Front elevation10531 MIRACLE LANE, NEW PORT RICHEY, FL 34654
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 10, 2026, 10531 Miracle Lane in Reserve At Golden Acres, New Port Richey is listed at $560,000 (2,032 sq ft, about $276 per sq ft). It came to market within the past week. Listing facts: built in 2002, a private pool, HOA dues of $135/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2002 · 24 yrs
- 2,032 sq ft of living area
- 3-car garage
- New to market
- HOA $135/mo (per listing)
This home’s history
- 2002BuiltPer public record
- Aug 29, 2026First trackedObserved at $560,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,894/mo 77%
- Taxes $490/mo 13%
- Insurance $241/mo 6%
- HOA $135/mo 4%
$3,760/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $276 per square foot, about in line with the community’s $276 median. RESERVE AT GOLDEN ACRES’s 12-month median sold price per square foot is $276. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
WELCOME TO YOUR EXECUTIVE HOME at 10531 Miracle Ln, New Port Richey in the UPSCALE gated community of Reserve at Golden Acres. This CUSTOM-BUILT model features 3 bedrooms, 3 bathrooms & 3 car garage on a PREMIUM LOT of 1.22 acres with pond & conservation views. This MAGNIFICENT ESTATE HOUSE has 2,032 heated sqft & a SPRAWLING 4,029 total sqft!
SPLENDID exterior features are like NEW roof (12/2021), octagonal AMISH-BUILT GAZEBO with screening, wood deck, power, rope lighting & ceiling fan, LUSH tropical landscaping, carriage lights, expansive & pavered driveway & walkway, accent lighting & security system. Your GORGEOUS home features a REFRESHING, IN-GROUND, GAS-HEATED, SWIMMING POOL & SPA with FOUNTAIN within a HUGE pavered & screened lanai. Enjoy the enclosed patio with glass windows over the screens, ceiling fan, privacy rolling shades for the windows & portable AC unit which conveys with the sale.
Walking past the STATELY pair of porch columns & stepping through the tall glass double doors, you'll LOVE how BRIGHT & CHEERY everything feels with NATURAL SUNSHINE streaming through the multiple windows ILLUMINATING the interior. The windows feature CUSTOM WOOD PLANTATION SHUTTERS for a truly ELEGANT TOUCH. You'll MARVEL at the volume ceilings, plentiful lights & ENGINEERED PECAN HARDWOOD FLOORS in the primary bedroom, living & dining rooms.
The kitchen, bathrooms, dinette & laundry rooms feature ceramic tile floors. The OPEN CONCEPT PLAN consists of the foyer, kitchen, breakfast nook & formal dining & living rooms. The GOURMET kitchen features stainless steel appliances: like new fridge (2025), BRAND NEW DISPOSAL (8/2026), microwave, range & Bosch dishwasher.
Additionally, there are PREMIUM wood cabinets with upper & lower trim & hardware, tile backsplash, GRANITE counters, WALK-IN pantry & breakfast bar. Enjoy a casual meal in the dinette with pretty chandelier or utilize the formal dining room for entertaining. Create memories in the SPACIOUS living room with double-tray ceiling.
After a long day, retreat to the EXQUISITE primary bedroom suite with private bathroom. The primary bedroom can easily accommodate king size furniture & has dual closets (1 walk-in & 1 built-in) & ceiling fan. The private bathroom consists of dual sinks, granite counters, linen closet, upper shelving, private toilet room, garden soaking tub & a separate step-in shower with shower bench.
Two more bedrooms are located on the opposite wing of the home & have their own bathroom. These bedrooms are equal in size & have a ceiling fan & built-in closets. The bedroom which is currently set up as an office has a SUPER COOL CORK FLOOR!
The bathroom located by this office consists of tub/shower combo, cultured marble counter, cabinet storage & a linen closet in the hall. The third bathroom with shower is a true POOL BATH with direct access to the pool area. MORE THINGS TO LOVE ABOUT YOUR NEW HOME ON MIRACLE LN: dedicated laundry room with cabinets & utility sink, Water heater (11/2023), water softener system, crown moldings throughout the home, all base & crown moldings & doors painted in 2025, archway entrances into the rooms, house wired for security, sprinklers/irrigation around the property on county water, oversized garage & 2 vinyl tool sheds on the property convey.
Close to VIBRANT amenities like restaurants, beaches, shopping plazas, medical facilities, airport, places of worship & tourist attractions, makes this location IDEAL! MAKE THIS YOUR FUTURE HOME!
Description provided by FUTURE HOME REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $560,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $135/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 2821 active listings competing, 790 under contract
For reference, this home is listed at $560,000 ($276/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,032 sq ft × $243–$309/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 10, 2026.
Similar homes for sale near RESERVE AT GOLDEN ACRES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by FUTURE HOME REALTY · MLS # W7889032
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Recent sales activity in RESERVE AT GOLDEN ACRES
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the RESERVE AT GOLDEN ACRES neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Explore Pasco County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 10531 Miracle Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2002 (24 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $135/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 2,032 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,880/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 10, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 10, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 10531 Miracle Lane and when was it built?
Per the listing record, 10531 Miracle Lane was built in 2002 and has 2,032 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 10531 Miracle Lane in?
10531 Miracle Lane is in Reserve At Golden Acres in New Port Richey, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Reserve At Golden Acres from the same MLS data.
Does 10531 Miracle Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $135 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 10531 Miracle Lane differ from the current owner's?
The estimate on this page (about $5,880 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 10531 Miracle Lane in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 10531 MIRACLE LANE in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.