EAGLE LAKE RESERVE · Eagle Lake, FL 33839 · Polk County
Listing data checked against the MLS November 6, 2026 at 8:32 PM ET · rechecked hourly
Listed by THE STONES REAL ESTATE FIRM (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
5Bedrooms
6.5Bathrooms
4,524Sq Ft
2020Year Built
$409Per Sq Ft
WaterfrontPrivate pool4-car garage5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
108% above
$/sq ft vs community
$409 here vs $197 median sold (12 mo)
Buyer leverage
Buyer advantage
9 days on market
5641.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.85M tops 12 of the last 12 closed sales; also one of the largest homes here at 4,524 sq ft
1203 Spruce Road in Eagle Lake Reserve, Eagle Lake is listed at $1,850,000 (4,524 sq ft, about $409 per sq ft). That is 236% above Eagle Lake Reserve's median closed sale of $550,000 over the last 12 months (49 recorded sales). Per square foot it is above the community's recent $197/sq ft by about 108%. It has been listed Oct 28, 2026, well inside the community's typical 107 days. Listing facts: built in 2020, a private pool, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2020 · 6 yrs
4,524 sq ft of living area
4-car garage
Listed at $1,850,000 — recent neighborhood median sale price ~$550,000 (nearby sales; deemed reliable, not an appraisal)
listed Oct 28, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
Under contract-accepting backup offers. Welcome to one of Central Florida’s most enchanting waterfront estates—a storybook property where rolling hills, neighboring citrus groves and elevated lake views create a setting worthy of the pages of a Southern home and lifestyle magazine. Privately situated on 2.93+/- acres overlooking the crystal-clear waters of Lake McLeod, the estate feels as though it was chosen by nature for something exceptional, with citrus groves creating a natural veil of privacy and the home’s elevated position opening to sweeping water views and spectacular sunrises that cast golden morning light across the lake and surrounding treetops.
Pass through the brick gated entrance and follow the picturesque drive to this custom-built 2020 residence offering 4,500+ sqft of living space and 6,400+ sqft under roof, with refined finishes, a detached garage apartment and 4.5 total garage spaces. A 40' wide screened front porch welcomes you inside, where Lake McLeod takes center stage. The open great room features elevated views, hardwood flooring, 12' ceilings and corner-pocketing glass doors that disappear to seamlessly connect the interior with the pool, lanai and lake.
Designed for both everyday living and entertaining, the kitchen centers around a quartz island with seating for seven and features GE Monogram appliances, a French-door double oven and custom buffet/display cabinetry with integrated refrigerated drawers. A walk-in pantry/scullery provides a hidden prep sink, additional refrigerator and generous storage. Nearby, the lakefront dining area frames tranquil water views beneath a grand chandelier, creating an unforgettable backdrop from sunlit morning coffee to moonlit dinners.
The main residence offers 4 bedrooms and 5 full baths, with each bedroom featuring a walk-in closet and en-suite bath. The primary suite is a private sanctuary overlooking the lake, complete with a sitting area, morning kitchen, double-tray ceiling, oversized custom closet, dual granite vanities, separate water closets and a two-person walk-through shower. Outdoor living is equally impressive.
A 56' covered lanai finished with travertine flooring and a tongue-and-groove ceiling extends the living space outdoors with a brick gas fireplace and full outdoor kitchen. Just beyond, a heated screened saltwater pool and infinity-edge spa overlook the lake, while Nebula night-lighting transforms the entire setting after sunset. Known for its crystal-clear water and light boat traffic, Lake McLeod provides an exceptional setting for fishing, waterskiing, wakeboarding or simply enjoying life on the water.
In addition to the main 2.5-car garage, a detached garage provides parking for 2 more vehicles, a utility half bath and a private upstairs apartment with its own living quarters and full bath—ideal for guests, extended family, a private office or multigenerational living. Thoughtful engineering is found throughout, including a standing-seam metal roof, Aldes fresh-air ventilation, whole-house generator, central vacuum, water filtration and softening, integrated pressure-washing system, walk-in attic, spray-foam attic insulation, epoxy garage floors, soffit night lighting and 50-amp RV service. Centrally located between Tampa and Orlando, this peaceful country setting is convenient to schools, shopping, and medical facilities.
