2 bedroom Single Family Residence at 11749 BITOLA DRIVE, ESPLANADE/STARKEY RANCH PH 1, ODESSA — photo 1Front elevation
New — 1 days on market Single Family Residence
$609,000

11749 BITOLA DRIVE, ODESSA, FL 33556

Single Family Residence in ESPLANADE/STARKEY RANCH PH 1, ODESSA · No CDD · FEMA Zone X
ESPLANADE/STARKEY RANCH PH 1 · ODESSA, FL 33556 · Pasco
Listing data updated July 8, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,859Sq Ft
2018Year Built
$328Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2018 · 8 yrs
  • 1,859 sq ft of living area
  • 2-car garage
  • $328/sq ft — compared with the displayed median of $289 from recent nearby sales
  • Listed at $609,000 — recent neighborhood median sale price ~$598,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $609,000, with 2 bedrooms and 2 bathrooms, and 1,859 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms2
Bathrooms2
Living area1,859 sq ft
Year built2018
Property typeSingle Family Residence

Financial

Est. monthly payment$3,953
Est. taxes / yr~$6,394
Est. insurance / yr~$2,328
HOA$50/mo
CDDNone on record
Price / sq ft$328

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,328/yr

Market

Days on market1
Neighborhood median DOM77
Active listings (area)4
Months of supply1.4
Comparable-sales median$598,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$2,328/yr
Estimated homeowners premium; get a real quote.
Months of supply
1.4 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
52/100
Balanced market — from supply, under-contract share, and days on market.

Estimated monthly payment

$3,953/mo
  • Principal & interest $3,176/mo 80%
  • Taxes $533/mo 13%
  • Insurance $194/mo 5%
  • HOA $50/mo 1%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

54/100
Strongest on: Flood safety (95), Insurance cost (80)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area16
This home $328/sq ft vs area median $289/sq ft from recent nearby sales.
Affordability47
List price $609,000 vs area median $598,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2018 build. Obtain a property-specific quote.
Market liquidity61
Area median 77 days on market, ~1.4 months of supply.
Investment metrics67
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2018 build and $328/sq ft vs area $289/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$609,000
List price
As listed in the MLS
2 / 2
Bed / bath
Per the listing
1,859
Living area
Sq ft (approx.)
$328
Price / sq ft
List ÷ living area

The home

Year built2018
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$6,394/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of RE/MAX CHAMPIONS · Listing agent: Kristy Thurber · 727-807-7887Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Price benchmark

Pricing & market trend in ESPLANADE/STARKEY RANCH PH 1

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales11658 CALLISIA DRIVE11658 CALLISIA DRIVE: $274/sq ft$27411477 BITOLA DRIVE11477 BITOLA DRIVE: $276/sq ft$27611740 BITOLA DRIVE11740 BITOLA DRIVE: $289/sq ft$28911426 JUGLANS DRIVE11426 JUGLANS DRIVE: $310/sq ft$310This homeThis home: $328/sq ft$32811470 BITOLA DRIVE11470 BITOLA DRIVE: $337/sq ft$337Median $289

Recent sold prices in this community

$530,000$725,500$921,000Mar 2026: $598,000Mar 2026: $667,000Apr 2026: $921,000Apr 2026: $530,000May 2026: $780,000Jun 2026: $580,000This home (list price): $609,000This homeMar 2026Jun 2026
The Messtimate™

The Messtimate: $513,084 – $576,290

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$513,084the mess$576,290

Actual list price: $609,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 12% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a ~77-day neighborhood median
  • 4 active listings competing in ESPLANADE/STARKEY RANCH PH 1
  • 4 under contract now
  • 50% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 1.4 months of supply (one market-context metric; should not be used alone)
  • 34 closed here in the last 12 months

For reference, this home is listed at $609,000 ($328/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,859 sq ft × $276–$310/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 8, 2026.

Property timeline

This home’s history

  • 2018BuiltPer public record
  • Jul 2, 2026First trackedObserved at $609,000
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,791 – $4,060/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,243 – −$101At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$609,000
Bed / bath2 / 2
Living area1,859 sq ft
Year built2018
Property typeSingle Family Residence
MLS #W7886826
Listing statusNew — 1 days on market
Days on market1

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyPasco
Estimated first-year tax~$6,394/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$328
Estimated monthly payment$3,953
Estimated insurance~$2,328/yr
Messtimate range$513,084 – $576,290
Comparable-sales median$598,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$3,953
Principal & interest$3,176
Property tax$533
Insurance$194
CDD assessment$0
HOA$50
PMI$0

Down payment $121,800 · Loan $487,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$6,394/yr

The seller likely pays less due to the homestead cap. At a $609,000 purchase, expect your first full-year Pasco bill near $6,394 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$2,328/yr

Estimate for a 2018 build in Pasco. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in ESPLANADE/STARKEY RANCH PH 1

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ESPLANADE/STARKEY RANCH PH 1 neighborhood guide for more.

