Single Family Residence in HIGHLAND RANCH ESPLANADE PH 2, CLERMONT
HIGHLAND RANCH ESPLANADE PH 2 · Clermont, FL 34715 · Lake County
Listing data checked against the MLS November 6, 2026 at 3:28 PM ET · rechecked hourly
Listed by RE/MAX SELECT GROUP (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
3Bathrooms
2,333Sq Ft
2018Year Built
$266Per Sq Ft
2-car garageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% above
$/sq ft vs community
$266 here vs $253 median sold (12 mo)
Buyer leverage
Balanced market
71 days on market
2.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~156 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
1197 Esperanza Ridge Road in Highland Ranch Esplanade Ph 2, Clermont is listed at $620,000 (2,333 sq ft, about $266 per sq ft). That is 18% above Highland Ranch Esplanade Ph 2's median closed sale of $527,500 over the last 12 months (34 recorded sales). It has been listed Aug 27, 2026, longer than the community's typical 41 days to contract. Listing facts: built in 2018, HOA dues of $460/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2018 · 8 yrs
2,333 sq ft of living area
2-car garage
Listed at $620,000 — recent neighborhood median sale price ~$527,500 (nearby sales; deemed reliable, not an appraisal)
listed Aug 27, 2026
HOA $460/mo (per listing)
Listing description
About this home
This FANTASTIC Lazio model is located within the highly regarded Gated 55+ Community of the Esplanade at Highland Ranch amongst the Hills of Clermont. Once inside, this is surely a home you can picture yourself being comfortable in. The Neutral Color Palette accents the OPEN SEE THROUGH floor plan with spacious room sizes and many Design and Structural Enhancements.
This 3 bedroom, 3 bath, 2,333 sq ft ONE STORY home offers the RARE EXTENDED KITCHEN OPTION with UPGRADED Slate Stainless Steel Appliances, Large Step-in Corner Pantry, Granite Countertops, Back Splash, Pendant Lighting over a LARGE ISLAND with BREAKFAST BAR allows for Plenty of work/prep area for holiday baking and get togethers. You'll also appreciate the 42" Solid Wood Cabinetry with UPGRADED Front Facing Island Cabinetry for Additional Storage. You are sure to be impressed with the GENEROUS size of the Primary Suite and Primary En-Suite offering a Large WALK-IN SHOWER, Comfort Height DOUBLE SINK Vanities, Separate Water Closet, Oversized WALK-IN CLOSET.
Bedroom 2 offers it's very own En-Suite with a WALK-IN Shower for the occasional overnight guests and a Walk-in Closet. Bedroom 3 is adjacent to Bathroom 3 for the convenience of your visitors. There is also an Additional Flex Space with Glass French Doors that can accommodate an Office/Den/Study or a Separate Sitting Room.
The LAUNDRY room has Upper Cabinetry for additional storage and a Sink for your Convenience. Additional UPGRADES are; FULL GLASS ENTRY DOOR with Matching Sidelights, Foyer Wainscoting, UPGRADED CERAMIC TILE in the main living areas, Floor Electrical Receptacle in Family Room, Upgraded Wall and Floor Tile in the Primary Bathroom, 10 FOOT CEILINGS and CROWN MOLDING, Upgraded Cabinetry, "A" Elevation with STONE ACCENTS, R-38 Ceiling Insulation, Ceiling Fans, EXTENDED UNDER ROOF SCREENED LANAI with Roll Down Shades, an OUTDOOR KITCHEN and a Beautiful VIEW of OPEN SPACE and NO IMMEDIATE REAR NEIGHBORS. The Esplanade at Highland Ranch offers RESORT STYLE Community Amenities to include a Clubhouse, Pool, Spa, Resistance Pool, Clay Tennis and Bocce' Courts, 4 Pickle Ball Courts (All Sports Courts are lighted for nighttime play), Fire Pit, Movement Studio, Several Clubs, Events, Activities, Billiards and more to enjoy.
Don't forget the DOG PARK for your furry family members too! The HOA includes Amenities, Full Time On-Site Community Manager and Lifestyle Director, Lawn/Shrub Care, Fertilizing, Mulching, Irrigation System Maintenance and much more. Close to the New Advent Health Hospital, SOUTH LAKE HOSPITAL, VA, Medical Offices, NTC (National Training Center), COSTCO, BJ's, Target, Publix, Sprouts, Discount Tire and many more stores are here for your SHOPPING needs.
