5615 Whispering Woods Dr, Pace, FL 32571
- Sat, Oct 3, 12 PM–2 PM · Come see this lovely home located in Whispering Woods. This is a new listing and this is our first Open House opportunity.
Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 2, 2026, 5615 Whispering Woods Dr in Whispering Woods, Pace is listed at $349,900 (1,920 sq ft, about $182 per sq ft). It has been 11 days on market. Listing facts: built in 1995, HOA dues of $4/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1995 · 31 yrs
- 1,920 sq ft of living area
- 2-car garage
- Listed at $349,900 — recent neighborhood median sale price ~$367,450 (nearby sales; deemed reliable, not an appraisal)
- 11 days on market
- HOA $4/mo (per listing)
About this home
OPEN HOUSE!! Saturday, Oct. 3 from 11:00 am-1:00 pm.
Welcome Home to Whispering Woods in Pace! Nestled on a generous half-acre lot, this beautifully maintained full-brick 4-bedroom, 2-bath home offers the perfect blend of space, comfort, and timeless style. A grand covered front porch welcomes you inside, where a charming storm door and tiled foyer create a warm first impression.
The inviting open-concept split floor plan features a spacious living area with cathedral ceilings and a cozy fireplace with electric insert—perfect for relaxing or entertaining. The kitchen is truly the heart of the home, offering a bay-window breakfast nook, hop-up bar for additional seating, and stainless-steel appliances including refrigerator, stove, dishwasher, and microwave. A versatile flex space provides endless possibilities for an office, sitting area, playroom, or formal dining space.
The spacious main suite is a private retreat featuring a tray ceiling, two windows, ceiling fan, and an ensuite bath designed for comfort. Enjoy two walk-in closets, double vanities, a separate shower, private water closet, and jetted garden tub. Three additional bedrooms and a guest bath with shower/tub combination, single vanity, and linen closet are thoughtfully located on the opposite side of the home.
French doors lead to the screened-in patio overlooking your own backyard oasis, complete with a koi pond and waterfall—a peaceful setting for morning coffee or entertaining guests. The 16’ x 16’ powered workshop features a roll-up door and lean-to, providing excellent space for hobbies, storage, or projects. Additional highlights include a 2-car garage with opener, whole-house gutters, and a new roof installed in July 2022.
The sprinkler system conveys as-is. Lovingly maintained and thoughtfully designed for everyday living, this home offers the space and features you’ve been looking for in a wonderful Pace neighborhood. Come see all that Whispering Woods has to offer—you may just fall in love!
All 39 photos
Description provided by Epique Realty, Inc. and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,915/mo 80%
- Taxes $321/mo 13%
- Insurance $168/mo 7%
- HOA $4/mo 0%
$2,408/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Santa Rosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Santa Rosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Whispering Woods market
How this home is priced against recent nearby sales, and where Whispering Woods has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1995BuiltPer public record
- About Sep 2026Listed (per MLS)MLS reports 11 cumulative days on market as of October 2, 2026
- Oct 2, 2026First seen on movewithmomentum.comObserved at $349,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
4 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 4 sales: $367,450 ($204/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 4 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $349,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1995 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $4/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 416 active listings competing, 175 under contract
For reference, this home is listed at $349,900 ($182/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,920 sq ft × $180–$228/sq ft (±12% around the median of 4 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 2, 2026.
The Momentum read
🟡 Asking $182 per square foot, about 11% below the community’s $204 median. Whispering Woods’s 12-month median sold price per square foot is $204. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Epique Realty, Inc. · MLS # 689297
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Similar homes for sale near Whispering Woods
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Whispering Woods
- 7677 Petersen Pt Rd · $895,000 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of Coldwell Banker Realty)
- 4351 Pace Ln · $259,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of Redfin)
- 2400 Renfroe Rd · $689,900 · 4 bd / 3.0 ba · listed October 2, 2026 (courtesy of OLD SOUTH PROPERTIES INC)
- 5078 E Spencer Field Rd · $314,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of COTTON REAL ESTATE)
- 1790 Abercrombie Rd · $170,000 · 4 bd / 2.0 ba · listed October 2, 2026 (courtesy of The Realty Vault)
- 8939 Eagle Nest Dr · $350,000 · 3 bd / 2.0 ba · listed October 1, 2026 (courtesy of KELLER WILLIAMS REALTY GULF COAST)
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More on Santa Rosa County
Explore Santa Rosa County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 5615 Whispering Woods Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1995 (31 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $4/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,920 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,850/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $850 more per year than the current owner’s estimated bill (+28%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Pensacola MLS, refreshed hourly (last: October 2, 2026) |
| Comparable sales | Pensacola MLS closed sales within about 3 miles, last 18 months, as of October 2, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 5615 Whispering Woods Dr and when was it built?
Per the listing record, 5615 Whispering Woods Dr was built in 1995 and has 1,920 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5615 Whispering Woods Dr in?
5615 Whispering Woods Dr is in Whispering Woods in Pace, Santa Rosa County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 5615 Whispering Woods Dr have an HOA, and how much are the dues?
The listing reports HOA dues of $4 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5615 Whispering Woods Dr differ from the current owner's?
The estimate on this page (about $3,850 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $850 more per year than the current owner’s estimated bill (+28%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5615 Whispering Woods Dr in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 5615 Whispering Woods Dr in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.