154 Tranquil Mirror Lake Court #Lot 21, Clermont, FL 34711
Single Family Residence in MIRROR LAKE, CLERMONT · No CDD on record · Built 2027
MIRROR LAKE · Clermont, FL 34711 · Lake County
Listing data updated October 13, 2026 at 6:51 AM ET · checked against the MLS hourly
4Bedrooms
3.5Bathrooms
3,947Sq Ft
2027Year Built
$608Per Sq Ft
3-car garageNew constructionNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
176% above
$/sq ft vs community
$608 here vs $220 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~111 ft elevation
$5k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 154 TRANQUIL MIRROR LAKE COURT #Lot 21 in Mirror Lake, Clermont is listed at $2,399,897 (3,947 sq ft, about $608 per sq ft). It came to market within the past week. Listing facts: new construction, HOA dues of $275/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2027
3,947 sq ft of living area
3-car garage
Listed at $2,399,897 — recent neighborhood median sale price ~$859,950 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $275/mo (per listing)
Listing description
About this home
Pre-Construction. To be built. The Bella Luna on Lot 21.
Introducing a rare pre construction offering on an elevated .37 acre home site within one of the area’s most exclusive gated enclaves. Set on a 16,298 sq. ft.
Lot with approximately 103 feet of street frontage, this premier lot commands sweeping vistas of preserved natural landscape, tranquil water, and the rolling greens of the Clermont National Golf Course—an impressive backdrop for a custom residence of exceptional sophistication. The proposed modern home is crafted to showcase architectural elegance, featuring expansive picture windows, soaring ceiling heights, and a seamless open concept design that floods the interior with natural light. Warm wood flooring, refined contemporary finishes, and sculptural lighting elements enhance the home’s elevated aesthetic.
The stylish kitchenette/bar, complete with custom cabinetry, designer tile, and a built in wine display, anchors the living space as a refined focal point for both intimate gatherings and elevated entertaining. Flexible living zones provide a harmonious balance of function and luxury, while the home's orientation maximizes opportunities for indoor outdoor living, landscaped terraces, and dramatic view corridors. With Natural Gas service and a private sewer system, this boutique 21 residence community blends privacy with thoughtful infrastructure, creating the ideal setting for a signature custom home.
More than a place to live, Mirror Lake is a retreat for those who appreciate distinction, natural beauty, and a lifestyle designed with intention and differentiation. Close to all things but miles away in Lifestyle. With only 21 opportunities available, Lots in Mirror Lake stand out as one of the Clermont’s most captivating sites—offering a timeless setting and an extraordinary canvas for your custom home.
Call us today to find out more about this extraordinary community and schedule time to meet with our Builder Bea Monde Builders to get more familiar with this wonderful Home. There may be additional design fees from the Builder if the offered Home design is materially changed by Buyer.
All 30 photos
Description provided by RESOLUTE DEVELOPMENT GROUP, LLC and reproduced from the MLS; not independently verified.
Listing courtesy of RESOLUTE DEVELOPMENT GROUP, LLC · Listing agent: Edward Durruthy · 407-217-2277Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$2,399,897
Bed / bath4 / 3.5
Living area3,947 sq ft
Year built2027
Property typeSingle Family Residence
Garage3-car
MLS #O6391810
Listing statusPending
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~111 ft
CountyLake
Area listings5 active · 1 under contract
Estimated first-year tax~$25,199/yr
CDD assessmentNone on record
HOA$275/mo
Calculated estimates
Price per sq ft$608
Estimated monthly payment$16,281
Insurance (illustrative)$5k–$10k/yr
Messtimate range$860,446 – $1,677,475
Comparable-sales median$859,950
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$16,281/mo
Principal & interest $13,293/mo82%
Taxes $2,100/mo13%
Insurance $613/mo4%
HOA $275/mo2%
$16,281/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$25,199/yr
Estimate: a typical Lake effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$5k–$10k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$275/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~111 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · mirror lake
Pricing & the mirror lake market
How this home is priced against recent nearby sales, and where mirror lake has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2027BuiltPer public record
Jul 2, 2026First seen on movewithmomentum.comObserved at $2,399,897
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $2,399,897Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2025
$870,000
13194 MAGNOLIA VALLEY DRIVE, CLERMONT
5 / 3.5 bd/ba · 3,929 sq ft · $221/sq ft
Courtesy of EXP REALTY LLC · View details →
Sold Jul 2026
$849,900
966 TIMBERVIEW ROAD, CLERMONT
4 / 4.5 bd/ba · 3,870 sq ft · $220/sq ft
Courtesy of THE REAL ESTATE COLLECTION LLC · View details →
Sold Apr 2026
$2,100,000
16801 BOLSENA DRIVE, MONTVERDE
3 / 2.5 bd/ba · 3,840 sq ft · $547/sq ft
Courtesy of NOVA REAL ESTATE SERVICES INC · View details →
Sold Jun 2026
$1,630,000
16922 APOPKA SPRINGS BOULEVARD, MONTVERDE
4 / 3.5 bd/ba · 3,838 sq ft · $425/sq ft
Courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · View details →
Sold Jul 2026
$677,000
2450 VIEW RIDGE WAY, CLERMONT
5 / 5 bd/ba · 4,077 sq ft · $166/sq ft
Courtesy of KELLER WILLIAMS REALTY AT THE LAKES · View details →
Sold Jun 2026
$830,000
619 TIMBERVALE TRAIL, CLERMONT
4 / 3.5 bd/ba · 3,800 sq ft · $218/sq ft
Courtesy of PALMANO GROUP RE BROKERAGE LLC · View details →
Median of these 6 sales: $859,950 ($220/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$860,446the mess$1,677,475
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $2,399,897 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 95% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $275/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
3 active listings competing, 1 under contract
For reference, this home is listed at $2,399,897 ($608/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,947 sq ft × $218–$425/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.
