2 bedroom Manufactured Home at 1001 STARKEY ROAD #90, PARADISE ISLAND CO-OP INC, LARGO — photo 1Front elevation
93 days on market Manufactured Home
$155,000

1001 STARKEY ROAD #90, LARGO, FL 33771

Manufactured Home in PARADISE ISLAND CO-OP INC, LARGO · No CDD · FEMA Zone X
PARADISE ISLAND CO-OP INC · LARGO, FL 33771 · Pinellas
Listing data updated July 8, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,316Sq Ft
1988Year Built
$118Per Sq Ft
No CDDFEMA Zone X
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1988 · 38 yrs
  • 1,316 sq ft of living area
  • $118/sq ft — compared with the displayed median of $122 from recent nearby sales
  • Listed at $155,000 — recent neighborhood median sale price ~$159,950 (nearby sales; deemed reliable, not an appraisal)
  • 93 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $155,000, with 2 bedrooms and 2 bathrooms, and 1,316 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms2
Bathrooms2
Living area1,316 sq ft
Year built1988
Property typeManufactured Home

Financial

Est. monthly payment$1,076
Est. taxes / yr~$1,628
Est. insurance / yr~$983
HOA$50/mo
CDDNone on record
Price / sq ft$118

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$983/yr

Market

Days on market93
Neighborhood median DOM62
Active listings (area)10
Months of supply20.0
Comparable-sales median$159,950

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$983/yr
Estimated homeowners premium; get a real quote.
Months of supply
20.0 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
16/100
Slower market — from supply, under-contract share, and days on market.

Estimated monthly payment

$1,076/mo
  • Principal & interest $808/mo 75%
  • Taxes $136/mo 13%
  • Insurance $82/mo 8%
  • HOA $50/mo 5%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

54/100
Strongest on: Flood safety (95), Renovation upside (64)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area58
This home $118/sq ft vs area median $122/sq ft from recent nearby sales.
Affordability55
List price $155,000 vs area median $159,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1988 build. Obtain a property-specific quote.
Market liquidity30
Area median 62 days on market, ~20.0 months of supply.
Investment metrics16
Objective supply and demand metrics for the area - not investment advice.
Renovation upside64
From a 1988 build and $118/sq ft vs area $122/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$155,000
List price
As listed in the MLS
2 / 2
Bed / bath
Per the listing
1,316
Living area
Sq ft (approx.)
$118
Price / sq ft
List ÷ living area

The home

Year built1988
Per public record.
Property typeManufactured Home
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$1,628/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Listing agent: Patricia Long · 727-584-3588Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Price benchmark

Pricing & market trend in PARADISE ISLAND CO-OP INC

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales1001 STARKEY ROAD #7…1001 STARKEY ROAD #767: $86/sq ft$861001 STARKEY ROAD #3…1001 STARKEY ROAD #358: $86/sq ft$861001 STARKEY ROAD #2…1001 STARKEY ROAD #259: $112/sq ft$112This homeThis home: $118/sq ft$1181001 STARKEY ROAD #4…1001 STARKEY ROAD #476: $133/sq ft$1331001 STARKEY ROAD #1…1001 STARKEY ROAD #177: $137/sq ft$1371001 STARKEY ROAD #7…1001 STARKEY ROAD #796: $164/sq ft$164Median $122

Recent sold prices in this community

$105,000$147,000$189,000Aug 2025: $159,900Dec 2025: $183,000Mar 2026: $160,000Apr 2026: $189,000May 2026: $105,000Jun 2026: $145,000This home (list price): $155,000This homeAug 2025Jun 2026
The Messtimate™

The Messtimate: $113,176 – $180,292

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$113,176the mess$180,292

Actual list price: $155,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 59% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 93 days on market vs. a ~62-day neighborhood median
  • 10 active listings competing in PARADISE ISLAND CO-OP INC
  • 3 under contract now
  • 23% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 20.0 months of supply (one market-context metric; should not be used alone)
  • 6 closed here in the last 12 months

For reference, this home is listed at $155,000 ($118/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,316 sq ft × $86–$137/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 8, 2026.

