16101 Vetta Drive, Montverde, FL 34756
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 13, 2026, 16101 Vetta Drive in Bella Collina West Sub, Montverde is listed at $2,290,000 (5,043 sq ft, about $454 per sq ft). That is 175% above Bella Collina West Sub's median closed sale of $833,880 over the last 12 months (66 recorded sales). Per square foot it is above the community's recent $267/sq ft by about 70%. It came to market within the past week. Listing facts: built in 2021, a private pool, HOA dues of $410/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2021 · 5 yrs
- 5,043 sq ft of living area
- Garage
- Listed at $2,290,000 — recent neighborhood median sale price ~$833,880 (nearby sales; deemed reliable, not an appraisal)
- Active listing
- HOA $410/mo (per listing)
About this home
Are you finally ready to live the Florida life that you have dreamt of? Perfectly situated on a premier lot with unobstructed views of the 6th green, this custom designed home by McNally offers the ideal combination of luxury and prestige you can only imagine. At first glance, you can immediately appreciate the uniqueness of this home; with only one neighboring home on the left and green space to the right, this home simply has it all.
Once across the threshold, it's hard not to take-in all of the fine customization that went into creating this impressive estate home. Soaring 20' ceilings welcome you in the grand foyer, and offer stunning views past the formal living room and out to your private pool & patio. Once inside this grand space, you have instant views of your formal dining room (adjacent to the kitchen), your formal living room, and the newly updated staircase railing and spindles.
If you like to entertain and host those large gatherings, this exquisite kitchen will not disappoint. A Sub-Zero refrigerator, Liebherr wine refrigerator, Wolf induction cooktop, dual Wolf ovens and timeless bespoke cabinetry set the backdrop for this space, truly making the kitchen the heart of the home. Your family room, located right off the kitchen, is the ideal overflow area for family & friends, and offers unparalleled views of your summer kitchen and pool through the collapsible sliding doors.
Two generously sized bedrooms are on the first floor, sharing a well-updated bathroom that rivals any 5-star hotel. Three additional secondary bedrooms are located on the second floor, each with its own built-in closet and en-suite bathroom, and one with direct access to the private balcony in the rear of the home, and another with a "juliet" balcony facing the front of the home. Last but not least, your primary suite will make you feel as if you're on vacation every day of your life.
This massive room can accommodate the largest of beds, as well as a separate sitting area where you can wind down after a long day. In addition, your en-suite bathroom with floor to ceiling tile offers a free-standing bathtub, as well as a spa-like walk-in shower with multiple shower heads. If you enjoy a morning cappuccino or an evening cabernet, your private balcony—which stretches the entire length of the home and is directly accessed from your primary bedroom—will immerse you during this quality time.
Gaze out onto the 6th green, or even take in the occasional wildlife seen throughout the Tuscan-inspired community. If you enjoy spending as much time outside as possible, you can spend all year round next to your private pool under the lanai with retractable screens, hosting dinners from your summer kitchen and enjoy watching your favorite games. Once a resident of Bella Collina, you can begin to utilize all of the premier amenities; including the on-site restaurant, spa & fitness center, golf pro shop, and the world renowned golf course designed by Sir Nick Faldo > ZERO CARPET | HOME CAN BE SOLD FULLY FURNISHED | BUILT-IN CLOSETS & FULL BATHROOMS IN EVERY BEDROOM | SUMMER KITCHEN | PRE-PLANNED ELEVATOR ROOM | POOL BATHROOM ON LANAI | ADDITIONAL MEDIA ROOM ABOVE GARAGE | Bella Collina is a 24-hour guard gated community, offering a perfect blend of luxury, convenience, and the epitome of the Florida lifestyle that you deserve.
