2 bedroom Condominium at 102 Riverside Drive #203, Oleander Pointe Ph I, Cocoa — photo 1Front elevation
2 bedroom Condominium at 102 Riverside Drive #203, Oleander Pointe Ph I, Cocoa — photo 2Living space
2 bedroom Condominium at 102 Riverside Drive #203, Oleander Pointe Ph I, Cocoa — photo 3Kitchen
2 bedroom Condominium at 102 Riverside Drive #203, Oleander Pointe Ph I, Cocoa — photo 4Owner's suite
2 bedroom Condominium at 102 Riverside Drive #203, Oleander Pointe Ph I, Cocoa — photo 5Exterior / yardView all 45 photos →
Active Condominium
$469,000
2-Bedroom Condo in Oleander Pointe Ph I

102 Riverside Drive #203, Cocoa, FL 32922

Condominium in Oleander Pointe Ph I, Cocoa · No CDD
Oleander Pointe Ph I · Cocoa, FL 32922 · Brevard
Listing data updated September 11, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,479Sq Ft
1998Year Built
$317Per Sq Ft
Waterfront1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$317 here vs $313 median sold (12 mo)
Buyer leverage
Strong buyer advantage
8.0-month supply
8.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~12 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $469k tops 2 of the last 2 closed sales

Sources: Space Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 11, 2026, 102 Riverside Drive #203 in Oleander Pointe Ph I, Cocoa is listed at $469,000 (1,479 sq ft, about $317 per sq ft). That sits within a few percent of Oleander Pointe Ph I's median closed sale of $481,500 over the last 12 months (6 recorded sales). It came to market within the past week. Listing facts: built in 1998, waterfront, HOA dues of $950/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1998 · 28 yrs
  • 1,479 sq ft of living area
  • 1-car garage
  • Listed at $469,000 — recent neighborhood median sale price ~$481,500 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $950/mo (per listing)
Momentum Research · Oleander Pointe Ph Ii

Pricing & the Oleander Pointe Ph Ii market

How this home is priced against recent nearby sales, and where Oleander Pointe Ph Ii has been over 25 years. Momentum Research analysis of Space Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales102 Riverside Drive #302102 Riverside Drive #302: $257/sq ft$257102 Riverside Drive #605102 Riverside Drive #605: $282/sq ft$282This homeThis home: $317/sq ft$317Community median $313

Price vs. size in Oleander Pointe Ph Ii

Each dot is a closed sale since 2005 (130 total). This home is the gold marker.

$117k$739k$1.4M1,2271,9762,725This home: $469,000, 1,479 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Space Coast MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $317/sq ft.

$109$251$3932012: $13620122013: $1622014: $15720142015: $1702016: $19420162017: $1912018: $20220182020: $2272021: $25820212022: $3312023: $35120232024: $3652025: $33820252026: $3132026

Median sale price by year

12-month median closed price, 2012–2026.

$175k$407k$638k2012: $220k20122013: $250k2014: $249k20142015: $260k2016: $287k20162017: $295k2018: $320k20182020: $374k2021: $480k20212022: $554k2023: $560k20232024: $590k2025: $594k20252026: $482k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 11 (cold).

250982013: 6120132014: 132015: 5220152016: 792017: 3820172018: 422021: 5920212022: 892023: 6220232024: 652025: 3920252026: 112026
Property timeline

This home’s history

  • 1998BuiltPer public record
  • Jul 2, 2026First trackedObserved at $469,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,999/mo
  • Principal & interest $2,424/mo 61%
  • Taxes $410/mo 10%
  • Insurance $215/mo 5%
  • HOA $950/mo 24%