Comparable sales found
5

Recent nearby closings in the data set.

Median sale price (set)
$598,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$289

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$328

List price divided by living area. Provided as data, not a value judgment.

Go deeper on ESPLANADE/STARKEY RANCH PH 1

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Starkey Ranch K-8Assigned elementary school · Pasco County School District
Starkey Ranch K-8Assigned middle school · Pasco County School District
River Ridge High-POAssigned high school · Pasco County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $289/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near ESPLANADE/STARKEY RANCH PH 1

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Under contract-accepting backup offers. STUNNING and full of value is this Taylor Morrison one-level residence located in the gated community of Esplanade at Starkey Ranch. Situated on 0.21 acres on a cul-de-sac, watch sand hill cranes, herons, egrets, wood storks and roseate spoonbills walk around the gorgeous POND views. HURRICANE IMPACT WINDOWS/DOORS. Exterior mediterranean style with stone details and TILE roof, immediately catches your eye with the colorful landscaping and well manicured lawn. Fresh exterior paint in 2026. Covered front entrance invites you into this efficient floor plan. Tall ceilings, 8 ft doors throughout, UPGRADED 22" modern style floor tiles throughout- NO CARPET. Ample storage in every room. Beautifully crafted crown molding added to the foyer, living room and primary suite. Bedroom one is located up front with space for a queen bed and has natural light through the picturesque windows. It is conveniently located near a full bathroom with tub/shower combo. Laundry room includes a GE washer/dryer and is accompanied by built-in cabinets, extra counter tops and an extra deep utility sink. Flex room with pocket door is the perfect opportunity to use as an office, den or craft room. Entering the heart of the home, the living room, dining space, and kitchen all open up so entertaining and conversing can be easy. The living room has a floor outlet, the dining space is massive for large get-togethers, and the kitchen has been designed fantastically! REAL WOOD cabinets have been added in a warm traditional color, with soft close, a unique yet modern custom backsplash is in place, Cambria quartz counter tops and MASSIVE center island provides even more storage all around it! Stainless steel appliances, GAS range, microwave upgraded in 2026. Ceilings fans is every room. Surround sound in living space. The primary suite is tucked away offering peace and quietness. It has 2 walk-in closets, beautiful window views to the pool, a tray ceilings, and an ensuite for relaxing and pampering yourself. Frameless glass shower doors and jetted tub, dual sinks, and Cambria quartz counters. HURRICANE- PROOF double slider doors open up to your EXTENDED outdoor sanctuary. All screened-in, you have a covered lounge area for relaxing, reading, drinking morning coffee, or whatever your lifestyle calls for. The heated saltwater pool and spa is so inviting. Here you have a built-in shelf, 2 bubblers, and an umbrella holder for shade cover. Gas stub-out for future kitchen dreams. New salt cell and pool pump in 2026 leaves you nothing to worry about. Two car garage is clean and has has a fresh coat of epoxy flooring applied. New garage door springs. Pre-plumbed water softener loop in garage. TAEXX pest control system. Lanai and driveway pavers resealed in 2026. The VALUE, convenience, location and possibilities are outstanding for this home. Esplanade provides LOW-MAINTENANCE resort-style living and provides a beautiful clubhouse/fitness center, tennis courts, bocce ball, parks, pool, basketball courts and so much more. Starkey Ranch provides a public library, a district park for sporting events, parks, dog parks, 3 community pools all which Esplanade residents get to use as well! Near medical, grocery, restaurants, shopping and entertainment. A-rated schools to include the Starkey Ranch K8 school. Easy travel to Tampa International & Clearwater International airports. Click on video to view more.

Description provided by RE/MAX CHAMPIONS and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms2
  • Bathrooms2
  • Living area1,859 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built2018
  • Age8 yrs

Listing

  • MLS #W7886826
  • StatusPending
  • Days on market1
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $609,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 11749 BITOLA DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.