Condominium in BELLASOL WATERFRONT VILLAS A C, APOLLO BEACH · No CDD on record
BELLASOL WATERFRONT VILLAS A C · Apollo Beach, FL 33572 · Hillsborough County
Listing data updated October 19, 2026 at 4:22 AM ET · checked against the MLS hourly
Listed by SUN CAY REAL ESTATE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
2Bedrooms
2.5Bathrooms
1,974Sq Ft
2008Year Built
$301Per Sq Ft
Waterfront2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% below
$/sq ft vs community
$301 here vs $330 median sold (12 mo)
Buyer leverage
Buyer advantage
15 days on market
24.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 19, 2026, 1003 Bellasol Way #9202 in Bellasol Waterfront Villas A C, Apollo Beach is listed at $595,000 (1,974 sq ft, about $301 per sq ft). It has been 15 days on market. Listing facts: built in 2008, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2008 · 18 yrs
1,974 sq ft of living area
2-car garage
Listed at $595,000 — recent neighborhood median sale price ~$658,450 (nearby sales; deemed reliable, not an appraisal)
15 days on market
Listing description
About this home
Virtually Staged. Thinking of moving to Florida? Have you discovered Apollo Beach, a waterfront town tucked along the shores of Tampa Bay?
This might be exactly the lifestyle you’ve been looking for. Welcome to BellaSol, where this beautifully updated, spacious waterfront condo offers 2 bedrooms PLUS a large separate office, giving you valuable extra space for a home office, den, hobby room, or guest quarters. From the moment you step off the elevator, the welcoming entry sets the tone.
Step inside and you’re immediately greeted by the water, with gorgeous views from nearly every part of the home. Stunning updates throughout capture the relaxed Florida vibe while maintaining a classy, rich feel. The bright, open living space flows out to a large waterfront balcony made for morning coffee, evening drinks, and watching the boats go by.
Impact-resistant windows and impact-resistant sliding glass doors add peace of mind, while retractable screens disappear neatly into the doors when not in use, letting you open the home to the Florida breeze without sacrificing the view. Electric blinds add another touch of convenience, and the A/C was replaced in 2021. The oversized primary suite feels like its own waterfront retreat, with plenty of room to unwind, balcony access, beautiful water views right from the bedroom, and a large custom built-out closet.
An oversized approximately 580-square-foot garage provides plenty of additional storage space. Outside your door, BellaSol delivers even more of the lifestyle, with a waterfront pool, lush tropical surroundings, and a setting that makes it clear why people move to Florida in the first place. And then there’s Apollo Beach.
The Preserve is just minutes away for waterfront walks, beach time, and incredible sunsets. Make sunset walks part of your routine, grab dinner on the water at local favorites like Finn’s or Circles, explore the trails and waterfront at the Manatee Viewing Center, or simply enjoy being outside year-round. Apollo Beach continues to grow with shopping, dining, healthcare, and everyday conveniences, while nearby Waterset adds concerts, events, and more, yet the area still maintains its laid-back, small-town Florida feel.
Beautiful updates, incredible space, 2 bedrooms plus a large flexible office, impact-resistant windows and doors, retractable screens, electric blinds, a 2021 A/C, convenient elevator access, an oversized garage, and water views that remind you every day why you moved to Florida. Association fees also include exterior pest control. If Florida has been calling your name, this is your opportunity to answer!
All 6 photos
Description provided by SUN CAY REAL ESTATE and reproduced from the MLS; not independently verified.
Listing courtesy of SUN CAY REAL ESTATE · Listing agent: Frank Rogers · 813-419-7343Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$595,000
Bed / bath2 / 2.5
Living area1,974 sq ft
Year built2008
Property typeCondominium
Garage2-car
MLS #TB8553444
Listing status15 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~8 ft
CountyHillsborough
Area listings2 active · 0 under contract
Estimated first-year tax~$6,248/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Price per sq ft$301
Estimated monthly payment$4,048
Insurance (illustrative)$2k–$4k/yr
Messtimate range$311,892 – $971,208
Comparable-sales median$658,450
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,048/mo
Principal & interest $3,296/mo81%
Taxes $521/mo13%
Insurance $231/mo6%
$4,048/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,248/yr
Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~8 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Bellasol Waterfront Villas A C
Pricing & the Bellasol Waterfront Villas A C market
How this home is priced against recent nearby sales, and where Bellasol Waterfront Villas A C has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2008BuiltPer public record
About Oct 2026Listed (per MLS)MLS reports 15 cumulative days on market as of October 19, 2026
Oct 1, 2026First seen on movewithmomentum.comObserved at $595,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $595,000Momentum Realty · on market 15 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 10 miles in Hillsborough County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Courtesy of COASTAL PROPERTIES GROUP INTER · View details →
Sold Apr 2026
$950,000
5823 BOWEN DANIEL DRIVE #703, TAMPA
3 / 2 bd/ba · 2,000 sq ft · $475/sq ft
Courtesy of HOME LOCATORS INC. · View details →
Sold Jan 2026
$985,000
5823 BOWEN DANIEL DRIVE #1004, TAMPA
3 / 2 bd/ba · 2,000 sq ft · $492/sq ft
Courtesy of HOME LOCATORS INC. · View details →
Sold Jul 2026
$317,500
930 VILLEROY GREENS DRIVE, SUN CITY CENTER
2 / 2 bd/ba · 2,014 sq ft · $158/sq ft
Courtesy of CENTURY 21 BEGGINS ENTERPRISES · View details →
Median of these 6 sales: $658,450 ($330/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$376,300the mess$564,500
Directional estimate — built from 20 comparable closed sales within about 10 miles in Hillsborough County (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,983 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-19.
