Single Family Residence in LAGO WHISPERS, THONOTOSASSA · No CDD
LAGO WHISPERS · Thonotosassa, FL 33592 · Hillsborough
Listing data updated September 26, 2026 · refreshed twice daily
6Bedrooms
7.5Bathrooms
10,541Sq Ft
2004Year Built
$465Per Sq Ft
WaterfrontPrivate pool8-car garageNo CDDFEMA Zone X6 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$465 here vs $465 median sold (12 mo)
Buyer leverage
Balanced market
1 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~58 ft elevation
$17k–$36k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 26, 2026, 11715 Taylor Road in Lago Whispers, Thonotosassa is listed at $4,900,000 (10,541 sq ft, about $465 per sq ft). It came to market within the past week. Listing facts: built in 2004, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2004 · 22 yrs
10,541 sq ft of living area
8-car garage
New to market
HOA ~$50/mo (estimate; confirm)
Property timeline
This home’s history
2004BuiltPer public record
Jul 10, 2026First trackedObserved at $4,900,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$32,537/mo
Principal & interest $26,159/mo80%
Taxes $4,288/mo13%
Insurance $2,041/mo6%
HOA $50/mo0%
$32,537/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Strongest on: Flood safety (95), Insurance cost (72)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area50
This home $465/sq ft vs the community 12-month median $465/sq ft.
Affordability50
List price $4,900,000 vs the community median $4,900,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~58 ft elevation. Verify the parcel with FEMA.
Insurance cost72
From FEMA Zone X and a 2004 build. Obtain a property-specific quote.
Renovation upside24
From a 2004 build and $465/sq ft vs the community median $465/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $465 per square foot, about in line with the community’s $465 median. Lago Whispers’s 12-month median sold price per square foot is $465. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
80% of homes in Lago Whispers are owner-occupied. An estimated 20% are non-owner-occupied, including 20% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 18 homes matched. Community-level context.
What’s unique here: one of only 1 active listings in Lago Whispers, no CDD assessment.
Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Be the King and Queen of your Tropical Waterfront Estate - This 8+ acre Resort Style Oasis will give you the quality of life you deserve! Pull in through the private electric gates to this majestic estate. The 5 Bedrooms and 6 1/2 Baths will keep the family and guests happy in the mainhouse.
There is an additional Detatched In-Laws Quarters/ Guest House with Full Bedroom, Bathroom, Kitchen/LR. In the main house Large windows open the view of the pool and lakefrontage. The Heated Salt Water Pool and Spa with fountains wrapped with a luxury pool deck covered in pavers leading to the outdoor kitchen.
Perfect for small or large parties! There is also a separate guest house that would make a great in-laws quarters. Privacy, distinction, and class!
Live a little! Lake Thonotosassa is the largest lake in Hillsborough County. Bring your Boats, Jetskis, ATV's, Cars, Dogs, and Farm Animals.
There is plenty of space for all your toys in the 50x100 4 bay warehouse/shop. There is also a 4 car adjoining garage for your families daily vehicles. The boat dock has 3 boat slips.
The property is already greenbelt approved giving significant tax advantages! The property is only 15 minutes from Tampa and i-75, and even closer to I-4. NO HOA to tell you what you can and cannot do.
Be your own boss! Seller Financing Considered with 1/2 Down.
All 6 photos
Description provided by LUXURY ORLANDO REAL ESTATE and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$4,900,000
Bed / bath6 / 7.5
Living area10,541 sq ft
Year built2004
Property typeSingle Family Residence
Garage8-car
PoolYes
MLS #S5149036
Listing statusNew — 1 day on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~58 ft
Windstorm exposureLow
CountyHillsborough
Area listings1 active · 0 under contract
Estimated first-year tax~$51,450/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$465
Estimated monthly payment$32,537
Insurance (illustrative)$17k–$36k/yr
Comparable-sales median$4,900,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of LUXURY ORLANDO REAL ESTATE · Listing agent: Anthony Giuffrida, PA · 407-705-7634Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$4,311,269the mess$5,491,861
Actual list price: $4,900,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
1 active listing competing
For reference, this home is listed at $4,900,000 ($465/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 10,541 sq ft × $409–$521/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 26, 2026.
Keep looking
Similar homes for sale near LAGO WHISPERS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
10641 Broadland Pass, THONOTOSASSA · $4,070,000 · 5 bd / 5.0 ba · listed September 24, 2026 (courtesy of CURB AND KEY REALTY LLC)
9646 Troncais Circle, THONOTOSASSA · $499,000 · 5 bd / 3.0 ba · listed September 24, 2026 (courtesy of MCBRIDE KELLY & ASSOCIATES)
10932 Flint Estates Drive, THONOTOSASSA · $1,900,000 · 5 bd / 5.5 ba · listed September 21, 2026 (courtesy of IMPACT REALTY TAMPA BAY)
11617 Grovewood Avenue, THONOTOSASSA · $315,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of NORTHSTAR REALTY PROFESSIONALS)
10501 Broadland Pass, THONOTOSASSA · $2,000,000 · 5 bd / 4.5 ba · listed September 15, 2026 (courtesy of KELLER WILLIAMS SUBURBAN TAMPA)
10507 Main Street, THONOTOSASSA · $225,000 · 1 bd / 1.5 ba · listed September 13, 2026 (courtesy of LPT REALTY, LLC)
Transparency
Price & listing history
Listed for $4,900,000Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$51,450/yr
A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$17k–$36k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~58 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 11715 TAYLOR ROAD?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by LUXURY ORLANDO REAL ESTATE · MLS # S5149036
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Market data · public records
Recent sales activity in LAGO WHISPERS
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LAGO WHISPERS neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$4,900,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$465
Canonical 12-month median $/sq ft. Reference only.
Go deeper on LAGO WHISPERS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
Why it matters: Adds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 6 miles south of Lago Whispers, elsewhere in Hillsborough County.
New Interstate 75 interchange planned for Parrish area access
A new Interstate 75 interchange is being planned to improve access for the Parrish area, primarily located in Hillsborough County and connecting to Manatee County through a possible Fort Hamer Road extension. The project is in the planning phase.
Why it matters: Plans a new interstate interchange that would expand road capacity and connectivity for a growing area, potentially shaping future development patterns along the corridor. The project is about 29 miles south of Lago Whispers, elsewhere in Hillsborough County.
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
Why it matters: Adds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The site is about 1 mile west of Lago Whispers.
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
Why it matters: Introduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 3 miles southeast of Lago Whispers, elsewhere in Hillsborough County.
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Hillsborough County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$22,458 – $32,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$10,690 – −$1,502At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 11715 Taylor Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 10,541 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $51,450/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
Stellar MLS, refreshed twice daily (last: September 26, 2026)
Community market stats
Stellar MLS closed sales, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 11715 Taylor Road and when was it built?
Per the listing record, 11715 Taylor Road was built in 2004 and has 10,541 sq ft of living area, 6 bedrooms and 7.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 11715 Taylor Road in?
11715 Taylor Road is in Lago Whispers in Thonotosassa, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Lago Whispers from the same MLS data.
Does 11715 Taylor Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 11715 Taylor Road differ from the current owner's?
The estimate on this page (about $51,450 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 11715 Taylor Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 11715 TAYLOR ROAD in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