Some of your DINING options are Amore', Carrabbas, Piesano's, Texas Roadhouse, Longhorn Steakhouse, Mission BBQ, Portillo's, Starbucks, Panera and the "New" Crooked Can are sure to peak your appetite. Miles of Biking/Walking Trails for your Outdoor Endeavors and a 15 minute drive to either Downtown Clermont or Winter Garden for more enjoyment and Farmers Market's. For your traveling convenience, The Esplanade at Highland Ranch is a few minutes to the Florida Turnpike where OIA and Attractions are about 35 minutes away, as well as Dr Phillips Famed Restaurant Row.
THIS HOME IS A MUST SEE! The Esplanade at Highland Ranch does NOT have a CDD.
All 73 photos
Description provided by RE/MAX SELECT GROUP and reproduced from the MLS; not independently verified.
Listing courtesy of RE/MAX SELECT GROUP · Listing agent: Mike Mondello · 407-352-5800Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$524,800the mess$617,900
Strong local evidence — built from 4 comparable closed sales in HIGHLAND RANCH ESPLANADE PH 2 (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 60 nearby closed sales.
Track record: across 2,806 recent closed sales we scored, the closed price landed inside the Messtimate range 66% of the time; median miss 8.9% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-06.
Actual list price: $620,000 ($266/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 18% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $460/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: listed Aug 27, 2026 on market vs. a 42-day community median
8 active listings competing, 1 under contract
≈2.7 months of supply
12 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4) + a local hedonic fit (60 sales); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 6, 2026.
How it stacks up
Comparable recent sales
4 closed sales in HIGHLAND RANCH ESPLANADE PH 2 in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$595,000
1172 ESPERANZA RIDGE ROAD, CLERMONT
3 / 3 bd/ba · 2,350 sq ft · $253/sq ft
Courtesy of RE/MAX SELECT GROUP · View details →
Sold Jun 2026
$595,000
1172 ESPERANZA RIDGE ROAD, CLERMONT
3 / 3 bd/ba · 2,350 sq ft · $253/sq ft
Courtesy of RE/MAX SELECT GROUP · View details →
Sold Aug 2026
$545,000
1192 ESPERANZA RIDGE ROAD, CLERMONT
2 / 2.5 bd/ba · 2,356 sq ft · $231/sq ft
Courtesy of RE/MAX SELECT GROUP · View details →
Sold Aug 2026
$545,000
1192 ESPERANZA RIDGE ROAD, CLERMONT
2 / 2.5 bd/ba · 2,356 sq ft · $231/sq ft
Courtesy of RE/MAX SELECT GROUP · View details →
Median of these 4 sales: $527,500 ($253/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$620,000
Bed / bath3 / 3
Living area2,333 sq ft
Year built2018
Property typeSingle Family Residence
Garage2-car
MLS #O6435455
Listing statuslisted Aug 27, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~156 ft
CountyLake
Area listings8 active · 3 under contract
Estimated first-year tax~$9,500/yr
CDD assessmentNone on record
HOA$460/mo
Calculated estimates
Price per sq ft$266
Estimated monthly payment$4,809
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$527,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,809/mo
Principal & interest $3,360/mo70%
Taxes $792/mo16%
Insurance $198/mo4%
HOA $460/mo10%
$4,809/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Lake County rate (16.65 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $4,225/yr ($352/mo) — taxable value $254,128 × 16.65 mills
$5,275 more each year
(+125%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$238,765
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$492,893
Market value
$304,850
Assessed
$254,128
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 1197 Esperanza Ridge Road
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $4,225/yr (certified county roll, taxable value × millage). Buy at the asking price of $620,000 and the first-year bill resets to about $9,500/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.65 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA dues
$460/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2018. An original roof is about 8 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.
Estimated carrying cost at the asking price, before the mortgage: about $1,398/month (tax $792, HOA $460, insurance $146). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$460/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~156 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Highland Ranch Esplanade
Pricing & the Highland Ranch Esplanade market
How this home is priced against recent nearby sales, and where Highland Ranch Esplanade has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Highland Ranch Esplanade
Each dot is a closed sale since 2015 (170 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $266/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2017–2026. Now 45 (normal).
Property timeline
This home’s history
2018BuiltPer public record
Aug 22, 2026First seen on our siteObserved at $620,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $620,000RE/MAX SELECT GROUP · listed Aug 27, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
59/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area37
This home $266/sq ft vs the community 12-month median $253/sq ft.
Affordability21
List price $620,000 vs the community median $527,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~156 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2018 build. Obtain a property-specific quote.