All 6 photos
Description provided by RE/MAX PRIME PROPERTIES and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $12,684/mo 75%
- Taxes $3,108/mo 18%
- Insurance $681/mo 4%
- HOA $410/mo 2%
$16,884/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 16101 Vetta Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $20,450/yr (certified county roll, taxable value × millage). Buy at the asking price of $2,290,000 and the first-year bill resets to about $37,300/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.65 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $410/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $5,500–$12,000/yr; neither is a quote. |
| Roof and age | Built in 2021. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Estimated carrying cost at the asking price, before the mortgage: about $3,665/month (tax $3,108, HOA $410, insurance $146). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the WINDSOR CAY PH 1 market
How this home is priced against recent nearby sales, and where WINDSOR CAY PH 1 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in WINDSOR CAY PH 1
Each dot is a closed sale since 2024 (232 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $454/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
This home’s history
- 2021BuiltPer public record
- Oct 13, 2026First seen on movewithmomentum.comObserved at $2,290,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $833,880 ($267/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Strong local evidence — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); the Lake County 2025 tax roll just value ($1,498,694) × the local sale-to-roll ratio of 40 nearby sales.
Track record: across 2,984 recent closed sales we scored, the closed price landed inside the Messtimate range 66% of the time; median miss 8.5% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-13.
Actual list price: $2,290,000 ($454/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 50% spread on the same house — here is what a model can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
- The pool — a private pool carries cost and value the model only sees through the comps.
- Carrying costs & concessions — this home carries HOA dues of $410/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- 796 active listings competing, 281 under contract
- 2 closed here in the last 12 months
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 13, 2026.
Momentum Property Score
25/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $454 per square foot, about 70% above the community’s $267 median. WINDSOR CAY PH 1’s 12-month median sold price per square foot is $267. Median sold price per square foot is up 14.3% year over year. Confidence: Very High · 66 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
54% of homes in WINDSOR CAY PH 1 are owner-occupied. An estimated 46% are non-owner-occupied, including 22% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2646 homes matched. Community-level context.
Recent WINDSOR CAY PH 1 sales closed near 100.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 586 active listings in WINDSOR CAY PH 1, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 16101 VETTA DRIVE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by RE/MAX PRIME PROPERTIES · MLS # O6447660
Request a showing
Similar homes for sale near BELLA COLLINA WEST SUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in BELLA COLLINA WEST SUB
- 4556 Orchard View Alley · $419,990 · 4 bd / 3.0 ba · listed October 13, 2026 (courtesy of PULTE REALTY OF NORTH FLORIDA LLC)
- 494 Brainard Avenue · $299,000 · 3 bd / 1.5 ba · listed October 13, 2026 (courtesy of RIGHT REALTY CONNECTION, INC.)
- 32848 County Road 473 · $299,900 · 5 bd / 2.0 ba · listed October 13, 2026 (courtesy of LPT REALTY, LLC)
- 513 Summer Place Loop · $399,000 · 5 bd / 3.0 ba · listed October 13, 2026 (courtesy of FRONTLINE FLORIDA REALTY, INC.)
- 45797 Ohio Street · $162,000 · 3 bd / 2.0 ba · listed October 13, 2026 (courtesy of WATSON REALTY CORP)
- 27239 White Plains Way · $305,000 · 2 bd / 2.5 ba · listed October 13, 2026 (courtesy of LOKATION)
Every home on Vetta Drive: what is for sale, what sold and when, the homes and the communities along it.
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
More on BELLA COLLINA WEST SUB
Go deeper on BELLA COLLINA WEST SUB
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 16101 Vetta Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $410/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 5,043 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $37,300/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $16,850 more per year than the current owner’s estimated bill (+82%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 13, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 16101 Vetta Drive and when was it built?
Per the listing record, 16101 Vetta Drive was built in 2021 and has 5,043 sq ft of living area, 6 bedrooms and 6.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 16101 Vetta Drive in?
16101 Vetta Drive is in Bella Collina West Sub in Montverde, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 16101 Vetta Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $410 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 16101 Vetta Drive differ from the current owner's?
The estimate on this page (about $37,300 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $16,850 more per year than the current owner’s estimated bill (+82%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 16101 Vetta Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 16101 VETTA DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.