4 bedroom Single Family Residence at 8342 Randall Dr, Holley Hills, Navarre — photo 1Front elevation
4 bedroom Single Family Residence at 8342 Randall Dr, Holley Hills, Navarre — photo 2Living space
4 bedroom Single Family Residence at 8342 Randall Dr, Holley Hills, Navarre — photo 3Kitchen
4 bedroom Single Family Residence at 8342 Randall Dr, Holley Hills, Navarre — photo 4Owner's suite
4 bedroom Single Family Residence at 8342 Randall Dr, Holley Hills, Navarre — photo 5Exterior / yardView all 21 photos →
8 days on market (MLS) Single Family Residence
$489,900
4-Bedroom Home in Holley Hills

8342 Randall Dr, Navarre, FL 32566

Single Family Residence in Holley Hills, Navarre · No CDD on record
Holley Hills · Navarre, FL 32566 · Santa Rosa County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
3Bathrooms
2,569Sq Ft
2015Year Built
$191Per Sq Ft
3-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
15% below
$/sq ft vs community
$191 here vs $224 median sold (12 mo)
Buyer leverage
Seller-leaning
8 days on market
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $490k tops 8 of the last 12 closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 8342 Randall Dr in Holley Hills, Navarre is listed at $489,900 (2,569 sq ft, about $191 per sq ft). It has been 8 days on market. Listing facts: built in 2015, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2015 · 11 yrs
  • 2,569 sq ft of living area
  • 3-car garage
  • Listed at $489,900 — recent neighborhood median sale price ~$567,450 (nearby sales; deemed reliable, not an appraisal)
  • 8 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Welcome to 8342 Randall Drive in Navarre, a beautifully maintained Whitworth Builders home filled with custom touches and thoughtful upgrades. From the moment you step inside, the 10-foot ceilings in the main living areas and elegant tray ceilings create an open, spacious feel. Recessed lighting and ceiling fans add comfort and style throughout, while fresh interior paint and all-new luxury vinyl plank flooring give the home a clean, updated, almost-new feel.

The kitchen is designed for everyday living and entertaining, featuring a French-door refrigerator, generous workspace, and a layout that flows easily into the main living areas. The home's custom details, quality construction, and well-planned spaces set it apart from the typical cookie-cutter property. Outside, enjoy a welcoming backyard with room to relax, entertain, or simply enjoy the Northwest Florida sunshine.

The property sits on high ground and is not located in a flood zone, an increasingly important consideration for Florida buyers. The location brings it all together. Enjoy an easy commute with convenient access to schools, shopping, restaurants, and everything Navarre has to offer.

Best of all, the world-famous white-sand beaches of Northwest Florida are mere minutes away. People travel from across the country to vacation here. You can live here every day.

Start your morning near the Gulf, spend the afternoon on the water, enjoy a coastal sunset, and return home to a quiet residential setting away from the crowds. Custom-built feel. Fresh updates.

Great location. Florida lifestyle. Why vacation here when you can live where people vacation?

Make 8342 Randall Drive your permanent vacation and your next home.

All 21 photos

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Description provided by KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH and reproduced from the MLS; not independently verified.

Listing courtesy of KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH · Listing agent: Andre The · 850-515-0250Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$489,900
Bed / bath4 / 3
Living area2,569 sq ft
Year built2015
Property typeSingle Family Residence
Garage3-car
MLS #688828
Listing status8 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountySanta Rosa
Estimated first-year tax~$5,625/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$191
Estimated monthly payment$3,250
Insurance (illustrative)$2k–$3k/yr
Messtimate range$562,611 – $590,870
Comparable-sales median$567,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,250/mo
  • Principal & interest $2,615/mo 80%
  • Taxes $469/mo 14%
  • Insurance $166/mo 5%

$3,250/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$5,625/yr
≈ $469/mo·effective rate ~1.15%
Estimate: asking price less the $50,000 homestead exemption × Santa Rosa County rate (12.81 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $2,375/yr ($198/mo) — taxable value $186,229 × 12.81 mills
$3,250 more each year
(+137%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$177,138
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$363,367
Market value
$236,951
Assessed
$186,229
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Santa Rosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Santa Rosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Holley Hills

Pricing & the Holley Hills market

How this home is priced against recent nearby sales, and where Holley Hills has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $191/sq ft$1917604 Hatteras Dr7604 Hatteras Dr: $219/sq ft$2197592 Hatteras Dr7592 Hatteras Dr: $219/sq ft$2197584 Hatteras Dr7584 Hatteras Dr: $219/sq ft$2192779 Grand Bay Ct2779 Grand Bay Ct: $230/sq ft$2302792 Grand Bay Ct2792 Grand Bay Ct: $230/sq ft$2302757 Sumac Ct2757 Sumac Ct: $243/sq ft$243Community median $224
Property timeline

This home’s history

  • 2015BuiltPer public record
  • Sep 11, 2026First seen on movewithmomentum.comObserved at $489,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $489,900Momentum Realty · on market 8 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $567,450 ($224/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$562,611the mess$590,870

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $489,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 5% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 409 active listings competing, 180 under contract

For reference, this home is listed at $489,900 ($191/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,569 sq ft × $219–$230/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Research

The Momentum read

🟡 Asking $191 per square foot, about 15% below the community’s $224 median. Holley Hills’s 12-month median sold price per square foot is $224. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 8342 Randall Dr?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH · MLS # 688828

Request a showing

or call (904) 351-6461
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Go deeper

More on Santa Rosa County

Explore Santa Rosa County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Holley NavarreAssigned elementary school · Santa Rosa County School District · Grade B (Florida DOE 2025-26)
GRADEB
HOLLEY NAVARREAssigned middle school · Santa Rosa County School District · Grade B (Florida DOE 2025-26)
GRADEA
NavarreAssigned high school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 8342 Randall Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2015: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,569 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,625/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,250 more per year than the current owner’s estimated bill (+137%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, refreshed hourly (last: October 1, 2026)
Comparable salesPensacola MLS closed sales within about 3 miles, last 18 months, as of October 1, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8342 Randall Dr and when was it built?

Per the listing record, 8342 Randall Dr was built in 2015 and has 2,569 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8342 Randall Dr in?

8342 Randall Dr is in Holley Hills in Navarre, Santa Rosa County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 8342 Randall Dr have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 8342 Randall Dr differ from the current owner's?

The estimate on this page (about $5,625 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,250 more per year than the current owner’s estimated bill (+137%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 8342 Randall Dr in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 8342 Randall Dr in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.