Navarre
Housing Market
Median sale price $448,500, up 4.8% year over year, with homes going under contract in about 40 days, 104 homes on the market.
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Housing Market Analyst
Inventory sits at 3.7 months of supply — balanced by the 3-to-6-month balanced benchmark, and 70% of listed homes are already under contract. Prices are up 4.8% versus the prior year and sellers are still collecting 98.4% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — pressure remains upward while supply stays this thin.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 70% of inventory sits under contract.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current Navarre data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Navarre is hot — and where it isn't
Each dot is a community (14 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Navarre
The median sale price across Navarre currently stands at $448,500, up 4.8% from a year ago. Buyers are paying a median of $221 per square foot. The typical home goes under contract in about 40 days. Sellers are capturing 98.4% of their original asking price on average.
There are 104 active listings on the market, with 55 more already under contract. At the current sales pace that works out to 3.7 months of supply — a seller-leaning market by the standard six-month benchmark. 102 homes closed here over the trailing 12 months.
Navarre prices sit above the Santa Rosa County median by roughly 21%. Zillow's home value index for Santa Rosa County stands at $350,823. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Navarre is 78 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.
Navarre since 2012 — and where it’s heading
A median home here sold for $195,687 in 2012 and $445,066 over the last recorded year — 127% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (881 recorded sales)
Days on market by year
Home value trend · Santa Rosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Santa Rosa County (MLS)
Median price · daily recalculation
What’s driving Navarre
Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023
876 Citizens policies in force in Santa Rosa County — the state-backed insurer of last resort. Budget insurance into any Santa Rosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,929 single-family · 0 multi-family · 10.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Santa Rosa County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Navarre ← this page | $448K | 17 | 78 | |
| Milton | $320K | 153 | 68 | Open → |
| Gulf Breeze | $427K | 82 | 65 | Open → |
| Pace | $375K | 48 | 68 | Open → |
| Jay | $409K | 10 | 42 | Open → |
Neighborhoods on the move
| Navarre 2Nd AdditionNavarre | $385K | ▲ -0% |
| Navarre 2Nd AdditionNavarre | $385K | ▼ 0% |
| Buckeyes LandingNavarre | $480K | 9 |
| Captains CoveNavarre | $451K | 6 |
| Navarre 2Nd AdditionNavarre | $385K | 1 |
| Captains CoveNavarre | $451K | 12 days |
| Navarre 2Nd AdditionNavarre | $385K | 26 days |
| Buckeyes LandingNavarre | $480K | 29 days |
| Navarre First AdditionNavarre | $379K | 98 days |
Navarre ZIP codes
Most active communities
More on Navarre
Put this data to work
The questions people actually ask
Should I buy a house in Navarre right now?
The data says conditions currently favor sellers in Navarre — the Momentum Score reads 78/100 with 3.7 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Navarre becoming more affordable?
No — the median sale price in Navarre is $448,500, up 4.8% versus the prior year, while sellers still capture 98.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Navarre?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Navarre 2Nd Addition (-0%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Navarre neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Captains Cove (12 days); Navarre 2Nd Addition (26 days); Buckeyes Landing (29 days) — homes there go under contract well ahead of the market-wide pace of 40 days.
How does Navarre compare to the rest of Santa Rosa County?
Navarre's median of $448,500 runs 21% above the county-wide median of $369,900, and homes here take 40 days to go under contract versus 55 county-wide.
Navarre housing market FAQ
How is the housing market in Navarre right now?
As of October 26, 2026, the Navarre housing market favors sellers: the median sale price is $448,500 (up 4.8% year over year), 104 homes are for sale against 102 sales in the last 12 months, which is 3.7 months of supply, and the typical home goes under contract in about 40 days.
How much is a house in Navarre?
The median home sold for $448,500 in Navarre over the last 12 months, about $221 per square foot; asking prices on the 104 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Navarre?
By the numbers, sellers in Navarre are getting 98.4% of asking price and going under contract in about 40 days with 3.7 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Navarre housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Navarre median sale prices are up 4.8% year over year, inventory stands at 3.7 months of supply, and 70% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Navarre?
The median sale price in Navarre is currently $448,500, up 4.8% from a year ago, based on MLS sales data updated October 26, 2026.
Is Navarre a buyer's or seller's market right now?
The data currently favors sellers. Navarre scores 78 of 100 on the Momentum Score, with 3.7 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Navarre?
The typical home in Navarre goes under contract in about 40 days, per current MLS data.
How many homes are for sale in Navarre?
There are approximately 104 active listings in Navarre as of October 26, 2026.
Are home prices in Navarre rising or falling?
Median sale prices are up 4.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Navarre. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
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