3219 Water Birch Rd, Cantonment, FL 32533
Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 30, 2026, 3219 Water Birch Rd in Reserve At Brookhaven, Cantonment is listed at $479,900 (2,304 sq ft, about $208 per sq ft). That is 33% above Reserve At Brookhaven's median closed sale of $359,900 over the last 12 months (121 recorded sales). Per square foot it is above the community's recent $178/sq ft by about 17%. It came to market within the past week. Listing facts: built in 2026, HOA dues of $47/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2026
- 2,304 sq ft of living area
- 3-car garage
- New to market
- HOA $47/mo (per listing)
This home’s history
- 2026BuiltPer public record
- About Sep 2026Listed (per MLS)MLS reports 2 cumulative days on market as of September 30, 2026
- Sep 30, 2026First seen on movewithmomentum.comObserved at $479,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,562/mo 81%
- Taxes $420/mo 13%
- Insurance $126/mo 4%
- HOA $47/mo 1%
$3,155/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Natural hazard risk
FEMA National Risk Index for Escambia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Momentum Property Score
32/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 1526.4 months of supply in the surrounding market and 2 days on market for this home, against a 48-day area median.Days on market:this home 2Area median: 48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by Pensacola MLS. As of September 30, 2026.
🟡 Asking $208 per square foot, about 17% above the community’s $178 median. Reserve At Brookhaven’s 12-month median sold price per square foot is $178. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Location, location, location. This better than new home has all of the best features of homes in this community. With 4 bedrooms, 3 bathrooms, and a 3 car garage this home has everything, including the option to assume a 3.99% mortgage with minimal gap.
This almost new home was completed in 2026. As you walk into this beautiful home, you are greeted by 2 bedrooms in the front of the home with a shared bathroom, leading into a large living space, to include formal dining room, kitchen with all almost new appliances, soft close cabinets, quartz counters and EVP flooring throughout. The primary living suite is in the rear of the home with a large ensuite and walk-in closet.
The ensuite boats a large soaking tub, stand up shower, and a private powder room. The fourth bedroom is separated from the rest of the living space, giving privacy and quiet to overnight guests. The covered patio is the icing on the cake, allowing you to enjoy your beautiful almost new home with no neighbors to the rear.
Some upgrades include gutters, epoxy garage floor, and window coverings. The assn covers access to a community pool located at the front of the neighborhood. This community is conveniently located just off Devine Farms Road with easy access to Interstate 10, is approximately 5 minutes from Navy Federal Credit Union’s headquarters and about 30 minutes from the beach and several military bases.
Shopping, dining, and other area amenities are also conveniently nearby.
All 58 photos
Description provided by Little Ranch Realty, LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Escambia County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 2,304 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.
Similar homes for sale near Reserve At Brookhaven
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Reserve At Brookhaven
- 610 W La Rua St · $297,900 · 2 bd / 2.0 ba · listed September 30, 2026 (courtesy of Manderson Realty Group)
- 513 W Wright St · $950,000 · 3 bd / 2.5 ba · listed September 30, 2026 (courtesy of Levin Rinke Realty)
- 914 Lucerne Ave · $135,000 · 3 bd / 1.0 ba · listed September 30, 2026 (courtesy of Voyage Real Estate LLC)
- 7911 Stallworth Ln · $285,000 · 3 bd / 3.0 ba · listed September 30, 2026 (courtesy of KELLER WILLIAMS REALTY GULF COAST)
- 22 Ensenada Marbella · $1,350,000 · 4 bd / 3.5 ba · listed September 30, 2026 (courtesy of Levin Rinke Realty)
- 4582 Resmondo Ln · $385,500 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of Gulf Coast Home Experts, LLC)
Recently off market in Reserve At Brookhaven
- 3513 Crossvine Rd · last listed $364,900 · 2026-09-29
- 2989 Ironweed Cir · last listed $279,900 · 2026-09-29
- 3546 Crossvine Rd · last listed $375,900 · 2026-09-26
- 2993 Ironweed Cir · last listed $282,900 · 2026-09-25
- 2917 Ironweed Cir · last listed $279,900 · 2026-09-24
- 3287 Water Birch Rd · last listed $429,900 · 2026-09-23
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Escambia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
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Listed by Little Ranch Realty, LLC · MLS # 689706
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More on Reserve At Brookhaven
Go deeper on Reserve At Brookhaven
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Escambia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
No closed sales of a similar home within about 10 miles in Escambia County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Reserve At Brookhaven. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings
Buyer research checklist
Items worth confirming for 3219 Water Birch Rd, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2026: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $47/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Escambia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,304 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,039/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Data sources & freshness
| Listing record | Pensacola MLS, refreshed hourly (last: September 30, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Escambia County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3219 Water Birch Rd and when was it built?
Per the listing record, 3219 Water Birch Rd was built in 2026 and has 2,304 sq ft of living area, 8 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3219 Water Birch Rd in?
3219 Water Birch Rd is in Reserve At Brookhaven in Cantonment, Escambia County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 3219 Water Birch Rd have an HOA, and how much are the dues?
The listing reports HOA dues of $47 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3219 Water Birch Rd differ from the current owner's?
The estimate on this page (about $5,039 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3219 Water Birch Rd in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3219 Water Birch Rd in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.