Pending Mobile Home
$99,900
3-Bedroom Mobile Home in Valentine Estate Subd

2751 Park Lane, Palm Bay, FL 32905

Mobile Home in Valentine Estate Subd, Palm Bay · No CDD on record
Valentine Estate Subd · Palm Bay, FL 32905 · Brevard County
Listing data updated October 13, 2026 at 6:14 AM ET · checked against the MLS hourly
3Bedrooms
1Bathrooms
920Sq Ft
1975Year Built
$109Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
29% below
$/sq ft vs community
$109 here vs $154 median sold (12 mo)
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $100k tops 3 of the last 12 closed sales

Sources: Space Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 2751 Park Lane in Valentine Estate Subd, Palm Bay is listed at $99,900 (920 sq ft, about $109 per sq ft). It came to market within the past week. Listing facts: built in 1975, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1975 · 51 yrs
  • 920 sq ft of living area
  • Listed at $99,900 — recent neighborhood median sale price ~$142,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • No HOA reported by the listing (confirm)
Listing description

About this home

OWN THE LAND — no lot rent, no HOA, no age restriction. This renovated 3-bedroom, 1-bath home sits on its own fenced lot in Palm Bay's Valentine Estates neighborhood, minutes from US1, the Indian River, Turkey Creek Sanctuary, Palm Bay Road shopping, Melbourne, and the beaches. It is move-in ready with new luxury vinyl plank flooring throughout, fresh paint, a refinished kitchen with a year-old refrigerator, a new tub/shower surround, new fixtures, a new water heater, newer wall A/C units, and new blinds, closet doors and lighting.

The third bedroom is an air-conditioned, enclosed porch conversion — ideal as a bedroom, office or playroom. Outside features include a covered carport, a full-length covered side patio, ample parking and space for an RV or boat, a chain-link fenced yard and fresh landscaping accents. Get it while you can!

All 15 photos

2751 Park Lane, Palm Bay FL - photo 6 of 152751 Park Lane, Palm Bay FL - photo 7 of 152751 Park Lane, Palm Bay FL - photo 8 of 152751 Park Lane, Palm Bay FL - photo 9 of 152751 Park Lane, Palm Bay FL - photo 10 of 152751 Park Lane, Palm Bay FL - photo 11 of 152751 Park Lane, Palm Bay FL - photo 12 of 152751 Park Lane, Palm Bay FL - photo 13 of 152751 Park Lane, Palm Bay FL - photo 14 of 152751 Park Lane, Palm Bay FL - photo 15 of 15

Description provided by Savvy Avenue LLC and reproduced from the MLS; not independently verified.

Listing courtesy of Savvy Avenue LLC · Listing agent: Moe Mossa · 888-490-1268Provided via the Space Coast Multiple Listing Service Internet Data Exchange · Source: Space Coast Multiple Listing Service · © 2026 Space Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$99,900
Bed / bath3 / 1
Living area920 sq ft
Year built1975
Property typeMobile Home
MLS #1088238
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~16 ft
CountyBrevard
Estimated first-year tax~$775/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$109
Estimated monthly payment$672
Insurance (illustrative)$500–$1k/yr
Messtimate range$103,960 – $159,160
Comparable-sales median$142,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$672/mo
  • Principal & interest $553/mo 82%
  • Taxes $65/mo 10%
  • Insurance $54/mo 8%

$672/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$775/yr
≈ $65/mo·effective rate ~0.78%
Estimate: asking price less the $50,000 homestead exemption × Brevard County rate (15.60 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $700/yr ($58/mo) — taxable value $44,740 × 15.60 mills
$75 more each year
(+11%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$14,040
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$58,780
Market value
$44,740
Assessed
$44,740
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Space Coast AR; millage: Brevard County Property Appraiser 2025 millage table. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~16 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Brevard County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Brevard County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Valentine Estate Subd

Pricing & the Valentine Estate Subd market

How this home is priced against recent nearby sales, and where Valentine Estate Subd has been over 25 years. Momentum Research analysis of Space Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1801 Live Oak Street1801 Live Oak Street: $84/sq ft$84This homeThis home: $109/sq ft$1092540 Chatham Way2540 Chatham Way: $113/sq ft$1131945 Coco Plum Street1945 Coco Plum Street: $147/sq ft$1471240 Turkey Creek Drive1240 Turkey Creek Drive: $162/sq ft$1623016 Indian River Drive3016 Indian River Drive: $173/sq ft$1731924 Big Cypress Street1924 Big Cypress Street: $190/sq ft$190Community median $154
Property timeline

This home’s history

  • 1975BuiltPer public record
  • Sep 23, 2026First seen on movewithmomentum.comObserved at $99,900
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $99,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $142,000 ($154/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$103,960the mess$159,160

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $99,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 53% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1975 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 0 active listings competing, 1 under contract

For reference, this home is listed at $99,900 ($109/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 920 sq ft × $113–$173/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Research

The Momentum read

🟡 Asking $109 per square foot, about 29% below the community’s $154 median. Valentine Estate Subd’s 12-month median sold price per square foot is $154. MLS facts: Space Coast MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

50% of homes in Valentine Estate Subd are owner-occupied. An estimated 50% are non-owner-occupied, including 30% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 10 homes matched. Community-level context.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 2751 Park Lane?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Savvy Avenue LLC · MLS # 1088238

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Valentine Estate Subd

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Palm Bay

  • 2408 Jamaica Avenue, PALM BAY · $520,000 · 5 bd / 3.0 ba · listed October 12, 2026 (courtesy of EMPIRE NETWORK REALTY)
  • 1106 Siboney Street, PALM BAY · $435,000 · 3 bd / 3.0 ba · listed October 12, 2026 (courtesy of EMPIRE NETWORK REALTY)
  • 1649 Sunny Brook Lane #B105, PALM BAY · $139,900 · 2 bd / 2.0 ba · listed October 12, 2026 (courtesy of RE/MAX ADVANTAGE)
  • 3728 Grappler Circle, PALM BAY · $450,000 · 5 bd / 3.0 ba · listed October 9, 2026 (courtesy of BILLERO & BILLERO - BEACH OFFC)
  • 637 Castleford Avenue, PALM BAY · $299,900 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of SM FLORIDA BROKERAGE LLC)

Just listed: new homes for sale in Brevard County in the last 48 hours · updated hourly · RSS · Brevard County market today: new listings, price cuts, pendings

Go deeper

More on Valentine Estate Subd

Go deeper on Valentine Estate Subd

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Brevard County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Christa McAuliffeAssigned elementary school · Brevard County School District · Grade B (Florida DOE 2025-26)
GRADEC
StoneAssigned middle school · Brevard County School District · Grade C (Florida DOE 2025-26)
GRADEC
Palm BayAssigned high school · Brevard County School District · Grade C (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2751 Park Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1975 (51 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Brevard County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 920 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $775/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $75 more per year than the current owner’s estimated bill (+11%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordSpace Coast MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesSpace Coast MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2751 Park Lane and when was it built?

Per the listing record, 2751 Park Lane was built in 1975 and has 920 sq ft of living area, 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2751 Park Lane in?

2751 Park Lane is in Valentine Estate Subd in Palm Bay, Brevard County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 2751 Park Lane have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 2751 Park Lane differ from the current owner's?

The estimate on this page (about $775 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $75 more per year than the current owner’s estimated bill (+11%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2751 Park Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2751 Park Lane in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Space Coast Multiple Listing Service Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Space Coast Multiple Listing Service. © 2026 Space Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.