3 bedroom Single Family Residence at 12215 WOODLANDS CIRCLE, LAKE JOVITA GOLF & COUNTRY CLUB PH 01A, DADE CITY — photo 1Front elevation
75 days on market Single Family Residence ▼ Price cut: $36,000 (9/3)
$515,000
3-Bedroom Golf-Course Home in LAKE JOVITA GOLF & COUNTRY CLUB PH 01A

12215 WOODLANDS CIRCLE, DADE CITY, FL 33525

Single Family Residence in LAKE JOVITA GOLF & COUNTRY CLUB PH 01A, DADE CITY · No CDD
LAKE JOVITA GOLF & COUNTRY CLUB PH 01A · DADE CITY, FL 33525 · Pasco
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,762Sq Ft
2001Year Built
$292Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
17% above
$/sq ft vs community
$292 here vs $250 median sold (12 mo)
Buyer leverage
Buyer advantage
75 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~123 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 12215 Woodlands Circle in Lake Jovita Golf & Country Club Ph 01A, Dade City is listed at $515,000 (1,762 sq ft, about $292 per sq ft). That is 26% below Lake Jovita Golf & Country Club Ph 01A's median closed sale of $699,900 over the last 12 months (33 recorded sales). Per square foot it is above the community's recent $250/sq ft by about 17%. It has been 75 days on market, longer than the community's typical 38 days to contract. Listing facts: built in 2001, HOA dues of $114/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 1,762 sq ft of living area
  • 2-car garage
  • 75 days on market
  • HOA $114/mo (per listing)
Property timeline

This home’s history

  • 2001BuiltPer public record
  • Jul 10, 2026First trackedObserved at $551,000
  • Sep 3, 2026Price cut$515,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,451/mo
  • Principal & interest $2,661/mo 77%
  • Taxes $451/mo 13%
  • Insurance $225/mo 7%
  • HOA $114/mo 3%

$3,451/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$7,500/yr
$625/mo·effective rate ~1.46%
Estimated from today’s asking price and current Pasco County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,525/yr ($210/mo)
+$4,975 more each year
(+197%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$238,627
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$394,225
Market value
$206,320
Assessed
$155,598
Taxable
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Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Flood safety (95), Affordability (94)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area8
This home $292/sq ft vs the community 12-month median $250/sq ft.
Affordability94
List price $515,000 vs the community median $699,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~123 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2001 build. Obtain a property-specific quote.
Market liquidity70
Community median 38 days on market (12-month record).
Renovation upside28
From a 2001 build and $292/sq ft vs the community median $250/sq ft. Not a condition assessment.
Buyer competition60
40% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power67
Recent sales closed at about 94.6% of original asking (~5.4% below). More room below asking generally favors buyers.
Market timing48
Momentum Market Heat is 52/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $292 per square foot, about 17% above the community’s $250 median. LAKE JOVITA GOLF & COUNTRY CLUB PH 01A’s 12-month median sold price per square foot is $250. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: a golf-course community, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Set behind the gates of Lake Jovita, an amenity-filled golfing community known for its rolling scenery and resort-style lifestyle, this 3 bedroom, 2 bath home rests on a beautiful pond-view setting with valuable updates already in place. A 2024 roof, climate-controlled enclosed back porch, newer interior and exterior paint, and new bedroom carpet add meaningful appeal, while the peaceful backdrop gives the home a setting that feels unmistakably Lake Jovita. Mature trees, lush landscaping, and a covered entryway create a warm and welcoming arrival.

Inside, the thoughtful floor plan is filled with features that make the home feel inviting and easy to enjoy. Wood flooring, crown molding, French doors, and open sightlines bring character to the main living spaces, while the layout allows you to host with ease. The living room flows naturally into the formal dining room, into the well-equipped kitchen, or out to the newly enclosed porch that now lives like extra square footage.

The kitchen offers breakfast bar seating, a 4 piece stainless steel appliance package, pantry storage, easy-maintenance countertops, and a cozy eat-in dinette for casual meals. Privately split from the secondary bedrooms, the primary suite features 2 walk-in closets and an ensuite bathroom with dual sinks, a walk-in shower, and a water closet. Bedrooms 2 and 3 are generously sized and sit near the home’s second full bathroom, complete with a large garden tub.

A dedicated laundry room, a 2 car garage, new storm shutters, and new gutters add everyday function, while the enclosed climate-controlled porch may be the space you enjoy most. With a wall of windows overlooking the backyard and pond, it creates a peaceful place to read, work, relax, or simply take in the view year-round. Lake Jovita offers a guarded gated entrance, playground, park, and walking trails, with optional membership packages available for 2 world-class 18-hole golf courses, a Junior Olympic size pool, tennis courts, clubhouse, restaurant, fitness center, pro shop, and more.

Call today to schedule your private tour and experience this Lake Jovita home for yourself!

Description provided by KING & ASSOCIATES REAL ESTATE LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$515,000
Bed / bath3 / 2
Living area1,762 sq ft
Year built2001
Property typeSingle Family Residence
Garage2-car
MLS #TB8520475
Listing status75 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~123 ft
Windstorm exposureLow
CountyPasco
Estimated first-year tax~$5,408/yr
CDD assessmentNone on record
HOA (per listing)$114/mo

Calculated estimates

Price per sq ft$292
Estimated monthly payment$3,451
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$699,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Listing agent: Geri LaFountain · 352-458-0291Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$387,640the mess$493,360

Actual list price: $515,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 2001 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $114/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 75 days on market vs. a 38-day community median
  • 2854 active listings competing, 755 under contract

For reference, this home is listed at $515,000 ($292/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,762 sq ft × $220–$280/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near LAKE JOVITA GOLF & COUNTRY CLUB PH 01A

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $515,000Momentum Realty · on market 75 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,408/yr

A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$114/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~123 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 12215 WOODLANDS CIRCLE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KING & ASSOCIATES REAL ESTATE LLC · MLS # TB8520475

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in LAKE JOVITA GOLF & COUNTRY CLUB PH 01A

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LAKE JOVITA GOLF & COUNTRY CLUB PH 01A neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$699,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$250

Canonical 12-month median $/sq ft. Reference only.

Go deeper on LAKE JOVITA GOLF & COUNTRY CLUB PH 01A

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
San Antonio-POAssigned elementary school · Pasco County School District · Grade C (Florida DOE 2025-26)
GRADEB
Pasco Middle-POAssigned middle school · Pasco County School District · Grade B (Florida DOE 2025-26)
GRADEC
Pasco High-POAssigned high school · Pasco County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,360 – $3,433/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,161 – −$195At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 12215 Woodlands Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $114/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,762 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,408/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of September 6, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 12215 Woodlands Circle and when was it built?

Per the listing record, 12215 Woodlands Circle was built in 2001 and has 1,762 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 12215 Woodlands Circle in?

12215 Woodlands Circle is in Lake Jovita Golf & Country Club Ph 01A in Dade City, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Lake Jovita Golf & Country Club Ph 01A from the same MLS data.

Does 12215 Woodlands Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $114 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 12215 Woodlands Circle differ from the current owner's?

The estimate on this page (about $5,408 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 12215 Woodlands Circle in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 12215 WOODLANDS CIRCLE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.