3 bedroom Condo at 8501 Gulf Blvd #13A, Beach Colony, Navarre Beach — photo 1Front elevation
3 bedroom Condo at 8501 Gulf Blvd #13A, Beach Colony, Navarre Beach — photo 2Living space
3 bedroom Condo at 8501 Gulf Blvd #13A, Beach Colony, Navarre Beach — photo 3Kitchen
3 bedroom Condo at 8501 Gulf Blvd #13A, Beach Colony, Navarre Beach — photo 4Owner's suite
3 bedroom Condo at 8501 Gulf Blvd #13A, Beach Colony, Navarre Beach — photo 5Exterior / yardView all 40 photos →
126 days on market (MLS) Condo ▼ Price cut: $500 (9/29)
$944,500
3-Bedroom Condo in Beach Colony

8501 Gulf Blvd #13A, Navarre Beach, FL 32566

Condo in Beach Colony, Navarre Beach · No CDD on record
Beach Colony · Navarre Beach, FL 32566 · Santa Rosa County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
3Bathrooms
1,770Sq Ft
2009Year Built
$534Per Sq Ft
WaterfrontNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Buyer advantage
126 days on market
Zone VE
Flood risk
Confirm requirements with FEMA; ~8 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 8
Price vs recent sales
Asking $944k tops 7 of the last 8 closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 8501 Gulf Blvd #13A in Beach Colony, Navarre Beach is listed at $944,500 (1,770 sq ft, about $534 per sq ft). It has been 126 days on market. Listing facts: built in 2009, waterfront, HOA dues of $1,334/mo. The parcel maps to FEMA flood zone VE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2009 · 17 yrs
  • 1,770 sq ft of living area
  • 126 days on market
  • HOA $1,334/mo (per listing)
Listing description

About this home

Welcome to beautiful ''Island Sunrise'', a 3 bedroom 3 en suite bath, 3 balcony condominium home in gated Beach Colony West. This perfectly positioned corner gulf front residence is refreshed and ready to enjoy. Rising majestically above the beautiful sandy shores of Navarre Beach, 13A also captures alluring views of the Navarre Beach Bridge, the Intracoastal Waterway/Sound, and Navarre Beach Marine Park.

Step into this open floor plan and at once you are impressed by the well-conceived living spaces designed to draw you in from ''every point of view.'' Meticulously maintained as some upgrades from custom light blocking window treatments, modern light fixtures, quality appliances, 2024 Trane air handler, and 2018 3.5 ton coastal heat pump, 2022 kitchen upgrades to backsplash, lighting, as well as smart televisions in bedrooms and 3/2026 new washer and dryer reflect care of the residence. The primary bedroom suite boasts gorgeous Gulf views, access to the balcony, a large walk-in closet and a spacious bathroom. The primary bath features double vanities, separate shower and jetted tub all overlooking the azure gulf waters and the beach.

Arrive at gated Beach Colony Resort to the convenience of assigned garage parking. Coveted private storage adjacent to the residence, and gracious storage on the ground level for beach items make Beach Colony highly desirable and set apart along the Navarre Beach shoreline. The southern facing graciously sized living area lets on to the oversized balcony that beckons you to relax outdoors and enjoy the sounds of waves and the gulf breezes.

Other amenities include tennis courts, gathering room with a fitness center, grilling and picnic areas, and the largest resort style pool on Navarre Beach with gracious poolside lounging areas. We invite you to make an appointment today to preview Beach Colony West 13A in Navarre Beach. Make 13A, Island Sunrise, your place in the sun!

All 40 photos

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Description provided by La Florida Coastal Properties, LLC and reproduced from the MLS; not independently verified.

