Palm Harbor Home Values (2026): What Houses Are Actually Selling For
Palm Harbor, Pinellas County, Florida · Momentum Research · updated 2026-09-25
Homes in Palm Harbor sold for a median of $365,000 over the last 12 months (1,359 recorded sales), $256 per square foot, and prices are down 2.6% year over year. The typical sale took 45 days to go under contract and closed at 94.2% of the original asking price. Long run: 4.6% a year since 2012 (median $193K then). No algorithm can price your specific house from that; a records-based valuation can. The data first, then how to get one.
Palm Harbor home values year by year
Median recorded sale price, price per square foot, days to contract and sale-to-ask for every year we hold Palm Harbor sales. The compound growth rate works out to 4.6% a year since 2012 (median $193K then).
| Year | Median sale | $/sq ft | Days to contract | Sale-to-ask | Sales |
|---|---|---|---|---|---|
| 2012 | $193,292 | $96 | 84 | 88.9% | 62 |
| 2013 | $205,533 | $111 | 64 | 95.8% | 196 |
| 2014 | $224,327 | $120 | 49 | 96.0% | 436 |
| 2015 | $225,007 | $121 | 49 | 95.1% | 1,369 |
| 2016 | $235,272 | $131 | 47 | 96.1% | 1,946 |
| 2017 | $256,862 | $141 | 55 | 95.4% | 1,547 |
| 2018 | $243,211 | $153 | 91 | 96.0% | 127 |
| 2019 | $254,102 | $156 | 67 | 94.0% | 154 |
| 2021 | $326,010 | $204 | 7 | 100.5% | 304 |
| 2022 | $407,076 | $242 | 7 | 100.3% | 1,527 |
| 2023 | $432,427 | $265 | 15 | 97.1% | 479 |
| 2024 | $477,297 | $274 | 29 | 95.3% | 1,167 |
| 2025 | $455,416 | $263 | 51 | 93.2% | 1,218 |
| 2026 | $442,252 | $254 | 46 | 94.2% | 1,359 |
Where the Palm Harbor market is tight, by price band
Months of supply is active inventory divided by the monthly sales pace; under about four months favors sellers, over six favors buyers. Find your band before you price.
| Price band | Active now | Sold (12 mo) | Months of supply | Days to contract |
|---|---|---|---|---|
| Under $300K | 117 | 266 | 5.3 | 67 |
| $300K–$500K | 60 | 277 | 2.6 | 46 |
| $500K–$750K | 41 | 243 | 2.0 | 40 |
| $750K+ | 20 | 66 | 3.6 | 49 |
Palm Harbor home values by ZIP code
Active listings and list medians from our feeds today; the typical value and one-year change are Zillow’s ZHVI for the ZIP, which tracks the whole housing stock rather than only what sold.
| ZIP | Active listings | Median list | Typical value (ZHVI) | 1-yr change | Listings with a price cut |
|---|---|---|---|---|---|
| 34684 | 260 | $282,500 | $322,432 | -1.9% | 29% |
| 34683 | 202 | $497,200 | $463,643 | -0.0% | 30% |
| 34685 | 90 | $419,000 | $481,075 | -1.9% | 34% |
Home values by community in Palm Harbor
The communities with the most recorded sales in the last 12 months. Each links to its own home-value page with the full price history.
| Community | Median sale | Year over year | Days to contract | Sales (12 mo) | Active |
|---|---|---|---|---|---|
| HIGHLAND LAKES UNIT 14 PH 1 | $355,000 | -5.8% | 39 | 89 | 2 |
| Highland Lakes Unit 5 | $355,000 | -5.8% | 29 | 87 | 0 |
| Harbor Landing | $355,990 | -5.1% | 82 | 33 | 10 |
| Wedge Wood Of Palm Harbor Unit 2 | $241,750 | -8.3% | 36 | 28 | 0 |
| BAYWOOD VILLAGE | $519,500 | -19.0% | 64 | 26 | 0 |
| baywood village sec 5 | $550,000 | -4.8% | 84 | 25 | 10 |
| WEDGE WOOD OF PALM HARBOR | $245,000 | -10.0% | 62 | 25 | 0 |
| Highland Lakes Condo | $155,000 | -15.8% | 53 | 19 | 0 |
| Sutherland Town Of | $520,000 | +22.4% | 18 | 19 | 5 |
| Blue Jay Mobile Home Estates Condo | $159,000 | -9.1% | 25 | 18 | 0 |
| Lake Tarpon Mobile Home Village | $188,500 | +3.9% | 111 | 17 | 21 |
| wexford leas - unit 6a | $525,000 | -1.9% | 24 | 17 | 0 |
Communities moving fastest in Palm Harbor
Rising: Ozona Shores 1St Add (+53%), Sutherland Town Of (+22%). Year-over-year change in median recorded sale; small communities swing on a handful of sales, so read these as leads, not verdicts.
What moves the sale price in Palm Harbor beyond the medians
Cash paid for about 35% of recent Palm Harbor closings. New construction was 3% of sales, which sets the ceiling on what resale buyers will pay for a comparable resale. Sellers have been closing at 94.2% of original asking, so the list price is a negotiation opener, not the number. Zillow’s ZIP metrics put the city’s price-to-income ratio near 5.27 and five-year appreciation near +2.7%. Property mix: Single Family Residence 76%, Townhouse 15%, Villa 7%. Condition, lot, roof age, insurance quote and the specific street’s last three closings move an individual house well outside these ranges.
What is my house worth in Palm Harbor?
Not a number this page can give you, and not one an automated model can either: every value above is a median of many Palm Harbor sales, and the spread inside it is wide. A records-based valuation pulls the recorded closings on your street and in your community, adjusts for size, condition, lot and what your home has that the comps do not, and comes back as a written range with a net sheet showing what you would clear at each price after commissions, Florida doc stamps, title and payoff. Momentum Realty does that for Palm Harbor owners at no cost through the form below; the Messtimate gives a square-footage range in the meantime, and the seller net proceeds calculator runs the arithmetic on any price you are considering.
Selling in Palm Harbor: next steps
- Selling a house in Palm Harbor: cash offer vs. listing, side by side
- Should you sell in Palm Harbor now?
- Best time of year to sell in Pinellas County
- Seller net proceeds calculator
- Pinellas County property tax rate and calculator (what a buyer will pay after your sale)
- Homes for sale in Palm Harbor right now (your competition)
- Palm Harbor housing market: live data and trends
- How to choose a listing agent in Palm Harbor
- How Momentum sells homes
Frequently asked questions
What is the median home price in Palm Harbor, FL?
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Which Palm Harbor communities hold value best?
Figures are recorded closed sales and active listings from the MLS feeds behind our Palm Harbor pages, aggregated by Momentum Research as of 2026-09-25; ZIP typical values from Zillow (ZHVI). Community-level aggregates only; nothing on this page is a valuation of any specific property, an appraisal, or an offer. Deemed reliable but not guaranteed. EAB RE Investments LLC dba Momentum Realty, a licensed Florida real estate brokerage. Equal Housing Opportunity.