Family Residence
Garage2-car
MLS #685618
Listing status38 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~9 ft
CountyEscambia - Fl
Area listings2 active · 0 under contract
Estimated first-year tax~$6,825/yr
CDD assessmentNone on record
HOA$25/mo
Calculated estimates
Price per sq ft$318
Estimated monthly payment$4,547
Insurance (illustrative)$3k–$6k/yr
Messtimate range$216,664 – $306,600
Comparable-sales median$750,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,547/mo
Principal & interest $3,600/mo79%
Taxes $569/mo13%
Insurance $353/mo8%
HOA $25/mo1%
$4,547/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$25/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~9 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Star Lake
Pricing & the Star Lake market
How this home is priced against recent nearby sales, and where Star Lake has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Star Lake
Each dot is a closed sale since 2005 (58 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Pensacola MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2018–2026. This home lists at $318/sq ft.
Median sale price by year
12-month median closed price, 2014–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2014–2026. Now 45 (normal).
Property timeline
This home’s history
1954BuiltPer public record
Aug 20, 2026First seen on movewithmomentum.comObserved at $685,000
Sep 28, 2026Price cut$650,000 (-$35,000, -5.1%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $650,000Momentum Realty · on market 38 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$280,000
7116 Baysprings Dr, Pensacola
3 / 2 bd/ba · 2,027 sq ft · $138/sq ft
Courtesy of CENTURY 21 AMERISOUTH REALTY · View details →
Sold Feb 2026
$215,000
3355 Seabrook St, Pensacola
4 / 2 bd/ba · 2,127 sq ft · $101/sq ft
Courtesy of LPT Realty · View details →
Sold Aug 2026
$320,000
502 E Sunset Ave, Pensacola
3 / 2 bd/ba · 2,135 sq ft · $150/sq ft
Courtesy of HOARD PROPERTIES, LLC · View details →
Sold Dec 2025
$226,000
7621 Old Hickory Dr, Pensacola
3 / 2 bd/ba · 2,136 sq ft · $106/sq ft
Courtesy of TEAM SANDY BLANTON REALTY, INC · View details →
Sold Jun 2026
$308,000
406 E Sunset Ave, Pensacola
3 / 2 bd/ba · 1,917 sq ft · $161/sq ft
Courtesy of Levin Rinke Realty · View details →
Sold Dec 2025
$315,000
330 Bunker Hill Dr, Pensacola
3 / 3 bd/ba · 2,173 sq ft · $145/sq ft
Courtesy of Levin Rinke Realty · View details →
Median of these 6 sales: $750,000 ($274/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Scores
Momentum Property Score
47/100
Strongest on: Pricing power (84), Affordability (72)
0 limited50100 exceptional
47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area10
This home $318/sq ft vs the community 12-month median $274/sq ft.
Affordability72
List price $650,000 vs the community median $750,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~9 ft elevation. Verify the parcel with FEMA.
Insurance cost15
From FEMA Zone AE and a 1954 build. Obtain a property-specific quote.
Market liquidity51
Community median 50 days on market, ~4.8 months of supply (12-month record).
Pricing power84
Recent sales closed at about 91.2% of original asking (~8.8% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $318 per square foot, about 16% above the community’s $274 median. Star Lake’s 12-month median sold price per square foot is $274. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Star Lake sales closed near 91.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Pensacola MLS records, community-level, 12 months ending July 13, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2 active listings in Star Lake, no CDD assessment.
Updated October 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Kuhn Realty · MLS # 685618
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Keep looking
Similar homes for sale near Star Lake
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
Why it matters: The plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 11 miles north of Star Lake.
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
Why it matters: Terminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 8 miles northeast of Star Lake.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Warrington ElementaryAssigned elementary school · Escambia - Fl County School District
WARRINGTONAssigned middle school · Escambia - Fl County School District
PensacolaAssigned high school · Escambia - Fl County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 17 Lakeside Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1954 (72 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $25/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,044 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,825/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Pensacola MLS, checked against the MLS hourly (last: October 19, 2026)
Comparable sales
Pensacola MLS closed sales within about 3 miles, last 18 months, as of July 13, 2026
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 17 Lakeside Dr and when was it built?
Per the listing record, 17 Lakeside Dr was built in 1954 and has 2,044 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 17 Lakeside Dr in?
17 Lakeside Dr is in Star Lake in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 17 Lakeside Dr have an HOA, and how much are the dues?
The listing reports HOA dues of $25 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 17 Lakeside Dr differ from the current owner's?
The estimate on this page (about $6,825 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 17 Lakeside Dr in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent.
Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
