11862 LAKE LUCAYA DRIVE, RIVERVIEW, FL 33579
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 14, 2026, 11862 Lake Lucaya Drive in Lucaya Lake Club Ph 2F, Riverview is listed at $600,000 (3,092 sq ft, about $194 per sq ft). That is 21% above Lucaya Lake Club Ph 2F's median closed sale of $493,900 over the last 12 months (37 recorded sales). It has been 74 days on market, longer than the community's typical 35 days to contract. Listing facts: built in 2017, a private pool, HOA dues of $126/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2017 · 9 yrs
- 3,092 sq ft of living area
- 3-car garage
- 74 days on market
- HOA $126/mo (per listing)
Pricing & the LUCAYA LAKE CLUB market
How this home is priced against recent nearby sales, and where LUCAYA LAKE CLUB has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in LUCAYA LAKE CLUB
Each dot is a closed sale since 2015 (266 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $194/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2016–2026. Now 50 (normal).
This home’s history
- 2017BuiltPer public record
- Jul 10, 2026First trackedObserved at $650,000
- Aug 4, 2026Price cut$600,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,116/mo 79%
- Taxes $525/mo 13%
- Insurance $195/mo 5%
- HOA $126/mo 3%
$3,963/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.3 months of supply in the surrounding market and 74 days on market for this home, against a 35-day area median.Days on market:this home 74Area median: 35 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. As of August 2, 2026.
🟡 Asking $194 per square foot, about in line with the community’s $196 median. LUCAYA LAKE CLUB’s 12-month median sold price per square foot is $196. Median sold price per square foot is up 16.6% year over year. Confidence: Very High · 37 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
72% of homes in LUCAYA LAKE CLUB are owner-occupied. An estimated 28% are non-owner-occupied, including 3% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 857 homes matched. Community-level context.
Recent LUCAYA LAKE CLUB sales closed near 96.4% of original asking. Cash paid for about 10% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 15 active listings in LUCAYA LAKE CLUB, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Under contract-accepting backup offers. Welcome to this stunning Estero Bay home in the highly sought-after, double-gated side of Lucaya Lake Club — a resort-style community just one-third of a mile from PK-8 Collins Elementary. Offering 4 bedrooms, 2.5 bathrooms, separate dedicated office/bonus room/5th bedroom, a 3-car garage, and 3,092 sq.
ft. of meticulously upgraded living space, this home truly has it all. From the moment you arrive, the premium lot impresses with a paver driveway, upgraded landscaping with concrete curbing, and integrated French drains.
Step through the wrought iron glass front door into a grand interior with tile flooring throughout the first floor, soaring ceilings, 8-foot doors, and premium finishes. The open layout flows effortlessly from formal living and dining areas into a warm, inviting family room. The chef-inspired kitchen features stainless steel appliances, granite countertops, and extended cabinetry — perfect for a custom coffee bar or extra storage.
A flexible first-floor bonus room serves equally well as a private home office or guest suite. Upstairs, a massive loft offers endless possibilities as a game room, media space, or second living area. The Owner's Suite is a true sanctuary with an elegant tray ceiling, two spacious walk-in closets, and a spa-like en-suite bath with dual vanities, a soaking tub, and a separate shower.
Three additional generously sized bedrooms, a full bath, and a convenient laundry room complete the second floor. There is a custom built-in drop zone as you enter from the garage, perfect for backpacks, shoes, etc. This home delivers comfort and serious savings: Paid-in-full solar system — activated January 2026, producing an average of 61 kWh/day (up to 81 kWh/day), saving $250+/month ($3,000+ annually) at current TECO rates; includes a 10-year craftsmanship warranty and 25-year panel production warranty.
February-June 2026 the electric bill has averaged $21.79 compared to $320.81 February-June 2025. Upgraded 14" attic insulation, attic exhaust fan, and professionally tinted windows and doors for maximum climate control and a tankless water heater for endless hot water. Step outside to a fully fenced, expansive backyard built for year-round Florida entertaining.
A sparkling saltwater pool with a brand-new salt cell (installed April 2026) anchors the space, complemented by a screened paver lanai with custom remote-controlled sun shades. The 3-car garage is fully loaded with epoxy flooring, overhead storage racks, and a utility sink. Hurricane shutters provide total peace of mind.
Upgraded exterior paint July 2025 in Sherwin Williams Emerald Rain Refresh paint which is formulated so dirt washes away upon contact with rain or water for a clean, fresh look with minimal maintenance. Living in Lucaya Lake Club means a vacation lifestyle every day. Residents enjoy exclusive access to a 68-acre boatable lake, clubhouse, resort-style pool, splash pad, fitness center, and private beach area.
Ideally located south of Tampa, you're just minutes from Apollo Beach, MacDill AFB, Tampa International Airport, and world-class Gulf Coast beaches.
Description provided by CENTURY 21 EXECUTIVE TEAM and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $600,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $126/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 74 days on market vs. a 35-day community median
- 11 active listings competing, 9 under contract
- ≈4.3 months of supply
- 43 closed here in the last 12 months
For reference, this home is listed at $600,000 ($194/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,092 sq ft × $172–$220/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 14, 2026.
Similar homes for sale near LUCAYA LAKE CLUB PH 2F
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recently off market in LUCAYA LAKE CLUB PH 2F
- 11611 Gold Dust Court · 2026-09-10
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Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by CENTURY 21 EXECUTIVE TEAM · MLS # TB8513621
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Recent sales activity in LUCAYA LAKE CLUB PH 2F
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LUCAYA LAKE CLUB PH 2F neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on LUCAYA LAKE CLUB PH 2F
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 11862 Lake Lucaya Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2017: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $126/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 3,092 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,300/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, as of August 2, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 11862 Lake Lucaya Drive and when was it built?
Per the listing record, 11862 Lake Lucaya Drive was built in 2017 and has 3,092 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 11862 Lake Lucaya Drive in?
11862 Lake Lucaya Drive is in Lucaya Lake Club Ph 2F in Riverview, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Lucaya Lake Club Ph 2F from the same MLS data.
Does 11862 Lake Lucaya Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $126 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 11862 Lake Lucaya Drive differ from the current owner's?
The estimate on this page (about $6,300 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 11862 Lake Lucaya Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.