Cocoa, Florida

Cocoa
Housing Market

City market report · Brevard County · 22 ZIP codes

Median sale price $328,750, up 3.3% year over year, with homes going under contract in about 39 days, 115 homes on the market.

91 communities reporting1,004 sales analyzedRefreshed twice dailyMomentum Score 69
Live Market Pulse
69/100
Momentum
Healthy Market
Prices up 3% over the past year. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Cocoa Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$329K
Median sold · 12 moConfidence: High
up 3.3% vs the prior 12 months
+3.3%
1-yr price change
n = 1,004 recent sales
$210/sf
Sold $/sqft · 12 mo
Brevard County: $189 · -3.8% vs prior yr
96.0%
Sale vs ask
Brevard County: 95.5% · +0.3pp vs prior yr
$345K
Brevard County home value
Zillow ZHVI, monthly · -1.3% vs a year ago
Tempo
2.7mo
Supply
3 to 6 months is the balanced band
39days
Median DOM · closed
Brevard County: 50 days · flat vs prior yr
34%
Under contract
Brevard County: 32%
115 · 43 ▼28
For sale · pending
live counts, refreshed twice daily
520
Sold · last 12 mo
closed across all tracked communities · +6.6% vs prior yr
Market context
29%
Listings with price cuts
Brevard County · Zillow · +0.5pp vs prior month
4,412
County for-sale inventory
Zillow, monthly · -2.8% vs prior month
10%
New construction
share of recent sales · +2.9pp vs prior yr
69/100
Momentum score
Healthy Market
91
Communities reporting
of 357 tracked in Cocoa
Economy & people · county layer
$75,817
Median household income
U.S. Census ACS, county
620,533
County population
+7.6% since 2018
4.5×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,139/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.7 months of supply — tight by the 3-to-6-month balanced benchmark, and 34% of listed homes are already under contract. Prices are up 3.3% versus the prior year and sellers are still collecting 96.0% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 69
Momentum Score
Buyer leverage31
Seller leverage69

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 34% of inventory sits under contract.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Cocoa data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
5.5 mo · balanced band · 42 active
$300K–$500K
1.9 mo · seller-tilted · 65 active
$500K–$750K
3.8 mo · balanced band · 6 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Cocoa is hot — and where it isn't

Each dot is a community (91 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Cocoa

The median sale price across Cocoa currently stands at $328,750, up 3.3% from a year ago. Buyers are paying a median of $210 per square foot. The typical home goes under contract in about 39 days. Sellers are capturing 96.0% of their original asking price on average.

There are 115 active listings on the market, with 43 more already under contract. At the current sales pace that works out to 2.7 months of supply — a seller-leaning market by the standard six-month benchmark. 520 homes closed here over the trailing 12 months.

Cocoa prices sit above the Brevard County median by roughly 3%. Zillow's home value index for Brevard County stands at $344,703. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Cocoa is 69 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Cocoa since 2012 — and where it’s heading

A median home here sold for $82,113 in 2012 and $315,220 over the last recorded year — 284% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (18,994 recorded sales)

$77K$199K$320K$315K2012: $82K2013: $87K2014: $93K2015: $106K2016: $131K2017: $152K2018: $168K2019: $179K2020: $200K2021: $230K2022: $275K2023: $300K2024: $311K2025: $313K2026: $315K20122015201920232026

Days on market by year

9d29d50d39d2012: 50d2013: 43d2014: 41d2015: 42d2016: 33d2017: 23d2018: 21d2019: 31d2020: 23d2021: 14d2022: 10d2023: 22d2024: 30d2025: 39d2026: 39d20122015201920232026

Home value trend · Brevard County (Zillow ZHVI)

$345K$347K$349K$345KJul '25: $349KAug '25: $348KSep '25: $346KOct '25: $346KNov '25: $345KDec '25: $345KJan '26: $346KFeb '26: $346KMar '26: $347KApr '26: $346KMay '26: $346KJun '26: $345KJul '26: $345KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

4,3944,8355,2764,412Jul '25: 5,259Aug '25: 5,141Sep '25: 4,974Oct '25: 4,863Nov '25: 4,832Dec '25: 4,693Jan '26: 4,663Feb '26: 4,587Mar '26: 4,702Apr '26: 4,688May '26: 4,653Jun '26: 4,537Jul '26: 4,412Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Brevard County (MLS)

