3 bedroom Condo at 8477 Gulf Blvd #901, Navarre Beach, Navarre — photo 1Front elevation
3 bedroom Condo at 8477 Gulf Blvd #901, Navarre Beach, Navarre — photo 2Living space
3 bedroom Condo at 8477 Gulf Blvd #901, Navarre Beach, Navarre — photo 3Kitchen
3 bedroom Condo at 8477 Gulf Blvd #901, Navarre Beach, Navarre — photo 4Owner's suite
3 bedroom Condo at 8477 Gulf Blvd #901, Navarre Beach, Navarre — photo 5Exterior / yardView all 54 photos →
Active Condo
$1,045,000
3-Bedroom Condo in Navarre Beach

8477 Gulf Blvd #901, Navarre, FL 32566

Condo in Navarre Beach · No CDD
Navarre Beach · Navarre, FL 32566 · Santa Rosa
Listing data updated September 28, 2026 · refreshed hourly
3Bedrooms
3Bathrooms
1,824Sq Ft
1999Year Built
$573Per Sq Ft
WaterfrontNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
14% above
$/sq ft vs community
$573 here vs $504 median sold (12 mo)
Buyer leverage
Strong buyer advantage
5088.0-month supply
5088.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 28, 2026, 8477 Gulf Blvd #901 in Navarre Beach, Navarre is listed at $1,045,000 (1,824 sq ft, about $573 per sq ft). That is 18% above Navarre Beach's median closed sale of $882,500 over the last 12 months (22 recorded sales). Per square foot it is above the community's recent $504/sq ft by about 14%. It came to market within the past week. Listing facts: built in 1999, waterfront, HOA dues of $1,786/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 1,824 sq ft of living area
  • Active listing
  • HOA $1,786/mo (per listing)
Property timeline

This home’s history

  • 1999BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$8,751/mo
  • Principal & interest $5,579/mo 64%
  • Taxes $914/mo 10%
  • Insurance $472/mo 5%
  • HOA $1,786/mo 20%

$8,751/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$12,750/yr
≈ $1,062/mo·effective rate ~1.22%
Estimated from today’s asking price and current Santa Rosa County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $8,425/yr ($702/mo)
+$4,325 more each year
(+51%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$216,155
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$875,000
Market value
$658,845
Assessed
$658,845
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Pensacola MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

38/100
Strongest on: Market timing (68), Pricing power (67)
0 limited50100 exceptional

38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area16
This home $573/sq ft vs the community 12-month median $504/sq ft.
Affordability19
List price $1,045,000 vs the community median $882,500. Not a measure of personal affordability.
Market liquidity29
Community median 64 days on market, ~8.0 months of supply (12-month record).
Renovation upside30
From a 1999 build and $573/sq ft vs the community median $504/sq ft. Not a condition assessment.
Pricing power67
Recent sales closed at about 94.5% of original asking (~5.4% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $573 per square foot, about 14% above the community’s $504 median. Navarre Beach’s 12-month median sold price per square foot is $504. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 28, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

9th Floor Corner 3 Bedroom Gulf Front Condo With Amazing Views in All Directions! Located on beautiful Navarre Beach at Caribbean Resort, this beautiful 3 bedroom condo is located on the 9th floor on the East-end of the buidling and has floor-to-ceiling windows providing amazing views of the Gulf of Mexico & Santa Rosa Sound. This unit has been completely remodeled, is professionally decorated and is offered fully furnished for a turn-key second home or vacation rental.

The current owners have not rented it out, so it is in pristine condition. It has 2 entry doors so it could easily be converted to a lockout unit with the ability to rent it as a 3 bedroom or as a 2 bedroom and a 1 bedroom. The upgraded kitchen features custom cabinets with soft-close cabinets and drawers and solid surface counters.

The living and dining area has incredible Gulf views to the South and to the East. The spacious master bedroom has a wall of windows overlooking the Gulf, sliding glass doors to the Gulf-front balcony, a seating area, a walk-in closet, and a private bath with dual vanities and an oversized jetted tub. The guest bedroom has a walk-in closet and a separate bath.