This extraordinary property delivers the ultimate Central Florida lifestyle—combining privacy, thoughtful craftsmanship, modern luxury, and serene lakefront living.
All 97 photos
Description provided by THE STONES REAL ESTATE FIRM and reproduced from the MLS; not independently verified.
Listing courtesy of THE STONES REAL ESTATE FIRM · Listing agent: Deanna Stone · 863-412-2080Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$931,900the mess$1,316,200
Directional estimate — built from 4 comparable closed sales within about 10 miles in Polk County (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 5 nearby closed sales.
Track record: across 2,806 recent closed sales we scored, the closed price landed inside the Messtimate range 66% of the time; median miss 8.9% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-06.
Actual list price: $1,850,000 ($409/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 41% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot — this listing is waterfront; water frontage is priced far off nearby averages.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: listed Oct 28, 2026 on market vs. a 107-day community median
5641 active listings competing, 1490 under contract
12 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4) + a local hedonic fit (5 sales); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 6, 2026.
How it stacks up
Comparable recent sales
4 closed sales within about 10 miles in Polk County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$750,000
100 WYNDHAM DRIVE, WINTER HAVEN
5 / 3 bd/ba · 3,974 sq ft · $189/sq ft
Courtesy of LIVE FLORIDA REALTY · View details →
Sold Oct 2025
$1,025,000
2230 LAKE ARIANA BOULEVARD, AUBURNDALE
4 / 3.5 bd/ba · 3,862 sq ft · $265/sq ft
Courtesy of KLINE REAL ESTATE SERVICES · View details →
Sold Feb 2026
$725,000
5195 HIGHLANDS LAKEVIEW LOOP, LAKELAND
4 / 3 bd/ba · 3,685 sq ft · $197/sq ft
Courtesy of THE STONES REAL ESTATE FIRM · View details →
Sold May 2026
$790,000
5135 HIGHLANDS LAKEVIEW LOOP, LAKELAND
4 / 3 bd/ba · 3,400 sq ft · $232/sq ft
Courtesy of KELLER WILLIAMS REALTY SMART · View details →
Median of these 4 sales: $550,000 ($197/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,850,000
Bed / bath5 / 6.5
Living area4,524 sq ft
Year built2020
Property typeSingle Family Residence
Garage4-car
PoolYes
MLS #L4964694
Listing statusUnder Contract
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~158 ft
CountyPolk
Area listings4926 active · 1553 under contract
Estimated first-year tax~$29,125/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$409
Estimated monthly payment$13,016
Insurance (illustrative)$4k–$10k/yr
Comparable-sales median$550,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$13,016/mo
Principal & interest $10,026/mo77%
Taxes $2,427/mo19%
Insurance $563/mo4%
$13,016/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Polk County rate (16.19 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $12,325/yr ($1,027/mo) — taxable value $761,466 × 16.19 mills
$16,800 more each year
(+136%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$119,093
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$880,559
Market value
$761,466
Assessed
$761,466
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Polk County Property Appraiser 2025 final millage rates; Polk County School Board 2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 1203 Spruce Road
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $12,325/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,850,000 and the first-year bill resets to about $29,125/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.19 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Polk County is $1,931/yr (5,380 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $4,500–$10,000/yr; neither is a quote.
Roof and age
Built in 2020. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated carrying cost at the asking price, before the mortgage: about $2,588/month (tax $2,427, insurance $161). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$4k–$10k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~158 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Polk County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Polk County
Pricing & the Polk County market
How this home is priced against recent nearby sales, and where Polk County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Polk County
Each dot is a closed sale since 2022 (146 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $409/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
Property timeline
This home’s history
2020BuiltPer public record
Sep 11, 2026First seen on our siteObserved at $1,850,000
NowUnder contractActive under contract
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,850,000THE STONES REAL ESTATE FIRM · listed Oct 28, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
28/100
Strongest on: Pricing power (91), Market liquidity (20)
0 limited50100 exceptional
28/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $409/sq ft vs the community 12-month median $197/sq ft.