$3,999/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Flood safety (90), Market timing (89)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area47
This home $317/sq ft vs the community 12-month median $313/sq ft.
Affordability54
List price $469,000 vs the community median $481,500. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~12 ft elevation. Verify the parcel with FEMA.
Insurance cost67
From FEMA Zone X and a 1998 build. Obtain a property-specific quote.
Market liquidity15
Community median 114 days on market, ~8.0 months of supply (12-month record).
Renovation upside32
From a 1998 build and $317/sq ft vs the community median $313/sq ft. Not a condition assessment.
Pricing power88
Recent sales closed at about 90.4% of original asking (~9.6% below). More room below asking generally favors buyers.
Market timing89
Momentum Market Heat is 11/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $317 per square foot, about in line with the community’s $313 median. Oleander Pointe Ph Ii’s 12-month median sold price per square foot is $313. Median sold price per square foot is down 18.9% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: Space Coast MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Oleander Pointe Ph Ii sales closed near 90.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Space Coast MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in Oleander Pointe Ph Ii, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Priced to Sell! Experience easy Florida living in this wonderful 2-bedroom, 2-bath condo in sought-after Oleander Pointe, perfectly positioned just south of Historic Cocoa Village. Enjoy great views of the Indian River, pool, & marina from this beautifully updated residence, ideally located near charming shops, fabulous restaurants, & the beloved Historic Cocoa Village Playhouse.

This unit features a completely updated kitchen with granite countertops, stainless steel appliances, & soft-close cabinets & drawers. The living & dining area offers new vinyl plank flooring & a stylish shiplap accent wall, creating a warm, coastal feel that is both inviting & modern. The HVAC system was replaced in 2018..

Oleander Pointe offers an exceptional lifestyle with HOA dues covering water, sewer, trash, cable, internet, exterior maintenance, roof replacement, insurance, & access to amazing amenities including a pool, clubhouse, fitness center, sauna, tennis/pickleball/basketball/shuffleboard courts. The unit also includes a private underground garage plus guest parking, and boat slips, if available, can be purchased for those who want to enjoy the waterfront lifestyle to the fullest.

Description provided by Real Broker, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$469,000
Bed / bath2 / 2
Living area1,479 sq ft
Year built1998
Property typeCondominium
Garage1-car
MLS #1072395
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~12 ft
Windstorm exposureLow
CountyBrevard
Area listings4 active · 2 under contract
Estimated first-year tax~$4,924/yr
CDD assessmentNone on record
HOA (per listing)$950/mo

Calculated estimates

Price per sq ft$317
Estimated monthly payment$3,999
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$481,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Real Broker, LLC · Listing agent: Gina Dalley McTernan · 855-450-0442Provided via the Space Coast Multiple Listing Service Internet Data Exchange · Source: Space Coast Multiple Listing Service · © 2026 Space Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$406,725the mess$519,129

Actual list price: $469,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1998 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $950/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing, 2 under contract
  • 8.0 months of supply
  • 8 closed here in the last 12 months

For reference, this home is listed at $469,000 ($317/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,479 sq ft × $275–$351/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.

Keep looking

Similar homes for sale near Oleander Pointe Ph I

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $469,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,924/yr

A rough first-year estimate only, applying a typical Brevard rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$950/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~12 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 102 Riverside Drive #203?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Real Broker, LLC · MLS # 1072395

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Oleander Pointe Ph I

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Oleander Pointe Ph I neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$481,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$313

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Oleander Pointe Ph I

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Brevard County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
TropicalAssigned elementary school · Brevard County School District · Grade A (Florida DOE 2025-26)
McNairAssigned middle school · Brevard County School District
GRADEC
RockledgeAssigned high school · Brevard County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $313/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,150 – $3,127/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate2.0%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,912 – −$1,033At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 102 Riverside Drive #203, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Brevard County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,479 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,924/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordSpace Coast MLS, refreshed twice daily (last: September 11, 2026)
Community market statsSpace Coast MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 102 Riverside Drive #203 and when was it built?

Per the listing record, 102 Riverside Drive #203 was built in 1998 and has 1,479 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 102 Riverside Drive #203 in?

102 Riverside Drive #203 is in Oleander Pointe Ph I in Cocoa, Brevard County. The community section on this page shows recent closed sales, days on market, and active inventory for Oleander Pointe Ph I from the same MLS data.

Does 102 Riverside Drive #203 have an HOA, and how much are the dues?

The listing reports HOA dues of $950 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 102 Riverside Drive #203 differ from the current owner's?

The estimate on this page (about $4,924 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 102 Riverside Drive #203 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 102 Riverside Drive #203 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Space Coast Multiple Listing Service Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Space Coast Multiple Listing Service. © 2026 Space Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.