Listing data checked against the MLS November 11, 2026 at 1:59 PM ET · rechecked hourly
Listed by Coldwell Banker Realty (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
1,645Sq Ft
2022Year Built
$161Per Sq Ft
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
4% below
$/sq ft vs community
$161 here vs $167 median sold (12 mo)
Buyer leverage
Balanced market
136 days on market
3.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
376 Hilburn Ln in Cardinal Cove, Pensacola is listed at $264,900 (1,645 sq ft, about $161 per sq ft). It has been listed Jun 28, 2026. Listing facts: built in 2022, HOA dues of $17/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2022 · 4 yrs
1,645 sq ft of living area
Listed at $264,900 — recent neighborhood median sale price ~$264,000 (nearby sales; deemed reliable, not an appraisal)
listed Jun 28, 2026
HOA $17/mo (per listing)
Listing description
About this home
New Improved Price! Welcome to this beautiful cottage-style home, built in 2022 and still feels practically brand new. Situated on a larger lot in a quiet cul-de-sac, this move-in-ready property offers the perfect blend of comfort, style, and functionality.
Step inside to an inviting open-concept great room featuring a soaring cathedral ceiling that creates a bright and spacious atmosphere. The great room flows seamlessly into the kitchen, making it ideal for entertaining and everyday living. The oversized primary suite provides a relaxing retreat with plenty of space for a sitting area or home office nook.
Additional bedrooms are generously sized, offering comfort and flexibility for family, guests, or hobbies. Enjoy the peace and privacy of cul-de-sac living while benefiting from a larger yard with room to play, garden, or simply unwind. With modern construction, attractive finishes, and nothing left to do but move in, this home is ready for its next owner.
All 24 photos
Description provided by Coldwell Banker Realty and reproduced from the MLS; not independently verified.
6 closed sales in Cardinal Cove in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2026
$274,900
350 Cardinal Cove Ct, Pensacola
3 / 2 bd/ba · 1,645 sq ft · $167/sq ft
Courtesy of Century 21 BE3 · View details →
Sold Sep 2026
$274,900
350 Cardinal Cove Ct, Pensacola
3 / 2 bd/ba · 1,645 sq ft · $167/sq ft
Courtesy of Century 21 BE3 · View details →
Sold Sep 2026
$259,900
331 Cardinal Cove Ct, Pensacola
3 / 2 bd/ba · 1,645 sq ft · $158/sq ft
Courtesy of KELLER WILLIAMS REALTY GULF COAST · View details →
Sold Sep 2026
$259,900
331 Cardinal Cove Ct, Pensacola
3 / 2 bd/ba · 1,645 sq ft · $158/sq ft
Courtesy of KELLER WILLIAMS REALTY GULF COAST · View details →
Sold Dec 2025
$264,000
400 Hilburn Ln, Pensacola
3 / 2 bd/ba · 1,515 sq ft · $174/sq ft
Courtesy of Conna O'Donovan Real Estate LLC · View details →
Sold Dec 2025
$264,000
400 Hilburn Ln, Pensacola
3 / 2 bd/ba · 1,515 sq ft · $174/sq ft
Courtesy of Conna O'Donovan Real Estate LLC · View details →
Median of these 6 sales: $264,000 ($167/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$264,900
Bed / bath3 / 2
Living area1,645 sq ft
Year built2022
Property typeSingle Family Residence
MLS #684765
Listing statusUnder Contract
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyEscambia - Fl
Area listings0 active · 0 under contract
Estimated first-year tax~$2,781/yr
CDD assessmentNone on record
HOA$17/mo
Calculated estimates
Price per sq ft$161
Estimated monthly payment$1,761
Insurance (illustrative)$500–$2k/yr
Messtimate range$259,910 – $286,230
Comparable-sales median$264,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$1,761/mo
Principal & interest $1,436/mo82%
Taxes $232/mo13%
Insurance $77/mo4%
HOA $17/mo1%
$1,761/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$500–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$17/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Cardinal Cove Pensacola
Pricing & the Cardinal Cove Pensacola market
How this home is priced against recent nearby sales, and where Cardinal Cove Pensacola has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2022BuiltPer public record
About Jun 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jun 28, 2026)
Oct 6, 2026First seen on our siteObserved at $264,900
NowUnder contractActive under contract
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $264,900Coldwell Banker Realty · listed Jun 28, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