Momentum Scores
Momentum Property Score
44/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $608/sq ft vs the community 12-month median $220/sq ft.
Affordability0
List price $2,399,897 vs the community median $859,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~111 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2027 build. Obtain a property-specific quote.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $608 per square foot, about 176% above the community’s $220 median. mirror lake’s 12-month median sold price per square foot is $220. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 5 active listings in mirror lake, no CDD assessment.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by RESOLUTE DEVELOPMENT GROUP, LLC · MLS # O6391810
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Keep looking
Similar homes for sale near MIRROR LAKE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Lake County approves 2,241-acre Panther Run rezoning for up to 2,624 homes near Clermont
The Lake County Commission voted 3-1 on Sept. 1 to rezone about 2,241 acres in the Wellness Way area, north of Sawgrass Bay Boulevard, for GT Homes. The planned unit development allows up to 2,624 residential units and more than 1 million square feet of non-residential space, with sites reserved for a future public high school and public safety facilities. Plans include extending County Road 455 and about 11 miles of public trails.
Why it matters: The plan adds long-term housing supply, employment space and new connector roads in south Lake County, with infrastructure planned ahead of residential growth. The project is about 23 miles southwest of Mirror Lake, elsewhere in Lake County.
Lake County approves buying 11 miles of CSX rail corridor for Wekiva Trail extension
Lake County commissioners voted to buy an 11-mile CSX rail corridor to extend the Wekiva Trail from Sorrento toward Mount Dora, Eustis and Leesburg. Property costs exceed $20 million, funded by the Lake Forever bond, an expected Florida Communities Trust grant and other sources. The final purchase agreement waits on the outcome of the November property tax amendment.
Why it matters: A continuous trail linking Sorrento, Mount Dora, Eustis and Leesburg would add recreation and non-car connections across north Lake County. The project is about 12 miles northwest of Mirror Lake, elsewhere in Lake County.
New Apopka complex with restaurants and offices set to open in 2026
A new commercial complex in Apopka with restaurants and office space is set to open in 2026, adding retail and workplace space in northwest metro Orlando.
Why it matters: New retail and office space in Apopka adds everyday conveniences and local jobs, amenity and employment factors that can support nearby housing demand. The site is about 4 miles west of Mirror Lake.
Lake County approves rezoning for the Wolf Branch Innovation District near Mount Dora
Lake County approved a rezoning for the Wolf Branch Innovation District, a large mixed-use employment district planned near Mount Dora and State Road 46, clearing the way for a long-term jobs and commercial hub in east Lake County.
Why it matters: A large new employment and mixed-use district near Mount Dora points to long-term job growth in east Lake County, a structural demand driver for housing in the surrounding area. The project is about 13 miles northwest of Mirror Lake, elsewhere in Lake County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Grassy Lake ElementaryAssigned elementary school · Lake County School District · Grade A (Florida DOE 2025-26)
GRADEA
East Ridge MiddleAssigned middle school · Lake County School District · Grade A (Florida DOE 2025-26)
GRADEB
Lake Minneola HighAssigned high school · Lake County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 154 TRANQUIL MIRROR LAKE COURT #Lot 21, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $275/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,947 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $25,199/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 154 TRANQUIL MIRROR LAKE COURT #Lot 21 and when was it built?
Per the listing record, 154 TRANQUIL MIRROR LAKE COURT #Lot 21 was built in 2027 and has 3,947 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 154 TRANQUIL MIRROR LAKE COURT #Lot 21 in?
154 TRANQUIL MIRROR LAKE COURT #Lot 21 is in Mirror Lake in Clermont, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 154 TRANQUIL MIRROR LAKE COURT #Lot 21 have an HOA, and how much are the dues?
The listing reports HOA dues of $275 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 154 TRANQUIL MIRROR LAKE COURT #Lot 21 differ from the current owner's?
The estimate on this page (about $25,199 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 154 TRANQUIL MIRROR LAKE COURT #Lot 21 in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 154 TRANQUIL MIRROR LAKE COURT #Lot 21 in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