Property timeline

This home’s history

  • 1988BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$710 – $1,033/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.0%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$386 – −$96At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$155,000
Bed / bath2 / 2
Living area1,316 sq ft
Year built1988
Property typeManufactured Home
MLS #TB8479163
Listing status93 days on market
Days on market93

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyPinellas
Estimated first-year tax~$1,628/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$118
Estimated monthly payment$1,076
Estimated insurance~$983/yr
Messtimate range$113,176 – $180,292
Comparable-sales median$159,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$1,076
Principal & interest$808
Property tax$136
Insurance$82
CDD assessment$0
HOA$50
PMI$0

Down payment $31,000 · Loan $124,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$1,628/yr

The seller likely pays less due to the homestead cap. At a $155,000 purchase, expect your first full-year Pinellas bill near $1,628 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$983/yr

Estimate for a 1988 build in Pinellas. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in PARADISE ISLAND CO-OP INC

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PARADISE ISLAND CO-OP INC neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Median sale price (set)
$159,950

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$122

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$118

List price divided by living area. Provided as data, not a value judgment.

Go deeper on PARADISE ISLAND CO-OP INC

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Ponce de Leon Elementary SchoolElementary · Pinellas County School District
Largo Middle SchoolMiddle · Pinellas County School District
Largo High SchoolHigh · Pinellas County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $122/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near PARADISE ISLAND CO-OP INC

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Fresh to the market and ready to impress, this 1,316-square-foot home features two bedrooms and two bathrooms in pristine condition within Paradise Island, a friendly, activity-rich 55+ community. The property permits up to two pets weighing a maximum of 40 pounds each. A monthly maintenance fee of $461.40 covers water, sewer, garbage collection, lawn care, cable, and internet, offers residents predictable and consolidated living costs. Amenities include a billiard room, swimming pool, spa, bocce ball, shuffleboard courts, and horseshoe pits, providing diverse opportunities for recreation and social engagement. Residents enjoy proximity to local attractions, shopping centers, and recreational opportunities, making the greater Tampa Bay area an ideal setting for those looking to engage in the Florida lifestyle. INTERIOR: A must-see residence, this mostly furnished home has been exceptionally cared for and preserved in pristine shape, offering a desirable split-plan layout for added separation. Central heat and air were installed in 2021, complemented by ceiling fans, overhead ductwork, drywall finishes, plywood flooring and updated windows throughout. Upon entry, double doors lead to the front guest suite featuring carpeting, a Murphy bed(—ideal for maintaining openness as a study, craft area, or workout space once visitors depart!), extra storage in the wall unit, a mirrored closet, and a private bath with tiled flooring and a tub/shower combination. This bathroom conveniently exits into the kitchen, where a cleverly positioned desk nook with cabinets and drawers creates an efficient workspace. The refreshed kitchen showcases a tiled backsplash, laminate flooring, generous cabinetry, a lowered island suited for meal preparation and casual dining, and a full appliance package including refrigerator, range, oven, dishwasher, ice maker, microwave, and a new disposal. Nearby, the refined dining area offers carpeting and a built-in hutch with glass-front display cabinets, along with drawers and cupboards below for serving pieces and tableware. The expansive living room is adorned with attractive furnishings, creating an inviting setting for gatherings. The impressively proportioned primary suite includes carpeting, two mirrored closets, and a sliding door that opens to a tranquil Florida room with pleasing views—an uplifting retreat ideal for morning coffee or quiet reflection. This private haven is completed by a remarkable en suite bath featuring tiled flooring, a dual-sink vanity with makeup station, and a tiled walk-in shower—truly a showpiece! EXTERIOR: The captivating exterior of this listing features manicured landscaping that enhances the property, complemented by classic awnings, while updated tie-downs provide enhanced structural stability along with a shingle roof installed in 2019. A two-car carport is paired with a designer driveway and a distinct walkway leading to the main entrance. The house itself is wrapped in vinyl siding. For added privacy, the backyard is fenced with a vinyl enclosure and has no rear neighbors. The shed houses a washer and dryer purchased in 2020, as well as a water softener for increased efficiency. The property is equipped with a sprinkler system for ground maintenance, and the water heater was replaced in 2019. Offered at $155,000, inclusive of the share, is well-appointed and sure to attract immediate attention! Call sooner rather than later to schedule a showing!

Description provided by SELECT REAL ESTATE OF PINELLAS and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms2
  • Bathrooms2
  • Living area1,316 sq ft

Exterior & lot

  • TypeManufactured Home

Systems

  • Year built1988
  • Age38 yrs

Listing

  • MLS #TB8479163
  • StatusActive
  • Days on market93
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $155,000Momentum Realty · on market 93 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1001 STARKEY ROAD #90 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.