🟡 Asking $161 per square foot, about 4% below the community’s $167 median. Cardinal Cove Pensacola’s 12-month median sold price per square foot is $167. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Checked against the MLS November 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Coldwell Banker Realty · MLS # 684765
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Keep looking
Similar homes for sale near Cardinal Cove
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
10826 Oak Valley Dr, Pensacola · $315,000 · 3 bd / 2.0 ba · listed November 11, 2026 (courtesy of Emerald Coast Realty Pros)
1203 W Gregory, Pensacola · $173,500 · 3 bd / 1.0 ba · listed November 11, 2026 (courtesy of POINTE SOUTH)
1208 Parasol Pl, Pensacola · $1,200,000 · 5 bd / 4.0 ba · listed November 10, 2026 (courtesy of KEY CONCEPTS REALTY, INC)
8215 Emperor Rd, Pensacola · $365,000 · 3 bd / 2.0 ba · listed November 10, 2026 (courtesy of Engel & Volkers Pensacola)
3207 W Cervantes St, Pensacola · $230,000 · 3 bd / 1.0 ba · listed November 10, 2026 (courtesy of Levin Rinke Realty)
3830 Hidden Oak Dr, Pensacola · $375,000 · 3 bd / 2.0 ba · listed November 10, 2026 (courtesy of Better Homes And Gardens Real Estate Main Street Properties)
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Market
Hurricane Isaias cleanup keeps debris, construction and roofing hiring strong across Northwest Florida
CareerSource Escarosa says demand for debris removal, construction and roofing workers has stayed steady since the storm and should remain elevated for at least six more months. Pensacola's contractor estimates about three weeks remain for the first pass of debris collection, and the area's unemployment rate has fallen since July.
Why it matters: Near-term demand for trades and cleanup labor supports local payrolls, while contractor availability for home repairs and renovation may stay tight through spring. The site is about 6 miles south of Cardinal Cove Pensacola.
Escambia schools plan to close Lincoln Park Elementary and redraw attendance zones
Escambia County Public Schools plans to close Lincoln Park Elementary because enrollment is below 300, with state data showing 202 students for 2025-26. A zoning advisory committee was asked to redraw boundaries, with Brentwood Elementary (397 students) and Ensley Elementary (465 students) named as likely receiving schools. The article is an opinion piece that reports these district figures.
Why it matters: Attendance zone changes could alter school assignments, bus routes and daily travel for households around the affected Pensacola-area campuses. The site is about 3 miles southwest of Cardinal Cove Pensacola.
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
Why it matters: The plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 6 miles northwest of Cardinal Cove Pensacola.
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
Why it matters: Terminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 3 miles southeast of Cardinal Cove Pensacola.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
HolmAssigned elementary school · Escambia - Fl County School District
FERRY PASSAssigned middle school · Escambia - Fl County School District
WashingtonAssigned high school · Escambia - Fl County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 376 Hilburn Ln, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $17/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,645 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $2,781/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Pensacola MLS, checked against the MLS hourly (last: November 11, 2026)
Comparable sales
Pensacola MLS closed sales in Cardinal Cove, last 18 months, as of August 10, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 376 Hilburn Ln and when was it built?
Per the listing record, 376 Hilburn Ln was built in 2022 and has 1,645 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 376 Hilburn Ln in?
376 Hilburn Ln is in Cardinal Cove in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 376 Hilburn Ln have an HOA, and how much are the dues?
The listing reports HOA dues of $17 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 376 Hilburn Ln differ from the current owner's?
The estimate on this page (about $2,781 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 376 Hilburn Ln in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Coldwell Banker Realty
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
