3 bedroom Manufactured Home at 1240 HACKNEY ROAD, FLORIDA AGRICULTURAL, ST CLOUD — photo 1Front elevation
3 bedroom Manufactured Home at 1240 HACKNEY ROAD, FLORIDA AGRICULTURAL, ST CLOUD — photo 2Living space
3 bedroom Manufactured Home at 1240 HACKNEY ROAD, FLORIDA AGRICULTURAL, ST CLOUD — photo 3Kitchen
3 bedroom Manufactured Home at 1240 HACKNEY ROAD, FLORIDA AGRICULTURAL, ST CLOUD — photo 4Owner's suite
3 bedroom Manufactured Home at 1240 HACKNEY ROAD, FLORIDA AGRICULTURAL, ST CLOUD — photo 5Exterior / yardView all 6 photos →
1027 days on market Manufactured Home
$900,000
3-Bedroom Manufactured Home in FLORIDA AGRICULTURAL

1240 HACKNEY ROAD, ST CLOUD, FL 34771

Manufactured Home in FLORIDA AGRICULTURAL, ST CLOUD · No CDD
FLORIDA AGRICULTURAL · ST CLOUD, FL 34771 · Osceola
Listing data updated July 25, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,043Sq Ft
1992Year Built
$441Per Sq Ft
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$441 here vs $441 median sold (12 mo)
Buyer leverage
Balanced market
1027 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~76 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1992 · 34 yrs
  • 2,043 sq ft of living area
  • 1027 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1992BuiltPer public record
  • Jul 10, 2026First trackedObserved at $900,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,848/mo
  • Principal & interest $4,560/mo 78%
  • Taxes $788/mo 13%
  • Insurance $450/mo 8%
  • HOA $50/mo 1%

$5,848/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (63)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $441/sq ft vs the community 12-month median $441/sq ft.
Affordability50
List price $900,000 vs the community median $900,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~76 ft elevation. Verify the parcel with FEMA.
Insurance cost63
From FEMA Zone X and a 1992 build. Obtain a property-specific quote.
Renovation upside39
From a 1992 build and $441/sq ft vs the community median $441/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $441 per square foot, about in line with the community’s $441 median. Florida Agricultural St Cloud’s 12-month median sold price per square foot is $441. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

26% of homes in Florida Agricultural St Cloud are owner-occupied. An estimated 74% are non-owner-occupied, including 65% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 15 homes matched. Community-level context.

What’s unique here: one of only 1 active listings in Florida Agricultural St Cloud, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

5.47 ACRES TO BUILD YOUR DREAM HOME OR PERFECT INVESTMENT FOR DEVELOPMENT! A great investment opportunity for developers and builders! Here is your great chance to own this land that is high and dry in Saint Cloud!

If you are looking for land to build on and develop here in Osceola County, then you found the right property! The VALUE IS IN THE LAND ONLY. This property boasts five and a half acres of land, that has future zoning for low density residential development.

The future use of this land will allow three to eight homes for each acre according to Osceola County Zoning. All information is deemed accurate and provided from public records. Room measurements are estimated.

Do not approach the property without a licensed real estate agent as appointments are required. The letter from the county and the code is available upon request. The property is only 15 minutes to Downtown Saint Cloud, 30 minutes to the Orlando International Airport, and 1 hour to Melbourne beaches!

We have a reasonable reach of the local toll roads for traveling to work or other needs as the 417 is approximately 25 minutes away off of Narcoossee Road and the Florida's Turnpike is off of hwy 192 heading west through Saint Cloud which we can reach in about 30 minutes! Don't forget Orlando's theme parks too! This location offers so much for homeowners and the developer who plans to invest in it.

Now is your chance to take part of the rapidly developing East side of Saint Cloud and close to the growing Lake Nona area! Hackney Road is situated off of Narcoossee Road in an area that is surrounded with amazing nature and a peaceful setting. Buyers are to do their due diligence on the intended use and know this is for investment opportunity!

Sold AS IS and the mobile home does NOT have added value and is NOT accessible for viewing. Only the land is to be viewed where accessible by appointment only. There are currently two areas of new homes being developed nearby with known home builders; one is at the end of Hackney Road and the other is at the end of Ralph Miller Road.

Description provided by BLUE MARLIN REAL ESTATE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$900,000
Bed / bath3 / 2
Living area2,043 sq ft
Year built1992
Property typeManufactured Home
MLS #O6116184
Listing status1027 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~76 ft
Windstorm exposureLow
CountyOsceola
Area listings1 active · 0 under contract
Estimated first-year tax~$9,450/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$441
Estimated monthly payment$5,848
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$900,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of BLUE MARLIN REAL ESTATE · Listing agent: Kimberly Fouts, PA · 321-877-2902Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$792,684the mess$1,009,242

Actual list price: $900,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $900,000 ($441/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,043 sq ft × $388–$494/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near FLORIDA AGRICULTURAL

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $900,000Momentum Realty · on market 1027 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,450/yr

A rough first-year estimate only, applying a typical Osceola rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~76 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in FLORIDA AGRICULTURAL

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the FLORIDA AGRICULTURAL neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$900,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$441

Canonical 12-month median $/sq ft. Reference only.

Go deeper on FLORIDA AGRICULTURAL

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Osceola County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Narcoossee ElementaryAssigned elementary school · Osceola County School District · Grade A (Florida DOE 2025-26)
GRADEA
Narcoossee MiddleAssigned middle school · Osceola County School District · Grade A (Florida DOE 2025-26)
GRADEB
Harmony HighAssigned high school · Osceola County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$4,125 – $6,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,851 – −$163At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1240 HACKNEY ROAD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.