31 days on market (MLS) Single Family Residence ▼ Price cut: $20,000 (9/4)
$699,900
3-Bedroom Pool Home in INDIAN TRAILS

1419 Indian Trail, Palm Harbor, FL 34683

Single Family Residence in INDIAN TRAILS, PALM HARBOR · No CDD on record
INDIAN TRAILS · Palm Harbor, FL 34683 · Pinellas County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
2,356Sq Ft
1985Year Built
$297Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
21% above
$/sq ft vs community
$297 here vs $246 median sold (12 mo)
Buyer leverage
Seller-leaning
31 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~22 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $700k tops 11 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 1419 Indian Trail in Indian Trails, Palm Harbor is listed at $699,900 (2,356 sq ft, about $297 per sq ft). It has been 31 days on market. Listing facts: built in 1985, a private pool, HOA dues of $22/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 2,356 sq ft of living area
  • 2-car garage
  • Listed at $699,900 — recent neighborhood median sale price ~$579,950 (nearby sales; deemed reliable, not an appraisal)
  • 31 days on market
  • HOA $22/mo (per listing)
Listing description

About this home

This is not just a home—it’s a lifestyle! Located in the sought-after Indian Trails community, this home provides access to A-rated schools, including Palm Harbor University High School, and is approximately 1.5 miles from Downtown Palm Harbor. Take your golf cart to enjoy local restaurants, microbreweries, parades, and nearby waterfront attractions, including the five-acre Pop Stansell Memorial Park, showcasing an active playground, covered bandshell, picnic shelters, and a launch for non-motorized watercraft, with paddleboard and kayak rentals available.

Located in Flood Zone X, this community has no CDD and a low annual HOA fee. It is also pet-friendly, with no weight or number restrictions. This ranch-style pool home is positioned on a quarter-acre corner lot and boasts nearly 2,400 square feet of living space.

The thoughtfully designed floor plan highlights formal living and dining rooms along with inviting spaces for everyday living and entertaining. The beautifully modernized kitchen serves as the heart of the home, featuring shaker-style cabinetry, quartz countertops, a striking tile backsplash, stainless steel appliances, and an oversized island with abundant storage, an apron-front sink, and seating for four. The kitchen flows seamlessly into the family room, highlighted by a dramatic vaulted wood-plank ceiling with exposed beams and a floor-to-ceiling stone fireplace.

Step outside into your own private tropical oasis, where a sparkling pool, expansive paver deck, and screened enclosure create the perfect setting for enjoying the Florida lifestyle. The covered lanai provides ample room for outdoor dining, lounging, and entertaining, while multiple sets of French doors connect the outdoor retreat to the home’s interior. A fence and lush tropical landscaping enhances the privacy and tranquility.

Back inside, the split-bedroom floor plan includes an expanded primary suite with an adjoining separate room and closet—ideal for a nursery, home office, fitness area, or peaceful retreat. The renovated en suite bathroom features a walk-in shower, dual sinks, newer hardware, lighting and faucets, and a generous vanity with abundant storage. The spacious walk-in closet is thoughtfully designed with dual shelving to maximize organization.

Two additional bedrooms are generously sized and share an enhanced second bathroom featuring a tiled shower-and-tub combination with a decorative mosaic accent, handheld showerhead, stylish vanity with generous storage, and updated lighting and fixtures. Additional amenities and improvements include a new roof and solar system installed in 2022—with the current owner reporting electric bills of approximately $30 per month—a new water heater installed in 2026, an HVAC system installed in 2019, a water softener, plantation shutters, crown molding, vaulted ceilings, luxury vinyl flooring throughout the main living areas, and carpeting in the bedrooms. Indian Trails is known for its welcoming sense of community and spectacular annual holiday light displays—a festive neighborhood tradition enjoyed by residents and visitors alike.

The nearby Pinellas Trail presents opportunities for walking, jogging, bicycling, and inline skating. The home also provides convenient access to Ozona, the Tarpon Springs Sponge Docks, and beautiful Gulf sunsets at Crystal Beach and Honeymoon Island.

All 6 photos

1419 Indian Trail, Palm Harbor FL - photo 6 of 6

Description provided by COASTAL PROPERTIES GROUP INTER and reproduced from the MLS; not independently verified.

Listing courtesy of COASTAL PROPERTIES GROUP INTER · Listing agent: Debra Valdes · 813-553-6869Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$699,900
Bed / bath3 / 2
Living area2,356 sq ft
Year built1985
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8540180
Listing status31 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~22 ft
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$7,349/yr
CDD assessmentNone on record
HOA$22/mo

Calculated estimates

Price per sq ft$297
Estimated monthly payment$4,845
Insurance (illustrative)$3k–$6k/yr
Messtimate range$525,388 – $826,956
Comparable-sales median$579,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,845/mo
  • Principal & interest $3,831/mo 79%
  • Taxes $612/mo 13%
  • Insurance $380/mo 8%
  • HOA $22/mo 0%

$4,845/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,349/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$22/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~22 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM

Pricing & the ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM market

How this home is priced against recent nearby sales, and where ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3237 MONTROSE CIRCLE3237 MONTROSE CIRCLE: $219/sq ft$2193097 ROBINWOOD LANE3097 ROBINWOOD LANE: $223/sq ft$2231159 W CURLEW PLACE1159 W CURLEW PLACE: $229/sq ft$229501 PALM AVENUE501 PALM AVENUE: $263/sq ft$263This homeThis home: $297/sq ft$2971796 PAINTED BUNTING CIR…1796 PAINTED BUNTING CIRCLE: $351/sq ft$351109 PETERSON LANE109 PETERSON LANE: $383/sq ft$383Community median $246
Property timeline

This home’s history

  • 1985BuiltPer public record
  • Aug 22, 2026First seen on movewithmomentum.comObserved at $719,900
  • Sep 4, 2026Price cut$699,900 (-$20,000, -2.8%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $699,900Momentum Realty · on market 31 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $579,950 ($246/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$525,388the mess$826,956

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $699,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 57% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1985 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $22/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 1181 active listings competing, 307 under contract

For reference, this home is listed at $699,900 ($297/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,356 sq ft × $223–$351/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Flood safety (95), Insurance cost (58)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $297/sq ft vs the community 12-month median $246/sq ft.
Affordability16
List price $699,900 vs the community median $579,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~22 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1985 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $297 per square foot, about 21% above the community’s $246 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $246. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COASTAL PROPERTIES GROUP INTER · MLS # TB8540180

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Keep looking

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More on Pinellas County

Explore Pinellas County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Sutherland Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Palm Harbor Middle-PNAssigned middle school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Palm Harbor Univ High-PNAssigned high school · Pinellas County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1419 Indian Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $22/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,356 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,349/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1419 Indian Trail and when was it built?

Per the listing record, 1419 Indian Trail was built in 1985 and has 2,356 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1419 Indian Trail in?

1419 Indian Trail is in Indian Trails in Palm Harbor, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1419 Indian Trail have an HOA, and how much are the dues?

The listing reports HOA dues of $22 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1419 Indian Trail differ from the current owner's?

The estimate on this page (about $7,349 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1419 Indian Trail in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.