5 bedroom Single Family Residence at 11508 OYSTER BAY CIRCLE, WATERS EDGE 02, NEW PORT RICHEY — photo 1Front elevation
5 bedroom Single Family Residence at 11508 OYSTER BAY CIRCLE, WATERS EDGE 02, NEW PORT RICHEY — photo 2Living space
5 bedroom Single Family Residence at 11508 OYSTER BAY CIRCLE, WATERS EDGE 02, NEW PORT RICHEY — photo 3Kitchen
5 bedroom Single Family Residence at 11508 OYSTER BAY CIRCLE, WATERS EDGE 02, NEW PORT RICHEY — photo 4Owner's suite
5 bedroom Single Family Residence at 11508 OYSTER BAY CIRCLE, WATERS EDGE 02, NEW PORT RICHEY — photo 5Exterior / yardView all 6 photos →
55 days on market Single Family Residence ▼ Price cut: $25,001 (9/2)
$699,999
5-Bedroom Pool Home in WATERS EDGE 02

11508 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654

Single Family Residence in WATERS EDGE 02, NEW PORT RICHEY · No CDD
WATERS EDGE 02 · NEW PORT RICHEY, FL 34654 · Pasco
Listing data updated September 12, 2026 · refreshed twice daily
5Bedrooms
4Bathrooms
3,612Sq Ft
2005Year Built
$194Per Sq Ft
Private pool3-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
7% above
$/sq ft vs community
$194 here vs $182 median sold (12 mo)
Buyer leverage
Balanced market
55 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~37 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 9
Price vs recent sales
Asking $700k tops 8 of the last 9 closed sales; also one of the largest homes here at 3,612 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 11508 Oyster Bay Circle in Waters Edge 02, New Port Richey is listed at $699,999 (3,612 sq ft, about $194 per sq ft). That is 41% above Waters Edge 02's median closed sale of $495,450 over the last 12 months (8 recorded sales). It has been 55 days on market, longer than the community's typical 27 days to contract. Listing facts: built in 2005, a private pool, HOA dues of $2/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2005 · 21 yrs
  • 3,612 sq ft of living area
  • 3-car garage
  • Listed at $699,999 — recent neighborhood median sale price ~$495,450 (nearby sales; deemed reliable, not an appraisal)
  • 55 days on market
  • HOA $2/mo (per listing)
Momentum Research · WATERS EDGE 02

Pricing & the WATERS EDGE 02 market

How this home is priced against recent nearby sales, and where WATERS EDGE 02 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales11238 BIDDEFORD PLACE11238 BIDDEFORD PLACE: $158/sq ft$15811144 OYSTER BAY CIRCLE11144 OYSTER BAY CIRCLE: $167/sq ft$16711126 BIDDEFORD PLACE11126 BIDDEFORD PLACE: $175/sq ft$17511623 MANISTIQUE WAY11623 MANISTIQUE WAY: $179/sq ft$1799144 TOPNECK STREET9144 TOPNECK STREET: $187/sq ft$187This homeThis home: $194/sq ft$19411532 MANISTIQUE WAY11532 MANISTIQUE WAY: $198/sq ft$198Community median $182

Price vs. size in WATERS EDGE 02

Each dot is a closed sale since 2009 (82 total). This home is the gold marker.

$0$450k$901k1,6292,8994,169This home: $699,999, 3,612 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $194/sq ft.

$71$151$2312015: $8920152016: $8720162017: $9520172018: $10620182021: $16120212022: $18120222023: $21620232024: $21020242025: $18620252026: $1822026

Median sale price by year

12-month median closed price, 2015–2026.

$175k$360k$544k2015: $248k20152016: $211k20162017: $252k20172018: $301k20182021: $390k20212022: $416k20222023: $454k20232024: $509k20242025: $430k20252026: $495k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 67 (hot).

2751752015: 3220152016: 3420162017: 4320172018: 4120182021: 6420212022: 7020222023: 6320232024: 5320242025: 3420252026: 672026
Property timeline

This home’s history

  • 2005BuiltPer public record
  • Aug 4, 2026First trackedObserved at $725,000
  • Sep 2, 2026Price cut$699,999
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,537/mo
  • Principal & interest $3,636/mo 80%
  • Taxes $612/mo 14%
  • Insurance $287/mo 6%
  • HOA $2/mo 0%

$4,537/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

50/100
Strongest on: Flood safety (95), Market liquidity (75)
0 limited50100 exceptional

50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area34
This home $194/sq ft vs the community 12-month median $182/sq ft.
Affordability0
List price $699,999 vs the community median $495,450. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~37 ft elevation. Verify the parcel with FEMA.
Insurance cost72
From FEMA Zone X and a 2005 build. Obtain a property-specific quote.
Market liquidity75
Community median 27 days on market, ~2.4 months of supply (12-month record).
Renovation upside23
From a 2005 build and $194/sq ft vs the community median $182/sq ft. Not a condition assessment.
Buyer competition57
43% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power62
Recent sales closed at about 95.6% of original asking (~4.4% below). More room below asking generally favors buyers.
Market timing33
Momentum Market Heat is 67/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.4 months of supply in the surrounding market and 55 days on market for this home, against a 27-day area median.Days on market:this home 55Area median:  27 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2026. As of August 2, 2026.

🟡 Asking $194 per square foot, about 7% above the community’s $182 median. WATERS EDGE 02’s 12-month median sold price per square foot is $182. Median sold price per square foot is up 15.3% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

82% of homes in WATERS EDGE 02 are owner-occupied. An estimated 18% are non-owner-occupied, including 10% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 429 homes matched. Community-level context.

