Navarre
Housing Market
Median sale price $400,000, down 1.4% year over year, with homes going under contract in about 52 days, 26 homes on the market.
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Housing Market Analyst
Inventory sits at 6.5 months of supply — heavy by the 3-to-6-month balanced benchmark, and 37% of listed homes are already under contract. Prices are down 1.4% versus the prior year, but sellers are still collecting 98.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 37% of inventory sits under contract.
- Mortgage sensitivity — at 4.0× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current Navarre data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Navarre is hot — and where it isn't
Each dot is a community (12 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Navarre
The median sale price across Navarre currently stands at $400,000, down 1.4% from a year ago. Buyers are paying a median of $223 per square foot. The typical home goes under contract in about 52 days. Sellers are capturing 98.0% of their original asking price on average.
There are 26 active listings on the market, with 26 more already under contract. At the current sales pace that works out to 6.5 months of supply — a buyer-leaning market by the standard six-month benchmark. 74 homes closed here over the trailing 12 months.
Navarre prices sit above the Santa Rosa County median by roughly 11%. Zillow's home value index for Santa Rosa County stands at $353,670. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Navarre is 56 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 26, 2026.
Navarre since 2012 — and where it’s heading
A median home here sold for $191,009 in 2012 and $439,442 over the last recorded year — 130% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (850 recorded sales)
Days on market by year
Home value trend · Santa Rosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Santa Rosa County (MLS)
Median price · daily recalculation
What’s driving Navarre
Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023
876 Citizens policies in force in Santa Rosa County — the state-backed insurer of last resort. Budget insurance into any Santa Rosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,929 single-family · 0 multi-family · 10.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Santa Rosa County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Navarre ← this page | $400K | 26 | 56 | |
| Milton | $308K | 173 | 61 | Open → |
| Gulf Breeze | $421K | 76 | 67 | Open → |
| Pace | $373K | 46 | 69 | Open → |
| Jay | $409K | 10 | 32 | Open → |
Neighborhoods on the move
| Navarre 2Nd AdditionNavarre | $370K | ▲ -8% |
| Navarre 2Nd AdditionNavarre | $370K | ▼ 8% |
| Captains CoveNavarre | $445K | 9 |
| Buckeyes LandingNavarre | $480K | 5 |
| Navarre 2Nd AdditionNavarre | $370K | 4 |
| Captains CoveNavarre | $445K | 8 days |
| Navarre 2Nd AdditionNavarre | $370K | 28 days |
| Navarre First AdditionNavarre | $379K | 98 days |
Navarre ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Navarre right now?
The data says conditions currently favor neither side decisively in Navarre — the Momentum Score reads 56/100 with 6.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Navarre becoming more affordable?
Yes, modestly — the median sale price in Navarre is $400,000, down 1.4% versus the prior year, while sellers still capture 98.0% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Navarre?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Navarre 2Nd Addition (-8%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Navarre neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Captains Cove (8 days); Navarre 2Nd Addition (28 days); Navarre First Addition (98 days) — homes there go under contract well ahead of the market-wide pace of 52 days.
How does Navarre compare to the rest of Santa Rosa County?
Navarre's median of $400,000 runs 11% above the county-wide median of $358,750, and homes here take 52 days to go under contract versus 60 county-wide.
Navarre housing market FAQ
What is the median home price in Navarre?
The median sale price in Navarre is currently $400,000, down 1.4% from a year ago, based on MLS sales data updated August 26, 2026.
Is Navarre a buyer's or seller's market right now?
The data currently is roughly balanced. Navarre scores 56 of 100 on the Momentum Score, with 6.5 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Navarre?
The typical home in Navarre goes under contract in about 52 days, per current MLS data.
How many homes are for sale in Navarre?
There are approximately 26 active listings in Navarre as of August 26, 2026.
Are home prices in Navarre rising or falling?
Median sale prices are down 1.4% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Navarre. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 26, 2026 at 8:37 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.