1,2112,4823,753Jul 07 · Active: 3,703Aug 03 · Active: 3,593Aug 04 · Active: 3,570Aug 05 · Active: 3,544Aug 06 · Active: 3,545Aug 07 · Active: 3,604Aug 08 · Active: 3,619Aug 09 · Active: 3,633Aug 10 · Active: 3,628Aug 11 · Active: 3,594Aug 12 · Active: 3,591Aug 13 · Active: 3,601Aug 15 · Active: 3,621Aug 17 · Active: 3,593Aug 19 · Active: 3,592Aug 22 · Active: 3,625Aug 23 · Active: 3,624Aug 28 · Active: 3,583Aug 29 · Active: 3,607Aug 30 · Active: 3,605Aug 31 · Active: 3,591Sep 07 · Active: 3,591Sep 09 · Active: 3,588Sep 11 · Active: 3,622Sep 12 · Active: 3,622Sep 13 · Active: 3,624Sep 14 · Active: 3,624Sep 15 · Active: 3,596Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$315K$329K$343K$329KAug 06: $329KAug 08: $329KAug 09: $329KAug 10: $329KAug 11: $329KAug 12: $329KAug 13: $329KAug 15: $329KAug 17: $329KAug 18: $329KAug 19: $329KAug 20: $329KAug 21: $329KAug 22: $329KAug 23: $329KAug 24: $329KAug 26: $329KAug 28: $329KAug 29: $329KAug 30: $329KAug 31: $329KSep 01: $329KSep 04: $329KSep 05: $329KSep 06: $329KSep 07: $329KSep 08: $329KSep 09: $329KSep 10: $329KSep 11: $329KSep 12: $329KSep 13: $329KSep 14: $329KSep 15: $329KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving Cocoa

Who’s moving here
+10,298 net residents/yr

Top inbound states: NY, CA, TX, GA. Movers arriving report ~$80,978 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,348/yr avg premium

6,986 Citizens policies in force in Brevard County — the state-backed insurer of last resort. Budget insurance into any Brevard purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,624 units permitted +0% YoY

3,376 single-family · 1,248 multi-family · 7.5 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
N Port St John Unit 1 ▲ 25%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 5.5 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Cocoa right now.

Biggest opportunity
$300K–$500K: 1.9 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Brevard County

MarketMedianActiveScore
Cocoa ← this page$329K11569
Melbourne$390K23063Open →
Palm Bay$318K16848Open →
Merritt Island$440K7152Open →
Titusville$288K7047Open →
Rockledge$374K4670Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
N Port St John Unit 1Cocoa$265K▲ 25%
Riverwalk Of CocoaCocoa$680K▲ 19%
Cocoa NorthCocoa$320K▲ 18%
N Port St JohnCocoa$300K▲ 10%
Port St John Unit 3Cocoa$336K▲ 9%
Prices cooling fastest
N Port St John Unit 4Cocoa$315K▼ 17%
Trails EndCocoa$357K▼ 12%
Forest Lakes Of Cocoa Condo Ph ICocoa$130K▼ 10%
Forest Lakes Of Cocoa CondoCocoa$130K▼ 6%
Emerald Lakes PudCocoa$368K▼ 6%
Most homes for sale
Port St JohnCocoa$329K42
Forest Lakes Of Cocoa CondoCocoa$130K6
N Port St JohnCocoa$300K5
Oleander Pointe Ph IiCocoa$482K4
Riverwalk Of CocoaCocoa$680K4
Selling fastest
Port St John Unit 2Cocoa$318K4 days
Cocoa NorthCocoa$320K14 days
Pineridge SubdCocoa$192K16 days
N Port St John Unit 1Cocoa$265K18 days
Port St John Unit 8Cocoa$325K18 days
Explore Deeper

Cocoa ZIP codes

Most active communities

More on Cocoa

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Cocoa right now?

The data says conditions currently favor sellers in Cocoa — the Momentum Score reads 69/100 with 2.7 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Cocoa becoming more affordable?

No — the median sale price in Cocoa is $328,750, up 3.3% versus the prior year, while sellers still capture 96.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Cocoa?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are N Port St John Unit 4 (-17%); Trails End (-12%); Forest Lakes Of Cocoa Condo Ph I (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Cocoa neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Port St John Unit 2 (4 days); Cocoa North (14 days); Pineridge Subd (16 days) — homes there go under contract well ahead of the market-wide pace of 39 days.

How does Cocoa compare to the rest of Brevard County?

Cocoa's median of $328,750 runs 3% above the county-wide median of $319,000, and homes here take 39 days to go under contract versus 50 county-wide.

Questions

Cocoa housing market FAQ

How is the housing market in Cocoa right now?

As of September 15, 2026, the Cocoa housing market favors sellers: the median sale price is $328,750 (up 3.3% year over year), 115 homes are for sale against 520 sales in the last 12 months, which is 2.7 months of supply, and the typical home goes under contract in about 39 days.

How much is a house in Cocoa?

The median home sold for $328,750 in Cocoa over the last 12 months, about $210 per square foot; asking prices on the 115 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Cocoa?

By the numbers, sellers in Cocoa are getting 96.0% of asking price and going under contract in about 39 days with 2.7 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Cocoa housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Cocoa median sale prices are up 3.3% year over year, inventory stands at 2.7 months of supply, and 34% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Cocoa?

The median sale price in Cocoa is currently $328,750, up 3.3% from a year ago, based on MLS sales data updated September 15, 2026.

Is Cocoa a buyer's or seller's market right now?

The data currently favors sellers. Cocoa scores 69 of 100 on the Momentum Score, with 2.7 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Cocoa?

The typical home in Cocoa goes under contract in about 39 days, per current MLS data.

How many homes are for sale in Cocoa?

There are approximately 115 active listings in Cocoa as of September 15, 2026.

Are home prices in Cocoa rising or falling?

Median sale prices are up 3.3% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Cocoa. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.