11 days on market (MLS) Single Family Residence
$279,000
4-Bedroom Home in Maple Woods

740 Maple Woods Cir, Pensacola, FL 32534

Single Family Residence in Maple Woods, Pensacola · No CDD on record
Maple Woods · Pensacola, FL 32534 · Escambia - Fl County
Listing data updated October 4, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
1,488Sq Ft
1993Year Built
$188Per Sq Ft
1-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
4% above
$/sq ft vs community
$188 here vs $180 median sold (12 mo)
Buyer leverage
Seller-leaning
11 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~120 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 12
Price vs recent sales
Asking $279k tops 4 of the last 12 closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 4, 2026, 740 Maple Woods Cir in Maple Woods, Pensacola is listed at $279,000 (1,488 sq ft, about $188 per sq ft). It has been 11 days on market. Listing facts: built in 1993, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1993 · 33 yrs
  • 1,488 sq ft of living area
  • 1-car garage
  • Listed at $279,000 — recent neighborhood median sale price ~$266,495 (nearby sales; deemed reliable, not an appraisal)
  • 11 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Welcome to this beautifully renovated ranch-style home in the desirable Maple Woods neighborhood of North Pensacola! Situated on a spacious corner lot, this stunning 4-bedroom, 2-bathroom home has been completely updated from top to bottom with nothing left untouched. Inside, you'll find porcelain tile flooring throughout, a spacious living room, and a beautifully redesigned kitchen and dining area featuring granite countertops, new cabinetry, a stylish backsplash, and newer stainless steel appliances.

The bathrooms have been fully updated with attractive tile finishes and modern fixtures. A sliding glass door leads to an open deck patio overlooking the fully fenced backyard, creating the perfect space for relaxing or entertaining. Built with a durable combination of brick and metal siding, this home also offers a one-car garage and four driveway parking spaces.

Best of all, it is being sold fully furnished, making it truly move-in ready. Conveniently located near shopping, restaurants, schools, downtown Pensacola, and just 25 minutes from the white sands of Pensacola Beach, this property is an excellent opportunity for a primary residence, vacation home, or investment property. If you're looking for a home where all the updates have already been completed, this is one you won't want to miss.

All 45 photos

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Description provided by Century 21 BE3 and reproduced from the MLS; not independently verified.

Listing courtesy of Century 21 BE3 · Listing agent: Minh Quoc Tran · 800-541-9923Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$279,000
Bed / bath4 / 2
Living area1,488 sq ft
Year built1993
Property typeSingle Family Residence
Garage1-car
MLS #686172
Listing status11 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~120 ft
CountyEscambia - Fl
Estimated first-year tax~$2,930/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$188
Estimated monthly payment$1,909
Insurance (illustrative)$1k–$2k/yr
Messtimate range$249,984 – $282,720
Comparable-sales median$266,495

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,909/mo
  • Principal & interest $1,527/mo 80%
  • Taxes $244/mo 13%
  • Insurance $138/mo 7%

$1,909/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
$109,293
Market value
$109,293
Assessed
$109,293
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~120 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Maple Woods

Pricing & the Maple Woods market

How this home is priced against recent nearby sales, and where Maple Woods has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales721 Candlestick Pl721 Candlestick Pl: $163/sq ft$1631817 Nestle Dr1817 Nestle Dr: $168/sq ft$1686625 Greenwell St6625 Greenwell St: $172/sq ft$172This homeThis home: $188/sq ft$1887721 Palm Vista Ct #LOT …7721 Palm Vista Ct #LOT 6A: $189/sq ft$1897716 Palm Vista Ct #LOT …7716 Palm Vista Ct #LOT 19E: $190/sq ft$1908131 Ernestine Rd8131 Ernestine Rd: $217/sq ft$217Community median $180
Property timeline

This home’s history

  • 1993BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $279,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $279,000Momentum Realty · on market 11 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $266,495 ($180/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$249,984the mess$282,720

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $279,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 13% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1993 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 612 active listings competing, 223 under contract

For reference, this home is listed at $279,000 ($188/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,488 sq ft × $168–$190/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 4, 2026.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Flood safety (95), Insurance cost (64)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area39
This home $188/sq ft vs the community 12-month median $180/sq ft.
Affordability42
List price $279,000 vs the community median $266,495. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~120 ft elevation. Verify the parcel with FEMA.
Insurance cost64
From FEMA Zone X and a 1993 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $188 per square foot, about 4% above the community’s $180 median. Maple Woods’s 12-month median sold price per square foot is $180. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Century 21 BE3 · MLS # 686172

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Keep looking

Similar homes for sale near Maple Woods

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Maple Woods

  • 1008 Northview Dr · $179,000 · 3 bd / 1.0 ba · listed October 4, 2026 (courtesy of EXP Realty, LLC)
  • 7057 Weatherwood Dr · $250,000 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of Expansion Realty)
  • 6200 Arthur Brown Rd · $269,000 · 3 bd / 1.0 ba · listed October 3, 2026 (courtesy of CENTURY 21 AMERISOUTH REALTY)
  • 224 E Government St · $1,800,000 · 4 bd / 1.5 ba · listed October 3, 2026 (courtesy of Seville Square Realty, LLC)
  • 7085 Frank Reeder Rd · $359,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of Better Homes And Gardens Real Estate Main Street Properties)
  • 1009 Rachel Cir · $264,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of RE/MAX HORIZONS REALTY)

Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

EnsleyAssigned elementary school · Escambia - Fl County School District
BEULAHAssigned middle school · Escambia - Fl County School District
Pine ForestAssigned high school · Escambia - Fl County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Pensacola

Groceries, dining, and parks for this city — see the city guide.

View →
County
Escambia - Fl

Schools, taxes, and services are county-administered — see the county guide.

Community
Maple Woods

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 740 Maple Woods Cir, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1993 (33 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,488 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,930/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, refreshed hourly (last: October 4, 2026)
Comparable salesPensacola MLS closed sales within about 3 miles, last 18 months, as of October 4, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 740 Maple Woods Cir and when was it built?

Per the listing record, 740 Maple Woods Cir was built in 1993 and has 1,488 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 740 Maple Woods Cir in?

740 Maple Woods Cir is in Maple Woods in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 740 Maple Woods Cir have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 740 Maple Woods Cir differ from the current owner's?

The estimate on this page (about $2,930 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 740 Maple Woods Cir in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 740 Maple Woods Cir in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.