2 bedroom Townhouse at 11162 KAPOK GRAND CIRCLE, KAPOK GRAND, MADEIRA BEACH — photo 1Front elevation
2 bedroom Townhouse at 11162 KAPOK GRAND CIRCLE, KAPOK GRAND, MADEIRA BEACH — photo 2Living space
2 bedroom Townhouse at 11162 KAPOK GRAND CIRCLE, KAPOK GRAND, MADEIRA BEACH — photo 3Kitchen
2 bedroom Townhouse at 11162 KAPOK GRAND CIRCLE, KAPOK GRAND, MADEIRA BEACH — photo 4Owner's suite
2 bedroom Townhouse at 11162 KAPOK GRAND CIRCLE, KAPOK GRAND, MADEIRA BEACH — photo 5Exterior / yardView all 43 photos →
130 days on market Townhouse
$349,900
2-Bedroom Townhome in KAPOK GRAND

11162 KAPOK GRAND CIRCLE, MADEIRA BEACH, FL 33708

Townhouse in KAPOK GRAND, MADEIRA BEACH · No CDD
KAPOK GRAND · MADEIRA BEACH, FL 33708 · Pinellas
Listing data updated July 25, 2026 · refreshed twice daily
2Bedrooms
2.5Bathrooms
1,332Sq Ft
2001Year Built
$263Per Sq Ft
1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
13% above
$/sq ft vs community
$263 here vs $232 median sold (12 mo)
Buyer leverage
Strong buyer advantage
130 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~11 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 5
Price vs recent sales
Asking $350k tops 2 of the last 5 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 1,332 sq ft of living area
  • 1-car garage
  • Listed at $349,900 — recent neighborhood median sale price ~$353,750 (nearby sales; deemed reliable, not an appraisal)
  • 130 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Kapok Grand

Pricing & the Kapok Grand market

How this home is priced against recent nearby sales, and where Kapok Grand has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales11246 KAPOK GRAND CIRCLE11246 KAPOK GRAND CIRCLE: $221/sq ft$22111135 KAPOK GRAND CIRCLE11135 KAPOK GRAND CIRCLE: $225/sq ft$22511260 KAPOK GRAND CIRCLE11260 KAPOK GRAND CIRCLE: $240/sq ft$24011266 KAPOK GRAND CIRCLE11266 KAPOK GRAND CIRCLE: $252/sq ft$25211142 KAPOK GRAND CIRCLE11142 KAPOK GRAND CIRCLE: $257/sq ft$257This homeThis home: $263/sq ft$263Community median $232

Price vs. size in Kapok Grand

Each dot is a closed sale since 2012 (39 total). This home is the gold marker.

$149k$337k$525k1,3011,5911,881This home: $349,900, 1,332 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $263/sq ft.

$114$200$2872015: $13020152016: $16220162017: $17020172025: $27020252026: $2322026

Median sale price by year

12-month median closed price, 2015–2026.

$174k$324k$473k2015: $203k20152016: $250k20162017: $264k20172025: $444k20252026: $354k2026
Property timeline

This home’s history

  • 2001BuiltPer public record
  • Jul 10, 2026First trackedObserved at $349,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,282/mo
  • Principal & interest $1,773/mo 78%
  • Taxes $306/mo 13%
  • Insurance $153/mo 7%
  • HOA $50/mo 2%

$2,282/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Flood safety (90), Pricing power (79)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area17
This home $263/sq ft vs the community 12-month median $232/sq ft.
Affordability52
List price $349,900 vs the community median $353,750. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2001 build. Obtain a property-specific quote.
Market liquidity15
Community median 126 days on market, ~12.0 months of supply (12-month record).
Renovation upside28
From a 2001 build and $263/sq ft vs the community median $232/sq ft. Not a condition assessment.
Buyer competition40
60% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power79
Recent sales closed at about 92.2% of original asking (~7.8% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 130 days on market for this home, against a 126-day area median.Days on market:this home 130Area median:  126 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 15, 2026.

🟡 Asking $263 per square foot, about 13% above the community’s $232 median. Kapok Grand’s 12-month median sold price per square foot is $232. Median sold price per square foot is down 20.3% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

64% of homes in Kapok Grand are owner-occupied. An estimated 36% are non-owner-occupied, including 4% held in a company or trust and 19% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

Recent Kapok Grand sales closed near 92.2% of original asking. Cash paid for about 60% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 5 active listings in Kapok Grand, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Just 1.7 miles from Madeira Beach, this beautifully updated townhome in the gated community of Kapok Grand offers the perfect blend of modern updates, low-maintenance living, and peace of mind. Take advantage of a seller credit that can be used toward your closing costs or an interest rate buydown with an acceptable offer, making this move-in-ready home even more affordable. The completely redesigned kitchen (2026) was opened up to create the ideal entertaining space, featuring new granite countertops, a brand-new refrigerator, and an expanded breakfast bar overlooking the spacious dining and living areas.

Triple sliding glass doors fill the home with natural light and lead to a private screened lanai surrounded by lush greenery—perfect for morning coffee, evening relaxation, or enjoying Florida’s beautiful weather. Upstairs, both oversized bedrooms feature their own private en-suite bathrooms, offering an ideal layout for guests, roommates, families, or working from home. The primary suite is a true retreat with vaulted ceilings and a fully remodeled spa-inspired bathroom (2026) showcasing shaker cabinetry, matte black finishes, and a frameless glass walk-in shower.

The secondary suite includes dual closets and its own private bath, while the upstairs laundry adds everyday convenience. Major updates include luxury vinyl plank flooring (2025), a new A/C (2024), washer, dryer, dishwasher, and refrigerator. Even better, the home has no flood history and comes with low-cost transferable flood insurance, providing valuable long-term savings and peace of mind.

Residents of Kapok Grand enjoy a gated entrance, heated and chilled community pool, scenic walking trails, abundant guest parking, and an unbeatable location just minutes from Madeira Beach, Seminole City Center, shopping, restaurants, and everyday conveniences. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, this fully updated townhome offers the Florida lifestyle you’ve been looking for

Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$349,900
Bed / bath2 / 2.5
Living area1,332 sq ft
Year built2001
Property typeTownhouse
Garage1-car
MLS #TB8476757
Listing status130 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~11 ft
Windstorm exposureLow
CountyPinellas
Area listings5 active · 0 under contract
Estimated first-year tax~$3,674/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$263
Estimated monthly payment$2,282
Insurance (illustrative)$2k–$2k/yr
Messtimate range$299,700 – $335,664
Comparable-sales median$353,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of EXP REALTY LLC · Listing agent: Sky Silvennoinen · 888-883-8509Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$299,700the mess$335,664

Actual list price: $349,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 12% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 130 days on market vs. a 126-day community median
  • 5 active listings competing
  • 12.0 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $349,900 ($263/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,332 sq ft × $225–$252/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near KAPOK GRAND

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $349,900Momentum Realty · on market 130 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,674/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~11 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in KAPOK GRAND

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the KAPOK GRAND neighborhood guide for more.

Comparable sales found
5

Recent nearby closings in the data set.

Community median sale price
$353,750

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$232

Canonical 12-month median $/sq ft. Reference only.

Go deeper on KAPOK GRAND

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Orange Grove Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEB
Osceola Middle-PNAssigned middle school · Pinellas County School District · Grade B (Florida DOE 2025-26)
GRADEB
Seminole High-PNAssigned high school · Pinellas County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $232/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,604 – $2,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$728 – −$72At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 11162 KAPOK GRAND CIRCLE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.