The third ''lock-out'' bedroom can function as an independent unit with separate entrance, private bath, separate hot water heater and HVAC system, and private balcony facing the Sound. If you are looking for a 3 bedroom Gulf Front condo, this is a Must See! Call today for an appointment!

All 54 photos

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Description provided by ISLAND VIEW REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,045,000
Bed / bath3 / 3
Living area1,824 sq ft
Year built1999
Property typeCondo
MLS #689637
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~6 ft
Windstorm exposureLow
CountySanta Rosa
Area listings14 active · 2 under contract
Estimated first-year tax~$10,972/yr
CDD assessmentNone on record
HOA (per listing)$1,786/mo

Calculated estimates

Price per sq ft$573
Estimated monthly payment$8,751
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$882,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of ISLAND VIEW REALTY · Listing agent: Mark Miller · 850-939-2366Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$809,856the mess$1,028,736

Actual list price: $1,045,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1999 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $1,786/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 424 active listings competing, 177 under contract
  • ≈8.0 months of supply
  • 1 closed here in the last 12 months

For reference, this home is listed at $1,045,000 ($573/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,824 sq ft × $444–$564/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 28, 2026.

Keep looking

Similar homes for sale near Navarre Beach

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Navarre Beach

  • 8680 John Hamm Rd · $214,900 · 3 bd / 2.0 ba · listed September 28, 2026 (courtesy of HomeSmart Sunshine Realty)
  • 9741 Shangri La West Rd · $475,000 · 5 bd / 3.0 ba · listed September 28, 2026 (courtesy of Levin Rinke Realty)
  • 1601 Moonraker Dr · $528,000 · 4 bd / 2.5 ba · listed September 28, 2026 (courtesy of LPT Realty)
  • 7663 Small Pines St · $343,231 · 4 bd / 2.0 ba · listed September 28, 2026 (courtesy of ADAMS HOME REALTY, INC)
  • 7118 Season Dr #Hs 1A · $302,990 · 4 bd / 2.0 ba · listed September 28, 2026 (courtesy of Lennar Realty, Inc.)
  • 7669 Small Pines St · $369,399 · 4 bd / 2.0 ba · listed September 28, 2026 (courtesy of ADAMS HOME REALTY, INC)

Recently off market in Navarre Beach

Transparency

Price & listing history

Listed for $1,045,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$10,972/yr

A rough first-year estimate only, applying a typical Santa Rosa rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$1,786/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 8477 Gulf Blvd #901?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by ISLAND VIEW REALTY · MLS # 689637

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Navarre Beach

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Navarre Beach neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$882,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$504

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Navarre Beach

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Holley NavarreAssigned elementary school · Santa Rosa County School District · Grade B (Florida DOE 2025-26)
GRADEB
HOLLEY NAVARREAssigned middle school · Santa Rosa County School District · Grade B (Florida DOE 2025-26)
GRADEA
NavarreAssigned high school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$4,790 – $6,967/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate2.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$4,091 – −$2,132At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 8477 Gulf Blvd #901, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1999 (27 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,824 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $10,972/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordPensacola MLS, refreshed hourly (last: September 28, 2026)
Community market statsPensacola MLS closed sales, as of September 28, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8477 Gulf Blvd #901 and when was it built?

Per the listing record, 8477 Gulf Blvd #901 was built in 1999 and has 1,824 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8477 Gulf Blvd #901 in?

8477 Gulf Blvd #901 is in Navarre Beach in Navarre, Santa Rosa County. The community section on this page shows recent closed sales, days on market, and active inventory for Navarre Beach from the same MLS data.

Does 8477 Gulf Blvd #901 have an HOA, and how much are the dues?

The listing reports HOA dues of $1,786 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 8477 Gulf Blvd #901 differ from the current owner's?

The estimate on this page (about $10,972 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 8477 Gulf Blvd #901 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 8477 Gulf Blvd #901 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.