8566 Holley Hills Cir, Navarre, FL 32566
Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
8566 Holley Hills Cir in Holley Hills, Navarre is listed at $528,999 (3,011 sq ft, about $176 per sq ft). It has been listed Sep 1, 2026. Listing facts: built in 2018, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2018 · 8 yrs
- 3,011 sq ft of living area
- 2-car garage
- Listed at $528,999 — recent neighborhood median sale price ~$589,950 (nearby sales; deemed reliable, not an appraisal)
- listed Sep 1, 2026
- No HOA reported by the listing (confirm)
About this home
Back on the market! Tucked away on a quiet cul-de-sac in Navarre, Florida, this stunning 2018 Whitworth built home with bullnose corners is ready for new ownership. This beautifully maintained 5 bedroom, 3 full bathroom home offers the space, comfort, and versatility that you are looking for.
Exceptional curb appeal welcomes you home with a lush lawn, fresh mulch, and attractive landscaping. Step inside to discover 9 foot ceilings, abundant natural light, and a thoughtfully designed floor plan. Just off the entryway, a flex room which provides endless possibilities such as a home office, playroom, or sitting area.
Enjoy meals with family and friends in your formal dining room which overlooks your beautifully maintained front yard. Designed both for everyday living and entertainment, the open concept kitchen serves as the centerpiece of the home. It features a breakfast area, a huge island with decorative stone accent, stainless steel appliances, recess lighting, granite countertops, attractive backsplash, oversized walk-in pantry, access to additional under stairs storage, tons of cabinets space, and ample workspace.
This amazing kitchen overlooks the living room, complete with large windows to allow for exceptional natural lighting and creates a seamless gathering space for family and friends. From there, step outside to the large covered back patio, perfect for relaxing evenings, weekend cookouts and gatherings. A first-floor bedroom and full bathroom offer ideal accommodation for guests, extended family, or a private home office setup.
On the second level of the home, you will find four additional bedrooms including a spacious owner's retreat, and a conveniently located laundry room. The owner's suite features an elegant tray ceiling, large tile bathroom floors, dual vanities, a garden tub, separate shower, and TWO walk-in closets, one of which is a custom designed closet that provides exceptional storage opportunities, presentation, and organization.
All 39 photos
Description provided by AXEN Realty and reproduced from the MLS; not independently verified.
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $589,950 ($224/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,884/mo 82%
- Taxes $463/mo 13%
- Insurance $168/mo 5%
$3,515/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 8566 Holley Hills Cir
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| HOA dues | The listing states there is no HOA. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Santa Rosa County is $2,444/yr (876 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. |
| Roof and age | Built in 2018. An original roof is about 8 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Santa Rosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Santa Rosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Holley Hills market
How this home is priced against recent nearby sales, and where Holley Hills has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2018BuiltPer public record
- About Aug 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Aug 30, 2026)
- Aug 30, 2026First seen on movewithmomentum.comObserved at $539,000
- Oct 4, 2026Price cut$528,999 (-$10,001, -1.9%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
The Momentum read
🟡 Asking $176 per square foot, about 21% below the community’s $224 median. Holley Hills’s 12-month median sold price per square foot is $224. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by AXEN Realty · MLS # 688274
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Similar homes for sale near Holley Hills
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Holley Hills
- 6454 Sellers Dr · $235,000 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of EXP Realty, LLC)
- 5642 Woodridge Dr · $299,000 · 3 bd / 2.5 ba · listed October 31, 2026 (courtesy of Levin Rinke Realty)
- 1797 Wheeler Rd · $400,000 · 4 bd / 2.0 ba · listed October 31, 2026 (courtesy of Levin Rinke Realty)
- 4680 Red Oak Dr · $389,000 · 4 bd / 2.0 ba · listed October 31, 2026 (courtesy of Redfin)
- 1918 Refuge Cir · $719,000 · 4 bd / 3.0 ba · listed October 30, 2026 (courtesy of Engel & Volkers Pensacola)
- 4758 Bayside Dr · $469,000 · 3 bd / 2.0 ba · listed October 30, 2026 (courtesy of The Realty Vault)
Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings
More on Santa Rosa County
Explore Santa Rosa County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 8566 Holley Hills Cir, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 3,011 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,554/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Pensacola MLS, checked against the MLS hourly (last: November 1, 2026) |
| Comparable sales | Pensacola MLS closed sales within about 3 miles, last 18 months, as of November 1, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 8566 Holley Hills Cir and when was it built?
Per the listing record, 8566 Holley Hills Cir was built in 2018 and has 3,011 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 8566 Holley Hills Cir in?
8566 Holley Hills Cir is in Holley Hills in Navarre, Santa Rosa County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 8566 Holley Hills Cir have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 8566 Holley Hills Cir differ from the current owner's?
The estimate on this page (about $5,554 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 8566 Holley Hills Cir in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 8566 Holley Hills Cir in person
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.