Listing courtesy of La Florida Coastal Properties, LLC · Listing agent: Gay Landreth · 850-231-7896Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$944,500
Bed / bath3 / 3
Living area1,770 sq ft
Year built2009
Property typeCondo
MLS #683241
Listing status126 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone VE
Ground elevation~8 ft
CountySanta Rosa
Estimated first-year tax~$11,450/yr
CDD assessmentNone on record
HOA$1,334/mo

Calculated estimates

Price per sq ft$534
Estimated monthly payment$7,691
Insurance (illustrative)$3k–$6k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,691/mo
  • Principal & interest $5,042/mo 66%
  • Taxes $954/mo 12%
  • Insurance $360/mo 5%
  • HOA $1,334/mo 17%

$7,691/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$11,450/yr
≈ $954/mo·effective rate ~1.21%
Estimate: asking price less the $50,000 homestead exemption × Santa Rosa County rate (12.81 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $9,925/yr ($827/mo) — taxable value $775,973 × 12.81 mills
$1,525 more each year
(+15%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$74,027
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$850,000
Market value
$775,973
Assessed
$775,973
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone VE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$1,334/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone VE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Santa Rosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Santa Rosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Beach Colony

Pricing & the Beach Colony market

How this home is priced against recent nearby sales, and where Beach Colony has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales8501 Gulf Blvd #W-2C8501 Gulf Blvd #W-2C: $491/sq ft$491This homeThis home: $534/sq ft$5348577 Gulf Blvd #12058577 Gulf Blvd #1205: $555/sq ft$555
Property timeline

This home’s history

  • 2009BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 126 cumulative days on market as of October 1, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $945,000
  • Sep 29, 2026Price cut$944,500 (-$500, -0.1%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $944,500Momentum Realty · on market 126 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 2 closed sales within about 10 miles in Santa Rosa County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Santa Rosa County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,770 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Seen enough photos?

Want to see 8501 Gulf Blvd #13A?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by La Florida Coastal Properties, LLC · MLS # 683241

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Beach Colony

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Beach Colony

  • 8215 Stillwater Cv · $1,799,000 · 4 bd / 4.0 ba · listed October 1, 2026 (courtesy of Pullum Real Estate Group)
  • 5576 E Bay Blvd · $2,245,000 · 5 bd / 4.5 ba · listed October 1, 2026 (courtesy of Flatfee.com Inc.)
  • 6669 Ravine St · $219,900 · 2 bd / 1.0 ba · listed October 1, 2026 (courtesy of ASSIST 2 SELL REAL ESTATE)
  • 3900 E Tiger Point Blvd · $475,000 · 4 bd / 2.0 ba · listed October 1, 2026 (courtesy of Dalton Wade, Inc.)
  • 1689 Oak Dr · $409,900 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of ERA American Real Estate)
  • 9542 Permenter Rd · $359,900 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of IXL Real Estate LLC)

Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings

Go deeper

More on Santa Rosa County

Explore Santa Rosa County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Holley NavarreAssigned elementary school · Santa Rosa County School District · Grade B (Florida DOE 2025-26)
GRADEB
HOLLEY NAVARREAssigned middle school · Santa Rosa County School District · Grade B (Florida DOE 2025-26)
GRADEA
NavarreAssigned high school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 8501 Gulf Blvd #13A, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2009 (17 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone VE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,770 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $11,450/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,525 more per year than the current owner’s estimated bill (+15%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, refreshed hourly (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Santa Rosa County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone VE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8501 Gulf Blvd #13A and when was it built?

Per the listing record, 8501 Gulf Blvd #13A was built in 2009 and has 1,770 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8501 Gulf Blvd #13A in?

8501 Gulf Blvd #13A is in Beach Colony in Navarre Beach, Santa Rosa County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 8501 Gulf Blvd #13A have an HOA, and how much are the dues?

The listing reports HOA dues of $1,334 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 8501 Gulf Blvd #13A differ from the current owner's?

The estimate on this page (about $11,450 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,525 more per year than the current owner’s estimated bill (+15%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 8501 Gulf Blvd #13A in a flood zone?

The FEMA flood map places this parcel in Zone VE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 8501 Gulf Blvd #13A in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.