Eagle Lake
Housing Market

City market report · Polk County · 4 ZIP codes

Median sale price $286,890, down 4.0% year over year, with homes going under contract in about 43 days.

7 communities reporting137 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
Tracking 7 communities across Eagle Lake. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · Eagle Lake Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$287K
Median sold · 12 moConfidence: High
down 4.0% vs the prior 12 months
-4.0%
1-yr price change
n = 137 recent sales
$156/sf
Sold $/sqft · 12 mo
Polk County: $174 · -3.7% vs prior yr
97.2%
Sale vs ask
Polk County: 95.5% · +0.9pp vs prior yr
$299K
Polk County home value
Zillow ZHVI, monthly · -3.0% vs a year ago
Tempo
43days
Median DOM · closed
Polk County: 60 days · -13.0 days vs prior yr
Market context
26%
Listings with price cuts
Polk County · Zillow
5,187
County for-sale inventory
Zillow, monthly · -0.8% vs prior month
96%
New construction
share of recent sales · +0.6pp vs prior yr
16%
Cash buyers
share of sales · peak 43% · +6.8pp vs prior yr
63/100
Momentum score
Balanced Market
Economy & people · county layer
$63,644
Median household income
U.S. Census ACS, county
760,961
County population
+13.8% since 2018
4.7×
Price to income
county home value vs median income
70%
Owner-occupied
U.S. Census ACS, county
$1,769/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 4.0% versus the prior year, but sellers are still collecting 97.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Eagle Lake data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Eagle Lake

The median sale price across Eagle Lake currently stands at $286,890, down 4.0% from a year ago. Buyers are paying a median of $156 per square foot. The typical home goes under contract in about 43 days. Sellers are capturing 97.2% of their original asking price on average.

Eagle Lake prices sit below the Polk County median by roughly 8%. Zillow's home value index for Polk County stands at $298,826. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Eagle Lake is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Where the market is heading

Home value trend · Polk County (Zillow ZHVI)

$299K$303K$308K$299KJun '25: $308KJul '25: $306KAug '25: $304KSep '25: $303KOct '25: $303KNov '25: $302KDec '25: $302KJan '26: $302KFeb '26: $302KMar '26: $301KApr '26: $301KMay '26: $300KJun '26: $299KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

5,0555,3625,6695,187Jun '25: 5,657Jul '25: 5,640Aug '25: 5,549Sep '25: 5,428Oct '25: 5,342Nov '25: 5,265Dec '25: 5,136Jan '26: 5,084Feb '26: 5,068Mar '26: 5,193Apr '26: 5,212May '26: 5,227Jun '26: 5,187Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Polk County (MLS)

1,7053,6845,663Aug 03 · Active: 5,584Aug 04 · Active: 5,523Aug 05 · Active: 5,552Aug 03Aug 04Aug 05ActivePending
Local Economics · county layer

What’s driving Eagle Lake

Who’s moving here
+18,556 net residents/yr

Top inbound states: NY, NJ, PA, TX. Movers arriving report ~$56,322 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,931/yr avg premium

5,380 Citizens policies in force in Polk County — the state-backed insurer of last resort. Budget insurance into any Polk purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,236 units permitted -21% YoY

6,725 single-family · 1,511 multi-family · 10.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
RANCHES AT MCLEOD 40S ▼ 8%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Polk County

MarketMedianActiveScore
Eagle Lake ← this page$287K63
Winter Haven$308K1644Open →
Bartow$311K1271Open →
Frostproof$278K852Open →
Lakeland$329K342Open →
Haines City$310K147Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
VILLAGE AT WINDSOR RESERVEEagle Lake$310K▲ 1%
RANCHES AT MCLEOD 60SEagle Lake$349K▲ -2%
RANCHES AT MCLEOD 50SEagle Lake$287K▲ -4%
SEASONS AT SUTTON PRESERVEEagle Lake$330K▲ -4%
RANCHES AT MCLEOD 40SEagle Lake$276K▲ -8%
Prices cooling fastest
RANCHES AT MCLEOD 40SEagle Lake$276K▼ 8%
SEASONS AT SUTTON PRESERVEEagle Lake$330K▼ 4%
RANCHES AT MCLEOD 50SEagle Lake$287K▼ 4%
RANCHES AT MCLEOD 60SEagle Lake$349K▼ 2%
VILLAGE AT WINDSOR RESERVEEagle Lake$310K▼ 1%
Selling fastest
RANCHES AT MCLEOD 40SEagle Lake$276K12 days
RANCHES AT MCLEOD 50SEagle Lake$287K22 days
RANCHES AT MCLEOD 50GCEagle Lake$273K23 days
RANCHES AT MCLEOD 60SEagle Lake$349K24 days
VILLAGE AT WINDSOR RESERVEEagle Lake$310K42 days
Explore Deeper

Eagle Lake ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Eagle Lake right now?

The data says conditions currently favor neither side decisively in Eagle Lake — the Momentum Score reads 63/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Eagle Lake becoming more affordable?

Yes, modestly — the median sale price in Eagle Lake is $286,890, down 4.0% versus the prior year, while sellers still capture 97.2% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Eagle Lake?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are RANCHES AT MCLEOD 40S (-8%); SEASONS AT SUTTON PRESERVE (-4%); RANCHES AT MCLEOD 50S (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Eagle Lake neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are RANCHES AT MCLEOD 40S (12 days); RANCHES AT MCLEOD 50S (22 days); RANCHES AT MCLEOD 50GC (23 days) — homes there go under contract well ahead of the market-wide pace of 43 days.

How does Eagle Lake compare to the rest of Polk County?

Eagle Lake's median of $286,890 runs 8% below the county-wide median of $311,490, and homes here take 43 days to go under contract versus 60 county-wide.

Questions

Eagle Lake housing market FAQ

What is the median home price in Eagle Lake?

The median sale price in Eagle Lake is currently $286,890, down 4.0% from a year ago, based on MLS sales data updated August 6, 2026.

Is Eagle Lake a buyer's or seller's market right now?

The data currently favors sellers. Eagle Lake scores 63 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Eagle Lake?

The typical home in Eagle Lake goes under contract in about 43 days, per current MLS data.

Are home prices in Eagle Lake rising or falling?

Median sale prices are down 4.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Eagle Lake. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.