Actual list price: $595,000 ($301/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 50% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot — this listing is waterfront; water frontage is priced far off nearby averages.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
3 active listings competing
≈24.0 months of supply
1 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 19, 2026.
Momentum Scores
Momentum Property Score
58/100
Strongest on: Price vs area (72), Affordability (66)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area72
This home $301/sq ft vs the community 12-month median $330/sq ft.
Affordability66
List price $595,000 vs the community median $658,450. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~24.0 months of supply (12-month record).
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 24.0 months of supply in the surrounding market and 15 days on market for this home, against a 89-day area median.Days on market:this home 15Area median: 89 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. As of September 20, 2026.
🟡 Asking $301 per square foot, about 9% below the community’s $330 median. Bellasol Waterfront Villas A C’s 12-month median sold price per square foot is $330. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
50% of homes in Bellasol Waterfront Villas A C are owner-occupied. An estimated 50% are non-owner-occupied, including 0% held in a company or trust and 33% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 6 homes matched. Community-level context.
What’s unique here: one of only 2 active listings in Bellasol Waterfront Villas A C, no CDD assessment.
Updated October 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by SUN CAY REAL ESTATE · MLS # TB8553444
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Keep looking
Similar homes for sale near BELLASOL WATERFRONT VILLAS A C
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Sarasota Memorial to buy 120 acres in Manatee County for possible hospital campus
The Sarasota County Public Hospital Board approved a nearly $60 million purchase of about 120 acres along State Road 64 just east of I-75, contingent on rezoning. A 10-acre parcel would first hold a freestanding emergency department, with physician offices and a possible full hospital later.
Why it matters: A future emergency department and medical campus would add healthcare access for east Manatee County residents. The site is less than a mile north of Bellasol Waterfront Villas A C.
New Wimauma middle school under construction, to open August 2027
A new grades 6 through 8 school on West Lake Drive in Wimauma is under construction, and the school board is set to choose its name from three finalists. It is intended as a pathway to Aquilla J. Morgan High School. Districtwide enrollment fell from 183,015 to 171,553 over the last year.
Why it matters: A new public middle school adds local school capacity in one of southern Hillsborough's fastest-growing areas. The project is about 17 miles north of Bellasol Waterfront Villas A C, elsewhere in Hillsborough County.
Tampa advances $1.999 million design contract for Picnic Island coastal restoration
Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.
Why it matters: Shoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The project is about 28 miles north of Bellasol Waterfront Villas A C, elsewhere in Hillsborough County.
New Interstate 75 interchange planned for Parrish area access
A new Interstate 75 interchange is being planned to improve access for the Parrish area, primarily located in Hillsborough County and connecting to Manatee County through a possible Fort Hamer Road extension. The project is in the planning phase.
Why it matters: Plans a new interstate interchange that would expand road capacity and connectivity for a growing area, potentially shaping future development patterns along the corridor. The project is about 9 miles north of Bellasol Waterfront Villas A C, elsewhere in Hillsborough County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Apollo Beach-HBAssigned elementary school · Hillsborough County School District
GRADEC
Eisenhower-HBAssigned middle school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
GRADEB
Lennard-HBAssigned high school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 1003 Bellasol Way #9202, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2008 (18 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 1,974 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,248/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 19, 2026)
Comparable sales
Stellar MLS closed sales within about 10 miles in Hillsborough County, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1003 Bellasol Way #9202 and when was it built?
Per the listing record, 1003 Bellasol Way #9202 was built in 2008 and has 1,974 sq ft of living area, 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1003 Bellasol Way #9202 in?
1003 Bellasol Way #9202 is in Bellasol Waterfront Villas A C in Apollo Beach, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Why might property taxes on 1003 Bellasol Way #9202 differ from the current owner's?
The estimate on this page (about $6,248 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1003 Bellasol Way #9202 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
