1076 Kistna Drive, Zephyrhills, FL 33540
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 20, 2026, 1076 Kistna Drive in Riverwood Estates, Zephyrhills is listed at $449,900 (2,586 sq ft, about $174 per sq ft). It came to market within the past week. Listing facts: new construction, waterfront, HOA dues of $75/mo, a CDD assessment of about $2,397/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- CDD assessment ~$2,397/yr
- New construction — built 2025
- 2,586 sq ft of living area
- 2-car garage
- Listed at $449,900 — recent neighborhood median sale price ~$464,000 (nearby sales; deemed reliable, not an appraisal)
- Active listing
- HOA $75/mo (per listing)
About this home
BREATHTAKING VIEWS FROM THIS IMMACULATELY WELL APPOINTED 2025 NEW BUILD w/AMAZING FULLY FENCED POND VIEW HOMESITE! Featuring 5 Full BEDROOMS, (1 DOWN & 4 UP) 3 FULL BATHROOMS, + HUGE BONUS ROOM, OVERSIZED 2 CAR GARAGE w/NEW EPOXY FLOORS. Upscale PULTE Built HOME in Established RIVERWOOD Community.
COMPLETELY OPEN CONCEPT FLOOR PLAN makes FANTASTIC use of space w/Spacious 1st-FLOOR BEDROOM w/Walk in Closet & FULL BATH, MASSIVE LIVING/DINING & KITCHEN AREA w/CONVENIENT FLOOR ELECTRICAL OUTLET FOR LAMPS & POWERED RECLINERS!! Versatile BONUS AREA UPSTAIRS, LARGE 2nd-floor LAUNDRY ROOM w/Washer & Dryer INCLUDED! WONDERFUL LARGE COVERED LANAI, Entry Foyer MUD AREA Features a Large Coat Closet & Extra Walk In Storage Closet Under the Stairs.
The DESIGNER KITCHEN showcases a LARGE CENTER ISLAND, Modern WOOD CABINETS w/CROWN MOLDING, New Cabinet HARDWARE, CHARMING WINDOW KITCHEN WINDOW OVER THE SINK, UPSCALE QUARTZ COUNTERTOPS THROUGHOUT, LARGE Double Door CLOSET PANTRY, BEAUTIFUL GAS STAINLESS STEEL APPLIANCES, Microwave VENTED TO THE OUTSIDE, Refrigerator, Dishwasher, GAS Range & WASHER/GAS DRYER INCLUDED! USB CHARGING OUTLETS IN KITCHEN & PRIMARY SUITE, The Bathrooms are well appointed w/SOLID WOOD CABINETS, NEW HARDWARE & QUARTZ COUNTERTOPS. HUGE PRIMARY Suite, SPACIOUS WALK IN CLOSET & WALK IN LINEN CLOSET.
PRIMARY Bath features a LARGE WALK IN SHOWER W/GLASS ENCLOSURE, DUAL SINKS W/TALL COUNTERTOPS, BANK DRAWERS, PRIVATE COMMODE ROOM. 18”x18” CERAMIC TILE FLOORING in ALL THE MAIN LIVING & WET AREAS INCLUDING LAUNDRY ROOM and PLUSH Stain-Resistant Carpet in all the best areas like Bedrooms & BONUS AREA! Additional upgrades include WHOLE HOUSE 2' WOOD BLINDS, NEW LED Remote Control CEILING FANS IN OWNER'S SUITE, GREAT ROOM & BONUS ROOM, a Smart Home technology package w/optional Security System Monitoring & Video Doorbell ready for service.
MOTION SENSING GARAGE LIGHTS, WIFI ENABLED GARAGE DOOR so you can safely operate your garage door away from home. Enjoy all the benefits of New Construction WITH LOW ELECTRICITY BILLS IN THIS SUPER ENERGY EFFICIENT HOME w/SMART THERMOSTAT, UPGRADED INSULATION, DOUBLE PANE WINDOWS & DOORS, FRENCH DRAINS & GUTTERS! Ultra Fi Community Includes 1 GIG ULTRA HI/FI INTERNET & STREAM 60 CHANNELS OF CABLE Included IN THE DUES!!
This community, ideally located in Wesley Chapel area will feature a resort-style pool with an open cabana, a clubhouse, fitness center, nature trails, shared green spaces, lighted pickleball courts & a dog park! See the Williston floor plan attached for layout and design inspiration, this home has the layout you’ve been looking for and features a fresh never lived in advantage while being located in a maturely landscaped community with large sprawling oaks and well established trees. WHILE BEING SO CLOSE TO EVERYTHING Full of Unparalleled Options for Dining, Nightlife, Shopping, Entertainment and Top Medical Facilities.
Convenient to I 75 and SR 54 Corridor where you can enjoy the Shops at Wiregrass, The Tampa Premium Outlets, The Grove at Wesley Chapel with the NEW Krate Dining, Shopping and Entertainment Experience. The Largest Ice Rink in the Southern US, The First Outdoor Snow Park Snow Cat Ridge open during the winter with ice skating, tubing, dining & entertainment in the Igloo Village. Access to the Best Healthcare with Multiple Advent Health's, Moffitt Cancer Center, The VA Hospital & USF Health.
Enjoy Busch Gardens, The MOST BEAUTIFUL BEACHES IN FLORIDA & Downtown all from 1-75.
Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,492/mo 76%
- Taxes $394/mo 12%
- Insurance $121/mo 4%
- HOA $75/mo 2%
- CDD $200/mo 6%
$3,282/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 1076 Kistna Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| CDD / special assessments | About $2,397/yr, the figure on file for this community; the listing record does not state its own. |
|---|---|
| HOA dues | $75/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Pasco County is $1,659/yr (8,233 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote. |
| Roof and age | Built in 2025. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the RIVERWOOD ESTATES market
How this home is priced against recent nearby sales, and where RIVERWOOD ESTATES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2025BuiltPer public record
- Oct 21, 2026First seen on movewithmomentum.comObserved at $449,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $464,000 ($181/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,982 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.
Actual list price: $449,900 ($174/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 25% spread on the same house — here is what a model can't see:
- Condition & finishes — as new construction, builder upgrades and finish level aren't in the model.
- The lot — this listing is waterfront; water frontage is priced far off nearby averages.
- Carrying costs & concessions — this home carries HOA dues of $75/mo and a CDD assessment of about $2,397/yr; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- 1490 active listings competing, 411 under contract
- 4 closed here in the last 12 months
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 20, 2026.
The Momentum read
🟡 Asking $174 per square foot, about 4% below the community’s $181 median. RIVERWOOD ESTATES’s 12-month median sold price per square foot is $181. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by COLDWELL BANKER REALTY · MLS # TB8558240
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Every home on Kistna Drive: what is for sale, what sold and when, the homes and the communities along it.
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Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 1076 Kistna Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- HOA dues are listed at $75/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- A CDD assessment of about $2,397/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,586 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,724/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 20, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of October 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1076 Kistna Drive and when was it built?
Per the listing record, 1076 Kistna Drive was built in 2025 and has 2,586 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1076 Kistna Drive in?
1076 Kistna Drive is in Riverwood Estates in Zephyrhills, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1076 Kistna Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $75 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,397 per year; confirm the exact figure with the county.
Why might property taxes on 1076 Kistna Drive differ from the current owner's?
The estimate on this page (about $4,724 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 1076 Kistna Drive?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 1076 Kistna Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.