Recent WATERS EDGE 02 sales closed near 95.6% of original asking. Cash paid for about 43% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2 active listings in WATERS EDGE 02, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

NEW PRICE! Exceptional Space, Flexibility & Resort-Style Living in Gated Waters Edge! Welcome to 11508 Oyster Bay Circle, an impressive 5-bedroom + office + bonus room, 4-bath pool home with TWO primary suites, a 3-car garage and more than 3,600 sq.

ft. of beautifully updated living space. Set on a desirable corner lot in the gated Waters Edge community, this Barrington model offers the space and versatility today's buyers are looking for—including an ideal layout for multigenerational living, extended family or guests.

Step inside to soaring ceilings, abundant natural light and an open, inviting floor plan designed for both everyday living and entertaining. New luxury vinyl plank flooring adds the warmth of hardwood with easy-care durability throughout the main living areas. At the heart of the home is the fully remodeled kitchen, featuring quartz countertops and backsplash, premium wood cabinetry, stainless steel appliances, center island, breakfast bar with designer pendant lighting and a generous walk-in pantry with custom shelving.

The kitchen flows seamlessly into the spacious living areas, where multiple sliding glass doors create effortless indoor-outdoor living. Outside, your private Florida retreat awaits. The screened paver lanai, newly resurfaced heated pool, and fully fenced backyard provide the perfect setting for morning coffee, weekend pool days, entertaining and year-round outdoor living.

The first-floor primary suite is a true retreat with tray ceilings, dual walk-in closets and a beautifully renovated spa-inspired bath featuring dual quartz vanities, soaking tub, custom tiled walk-in shower with glass enclosure, shiplap detailing and private water closet. The main level also includes a separate guest bedroom and full bath, dedicated office with French doors, formal dining room, breakfast nook, family room with dramatic stacked-stone feature wall and laundry room. Upstairs offers even more flexibility with a SECOND private primary suite and renovated en-suite bath, two additional oversized bedrooms, another full bath and a large bonus room—perfect for a media room, playroom, game room or second living area.

Additional features include a new water heater, new water softener, EV charging station, generator hookup, crown molding, 4-inch baseboards, landscape lighting, tile roof, stacked-stone exterior accents, tropical landscaping and an expansive driveway with a 3-car garage. Living in Waters Edge means enjoying resort-style amenities right outside your door, including a clubhouse, community pool, splash pad, fitness center, basketball and pickleball courts, fishing pier and gated security. HOA benefits also include reclaimed irrigation, cable, high-speed internet, trash and recycling.

Conveniently located near shopping, dining, medical facilities, schools, parks and golf with easy access to the Suncoast Parkway, this home delivers something increasingly difficult to find: exceptional square footage, flexible living space, a private pool, 3-car garage and resort-style community amenities—all in one property. If space, versatility and Florida lifestyle are on your wish list, 11508 Oyster Bay Circle deserves to be at the top of your list. Schedule your private showing today.

Description provided by KELLER WILLIAMS ST PETE REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$699,999
Bed / bath5 / 4
Living area3,612 sq ft
Year built2005
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #TB8527308
Listing status55 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~37 ft
Windstorm exposureLow
CountyPasco
Area listings2 active · 0 under contract
Estimated first-year tax~$7,350/yr
CDD assessmentNone on record
HOA (per listing)$2/mo

Calculated estimates

Price per sq ft$194
Estimated monthly payment$4,537
Insurance (illustrative)$2k–$5k/yr
Messtimate range$603,204 – $675,444
Comparable-sales median$495,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Listing agent: Tricia Dooley · 727-894-1600Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$603,204the mess$675,444

Actual list price: $699,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 12% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $2/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 55 days on market vs. a 27-day community median
  • 3 active listings competing
  • 2.4 months of supply
  • 9 closed here in the last 12 months

For reference, this home is listed at $699,999 ($194/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,612 sq ft × $167–$187/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near WATERS EDGE 02

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $699,999Momentum Realty · on market 55 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,350/yr

A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$2/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~37 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

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Listed by KELLER WILLIAMS ST PETE REALTY · MLS # TB8527308

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or call (904) 351-6461
Market data · public records

Recent sales activity in WATERS EDGE 02

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WATERS EDGE 02 neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$495,450

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$182

Canonical 12-month median $/sq ft. Reference only.

Go deeper on WATERS EDGE 02

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent Waters Edge 02 news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Development

Pomelo Square mixed-use community advances in Wesley Chapel

Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.

Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 18 miles east of Waters Edge 02, elsewhere in Pasco County.

Florida YIMBY

Apr 2026 · Development

New mixed-use development planned on State Road 52 in central Pasco

A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 10 miles east of Waters Edge 02.

Tampa Bay Times

Jan 2026 · Development

Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 6 miles east of Waters Edge 02.

WUSF

Jan 2026 · Development

Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The project is about 18 miles east of Waters Edge 02, elsewhere in Pasco County.

HCO News

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Cypress Elementary-POAssigned elementary school · Pasco County School District · Grade C (Florida DOE 2025-26)
GRADEA
River Ridge Middle-POAssigned middle school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
River Ridge High-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $182/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,208 – $4,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,423 – −$109At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 11508 Oyster Bay Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $2/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 3,612 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,350/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 11508 Oyster Bay Circle and when was it built?

Per the listing record, 11508 Oyster Bay Circle was built in 2005 and has 3,612 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 11508 Oyster Bay Circle in?

11508 Oyster Bay Circle is in Waters Edge 02 in New Port Richey, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Waters Edge 02 from the same MLS data.

Does 11508 Oyster Bay Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $2 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 11508 Oyster Bay Circle differ from the current owner's?

The estimate on this page (about $7,350 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 11508 Oyster Bay Circle in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 11508 OYSTER BAY CIRCLE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.