Market liquidity67
Community median 42 days on market, ~2.7 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.7% of original asking (~3.3% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 2.7 months of supply in the surrounding market and 71 days on market for this home, against a 42-day area median.Days on market:this home 71Area median: 42 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. As of September 20, 2026.
🟡 Asking $266 per square foot, about 5% above the community’s $253 median. Highland Ranch Esplanade’s 12-month median sold price per square foot is $253. Median sold price per square foot is up 8.2% year over year. Confidence: Very High · 34 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
88% of homes in Highland Ranch Esplanade are owner-occupied. An estimated 12% are non-owner-occupied, including 10% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 361 homes matched. Community-level context.
Recent Highland Ranch Esplanade sales closed near 96.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Highland Ranch Esplanade, no CDD assessment.
Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 1197 ESPERANZA RIDGE ROAD?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by RE/MAX SELECT GROUP · MLS # O6435455
Request a showing
Keep looking
Similar homes for sale near HIGHLAND RANCH ESPLANADE PH 2
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Parks Amenities
Groveland takes ownership of historic downtown train depot
The city now owns its 101-year-old downtown depot after nearly 20 years of effort and has budgeted $500,000 for a first restoration phase starting in 2027. Long-term plans include an event space, a brick plaza, a downtown gateway and links to nearby trails.
Why it matters: A restored depot and plaza would add a public gathering space and trail connection to downtown Groveland. The project is about 8 miles west of Highland Ranch Esplanade, elsewhere in Lake County.
Pinsa Fire plans Roman-style pinsa restaurant on West Main Street in Leesburg
State permit records show Pinsa Fire planning a restaurant at 404 W. Main St., with the owner targeting a spring 2027 opening. It would be the concept's second location, after Clermont, and its first in Lake County's Leesburg.
Why it matters: A new independent restaurant would add a dining option in downtown Leesburg by spring 2027. The project is about 19 miles northwest of Highland Ranch Esplanade, elsewhere in Lake County.
Eustis weighs land-use change for waterfront Community Center as second redevelopment offer arrives
The city proposes changing the 601 Northshore Drive Community Center parcel from Public Institution to Commercial Business District, with first-reading hearings set for Nov. 5. A roughly $70 million Aquilo Waterfront District concept with a boutique hotel, residences and restaurants is under review, and the city confirmed a second proposal. No sale or developer selection has been approved.
Why it matters: A commercial designation on the Lake Eustis waterfront could open the door to hotel, dining and housing uses downtown, while any change to Community Center access remains undecided. The project is about 20 miles north of Highland Ranch Esplanade, elsewhere in Lake County.
Lake County approves 2,241-acre Panther Run rezoning for up to 2,624 homes near Clermont
The Lake County Commission voted 3-1 on Sept. 1 to rezone about 2,241 acres in the Wellness Way area, north of Sawgrass Bay Boulevard, for GT Homes. The planned unit development allows up to 2,624 residential units and more than 1 million square feet of non-residential space, with sites reserved for a future public high school and public safety facilities. Plans include extending County Road 455 and about 11 miles of public trails.
Why it matters: The plan adds long-term housing supply, employment space and new connector roads in south Lake County, with infrastructure planned ahead of residential growth. The site is about 11 miles south of Highland Ranch Esplanade.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Lake County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 1197 Esperanza Ridge Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $460/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,333 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $9,500/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,275 more per year than the current owner’s estimated bill (+125%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 6, 2026)
Comparable sales
Stellar MLS closed sales in HIGHLAND RANCH ESPLANADE PH 2, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1197 Esperanza Ridge Road and when was it built?
Per the listing record, 1197 Esperanza Ridge Road was built in 2018 and has 2,333 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1197 Esperanza Ridge Road in?
1197 Esperanza Ridge Road is in Highland Ranch Esplanade Ph 2 in Clermont, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1197 Esperanza Ridge Road have an HOA, and how much are the dues?
The listing reports HOA dues of $460 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1197 Esperanza Ridge Road differ from the current owner's?
The estimate on this page (about $9,500 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,275 more per year than the current owner’s estimated bill (+125%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1197 Esperanza Ridge Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1197 ESPERANZA RIDGE ROAD in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Momentum Realty
Request a tour or info
Tell us how to reach you and a licensed Momentum Realty agent will follow up about 1197 ESPERANZA RIDGE ROAD.
1 / 1 photosListing courtesy of RE/MAX SELECT GROUP
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