Affordability0
List price $1,850,000 vs the community median $550,000. Not a measure of personal affordability.
Market liquidity20
Community median 107 days on market (12-month record).
Pricing power91
Recent sales closed at about 89.8% of original asking (~10.2% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 5641.0 months of supply in the surrounding market and 9 days on market for this home, against a 107-day area median.Days on market:this home 9Area median: 107 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2026. As of September 20, 2026.
🟡 Asking $409 per square foot, about 108% above the community’s $197 median. Polk County’s 12-month median sold price per square foot is $197. Median sold price per square foot is down 8.3% year over year. Confidence: Very High · 49 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Polk County sales closed near 89.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 4926 active listings in Polk County, no CDD assessment.
Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by THE STONES REAL ESTATE FIRM · MLS # L4964694
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Keep looking
Similar homes for sale near EAGLE LAKE RESERVE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Schools
County commission and School Board begin updating growth and school capacity agreement
At a joint Oct. 29 meeting at the Lake Myrtle Sports Complex, both boards agreed to advance updates to their interlocal agreement on school planning. Topics included reducing portable classrooms, concurrency service areas and workforce housing options. Superintendent Fred Heid called the current agreement outdated.
Why it matters: Updated coordination between growth approvals and school capacity could shape where new school space is added and how new housing is phased across the county. The site is about 10 miles west of Zz Stellar Polk Unassigned.
Sheffield Road to reopen early as next construction phase closes Old Bartow Eagle Lake Road
Sheffield Road west of Spirit Lake Road was set to reopen Oct. 19, over a month ahead of schedule. Phase 3 closes Old Bartow Eagle Lake Road between Spirit Lake Road and Spirit Landings Boulevard from Oct. 18 until about Jan. 11, 2027. Detours use Crystal Beach, Thornhill and Spirit Lake roads.
Why it matters: Commuters in northeast Winter Haven regain Sheffield Road now but face a detour on Old Bartow Eagle Lake Road through early January. The project is about 8 miles southwest of Zz Stellar Polk Unassigned, elsewhere in Polk County.
Haines City Data Center Proposal on Hold Over Water Capacity
Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.
Why it matters: A proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The site is about 2 miles southwest of Zz Stellar Polk Unassigned.
Hillpointe Opens Pointe Grand Apartments in Davenport
Hillpointe has begun leasing at Pointe Grand Champions Village, an approximately 445 unit apartment community at 2010 Celsius Way in Davenport. As of late June 2026 the project was about 50 percent built and had started moving in residents, featuring one bedroom cottages, two bedroom units, and three bedroom townhomes with resort style amenities.
Why it matters: A large new apartment community expands rental housing supply and adds amenity rich multifamily inventory to the Davenport market. The project is about 9 miles north of Zz Stellar Polk Unassigned, elsewhere in Polk County.
Schools currently assigned to this address in Polk County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Pinewood ElemAssigned elementary school · Polk County School District · Grade B (Florida DOE 2025-26)
GRADEC
Westwood MiddleAssigned middle school · Polk County School District · Grade C (Florida DOE 2025-26)
GRADEC
Lake Region HighAssigned high school · Polk County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 1203 Spruce Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Polk County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 4,524 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $29,125/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $16,800 more per year than the current owner’s estimated bill (+136%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 6, 2026)
Comparable sales
Stellar MLS closed sales within about 10 miles in Polk County, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1203 Spruce Road and when was it built?
Per the listing record, 1203 Spruce Road was built in 2020 and has 4,524 sq ft of living area, 5 bedrooms and 6.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1203 Spruce Road in?
1203 Spruce Road is in Eagle Lake Reserve in Eagle Lake, Polk County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1203 Spruce Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 1203 Spruce Road differ from the current owner's?
The estimate on this page (about $29,125 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $16,800 more per year than the current owner’s estimated bill (+136%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1203 Spruce Road in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Momentum Realty
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1 / 1 photosListing courtesy of THE STONES REAL ESTATE FIRM
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
